While it sounds like something out of Blade Runner, a survey found some would take drastic steps to reduce the time it took to pay for their coffee.

Future Finance does recommend students go through Student Finance first, but the cost of repayments should be a red flag for any students considering this option.

Paying a £3,000 credit card bill over two years could cost £1,979 more in interest to an appliccant with a bad credit rating, according to data from TotallyMoney and Moneycomms.

Dave Parr, 38, rang up Three in June to ask for a phone upgrade. Because he asked for a different delivery address, they thought it was fraud and when they couldn't contact him filed a fraud marker.

Ferry passengers incur the charge if they want to be dropped off or picked up by car, or park for the ferry at the end of the half-mile pier.

The Royal Mint announced it has teamed up with card providers Mastercard and Accomplish Financial to create 'Raris', aimed at high net worth individuals after something exclusive.

Have you ever checked your credit report?  If the answer is no, the likelihood is: someone else has. We reveal five top tips for those who have never cast an eye on their financial CV.

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

A large number of buy now, pay later users do not know the full implications of missing payments while a large chunk don't believe the terms and conditions are clear enough.

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.

I have triggered a 10,000 point bonus for spending £15,000 on the card - but it says I can't get them until August 2020 and only if I renew. However, I don't want to pay the £140 annual fee for renewing.

In an unusual case, four decades of sticking with Lloyds Bank was the main reason behind a Hertfordshire man obtaining a £12,000 mis-sold PPI payout.

UCAS will stop sending out emails advertising private student loan provider Future Finance, the student charity announced today, following a backlash over the promotions

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?

A shopper who used buy now, pay later service Klarna to pay for a £199 vacuum cleaner in three 'interest-free' instalments was left confused after he was charged an extra 4.5%.

Credit card customers of high street bank Halifax have reportedly been hit by charges when trying to make Klarna repayments, the buy now, pay later firm said.

The white plastic-looking 'K ring' (pictured) - which also comes in black costs £99.99. It is both waterproof and scratch-resistant and can be used to make contactless purchases.

Many of us know that having a good credit score is key to getting accepted for the cheapest cards, loans and mortgages but many still believe in common credit score myths.

The FCA today brought in measures which offer consumers struggling with their finances bigger fee-free overdrafts and the ability to freeze credit and loan repayments for three months.

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.

The Financial Conduct Authority said many were encouraged by the publicity blitz it launched in the summer of 2019 to warn consumers that they had limited time left to make a complaint.

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.

Banks and credit card providers may levy fees on refunds as well as purchases, meaning a double whammy of charges on trips hit by coronavirus.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

It’s so easy to come up with stories to tell ourselves to justify spending money. So I’ve started building up an armoury of reverse arguments to tell myself to help save.

Interest on tuition fees is now more expensive than some commercial loans. Here are four more reasons why this isn't fair on this cohort of graduates.

Guess what has experienced inflation ten times higher than house prices, gold, petrol or even a pint of beer in central London? Directory enquiries.

Here are around six phone calls every year that almost every household needs to make if they don’t want their outgoings to suddenly balloon.

Party manifestos are not exactly known for their jokes. But as I trawled through them all over the past few days there were two lines that at least made me snigger.

So how can we possibly plan our finances at a time of such uncertainty and disagreement about what is next to come for British households? I think there are a bunch of things we all can do to prepare.

Filling out a simple application form can feel like running a gauntlet of spam. One wrong move and you could be pelted with ‘special offers’, junk mail and interrupting text messages for eternity.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost.

Economics and comedy. Not a conventional pairing.But after spending a weekend at the world’s first economics and comedy festival, I can tell you they’re a match made in heaven.

What about saving a few hundred - or even thousand - pounds right at the beginning of the year? You’ll improve your bank balance and turboboost your resolution.

Walking down the high street with friends on Saturday, we heard an elderly gentleman at a cash machine shout: ‘My card! They’ve taken my card!’

I've been monitoring an online sale for over a year now and it never reverts back to its standard price. I've been taking screen grabs and now it's time to fight back.

I don't have a Vanguard account, but if someone said they wanted an easy and cheap way to build their wealth, opening one and picking a Lifestrategy fund would be near the top of my list of things to try.

A microadventure doesn't involve an expensive expedition, but just getting out of the rut of the daily grind and exploring the world around us on a shoestring. It's the perfect antidote to gloomy politics.

The financial watchdog was right to crackdown on costly daily charges and even more expensive unauthorised borrowing. Its mistake was to trust the banks and not cap rates.

Arguably, the best thing that could happen over the next decade would be for homes to get less expensive, preferably through house prices stagnating and wages rising.

House prices have only ever been as expensive as they are now compared to wages twice in the past 120 years, but surprisingly before that they were considerably more costly, a deep dive shows.

The little-known salary sacrifice tax break for electric cars combined with a new zero rate benefit-in-kind rate could be a game-changer for green motoring.

Halifax's renewals team are not blessed with the ability to explain why you are being asked for an extra £59, so I made a complaint and this is what happened next.

The FTSE 100 has gone nowhere in 20 years, so why are investors told to think long-term? That is the question those of us who advocate investing deserve to face.

If ever there was a time when investors needed a hero, it's now. And among the stock market capitulation, a ray of light has arrived with the latest list of Dividend Heroes.

Estate agents, mortgage brokers and banks have a headache right now, while buyers, sellers and those due to move home don't know what on earth will happen.

Whenever I see such rates I feel compelled to ask: 'Why if you have money that you don't need for seven years would you not invest it for a better return?'