As credit risk funds may see redemption pressure because there are no takers for lower-rated paper, investors can opt for liquid and overnight funds.

The RBI recently allowed banks to use Video KYC to validate loans and credit card applications. Video KYC is another effective mechanism to accelerate application processes wherein customers can use their smartphone cameras to validate themselves before a bank-appointed officer.

Gold plays an important role as a diversifier in a portfolio due to its less than perfect correlation with other asset classes.

The Irdai data showed that LIC saw its new business premiums at Rs 1.77 lakh crore in 2019-20 compared to Rs 1.42 lakh crore in the previous fiscal — a growth of 25.17%.

Low oil prices will have a positive impact on glass manufacturing, transport, industrial power, plastics, lubricants, petrochemical, , FMCG, paint, rubber & tyre manufacturing companies

There would also be a significant rise in disease-specific health plans as these are only for widespread infections as against normal hospitalisation in order to keep the cost of treatment low.

VPF is the voluntary contribution by employees towards their provident fund account over and above the 12% contribution towards EPF.

The next two months will be weak and slowdown in Ulips to continue for the rest of the year

Banks are offering Covid-19 personal loans only to existing borrowers and pension and salary account holders

The EPFO has already extended to May 15 the due date for depositing statutory contributions for the wage month of March, due by April 15.

Contingency planning, taking heath insurance and avoiding unnecessary expenses is critical.

The motor third-party obligation of each insurer should be linked to the number of vehicles insured instead of premium derived from this segment, says Irdai panel.

The year 2020 is not going to be a year to forget. Understanding the nuances and re-learning the basics is a good thing to do.

Availing of the moratorium will only add to your interest burden eventually. If you have the cash, paying EMIs and credit card bills on time will be beneficial.

An emergency fund equal to 6-12 months of your monthly expenses is the financial equivalent of N95 masks. And check your health insurance plan.

Q4 Ebitda was in line with estimates; RIL on track to be debt free by end FY21, which could drive rerating; TP revised to Rs 1,618.

While the third-party (TP) premium depends on your vehicle’s cubic capacity (CC), the motor own-damage is calculated basis the RTO/city you reside in and the make year and model of your car.

Trade unions are of the view that the retirement fund body should set a definite timeline for employers to deposit the money already deducted from employee’s monthly salary.

The daily AUM of such funds stood at Rs 74,709.11 crore in April, compared with `80,377.59 crore in March — declining Rs 5,668.48 crore.

Though overall growth in health business declined 11% in March, private players are likely to revive in FY2021.

Reduce your debts, cut expenses and choose investment products prudently to build your retirement corpus.

For those looking forward to luxury journeys on board Deccan Odyssey India , the news of possible cancellation of the service will come as dismay. According to the Maharashtra Tourism Development Corporation, new proposal for short itinerary and lesser haulage charges have been sent to Indian...

Operators of Indian Maharaja-Deccan Odyssey Train, Travel Corporation India Ltd (TCI) have come up with the new tariff for the Indian Maharaja Train to target domestic travelers. On the launch of the new season of the Indian Maharaja-Deccan Odyssey the managing director Mr. Madhavan Menon said...

Deccan Odyssey a luxury train in India, has embarked on its maiden journey in a completely new look on this Wednesday. The luxury train has been re-launched with renovated interiors, including a spa, gymnasium, library, lounge, beauty salon, business center, conference room, bar and...

Deccan Odyssey, one of the earliest luxury trains in India, has been flagged off by the Maharashtra Tourism Development Corporation (MTDC) in a completely new look for this season’s run. The train now has refurbished interiors and includes a spa, fitness ceter, lounge with library, beauty...

Luxury train travel around the world is in revival mode with more and more tourists opting for this mode of travel. As opposed to cramped luxury of airliners, luxury trains offer that much needed respite, privacy and exclusivity that luxury travelers mostly seek. When it comes to luxury train...

In part one of this blog series, we introduced the automation of AI (i.e., artificial intelligence) as a multifaceted and evolving topic for marketing and segmentation. After a discussion on maximizing the potential of a brand's first-party data, a machine learning method incorporating natural language explanations was provided in the context [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 2] was published on Customer Intelligence Blog.

In parts one and two of this blog series, we introduced the automation of AI (i.e., artificial intelligence) and natural language explanations applied to segmentation and marketing. Following this, we began marching down the path of practitioner-oriented examples, making the case for why we need it and where it applies. [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 3] was published on Customer Intelligence Blog.

The marketing industry has never had greater access to data than it does today. However, data alone does not drive your marketing organization. Decisions do. And with all the recent hype regarding the potential of AI, a successful cross-channel campaign is propelled by a personalized, data-driven approach injected with machine [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 1] was published on Customer Intelligence Blog.

In part one of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. In part two, we will share perspectives on: How SAS Customer Intelligence 360 completes analytic's last mile. How campaign management processes can easily [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 2] was published on Customer Intelligence Blog.

Your brand is customer journey obsessed, and every interaction with your company provides a potential opportunity to make an intelligent decision, deepen engagement and meet conversion goals. The hype of martech innovation in 2020 is continuing to elevate, and every technology vendor is claiming the following statement: "Bolster the customer [...]

SAS Customer Intelligence 360: Marketing AI vision was published on Customer Intelligence Blog.

In parts one and two of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. According to Daniel Newman (Futurum Research) and Wilson Raj (SAS) in the October 2019 research study Experience 2030: “Brands must [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 3] was published on Customer Intelligence Blog.

Digital transformation. Yup, I said it. It's over-hyped. But as SAS Chief Operating Officer and Chief Technology Officer Oliver Schabenberger says, "It's also real and powerful. Our world is being liquefied from physical assets into virtual assets, and analog processes into digital processes - the world is turning into bits [...]

SAS Customer Intelligence 360: Analytics as a guiding light was published on Customer Intelligence Blog.

Excitement levels are high for the March 2020 release of SAS Customer Intelligence 360, which includes multiple years of research and development culminating in enhancements to the platform's underlying data model. The changes will introduce the unification of a comprehensive data model recording both: Customer behavior -- what users are [...]

SAS Customer Intelligence 360: Unified data model, marketing attribution and AutoML was published on Customer Intelligence Blog.

In February, SAS was recognized as a Leader in the 2020 Gartner Magic Quadrant for Data Science & Machine Learning Platforms report. SAS is the only vendor to be a leader in this report for all seven years of its existence. According to us, the topic of the research is [...]

SAS Customer Intelligence 360: Analyst viewpoints was published on Customer Intelligence Blog.

After careful consideration of the evolving COVID-19 situation, SAS made the decision in March to cancel the in-person SAS Global Forum 2020 conference in Washington, DC. The health and well-being of SAS customers and employees was the company's top priority in making that decision, and while it's unfortunate that we [...]

SAS Global Forum 2020: Hybrid marketing with SAS Customer Intelligence 360 was published on Customer Intelligence Blog.

Palace on Wheels is the brainchild of Indian Railways and Rajasthan Tourism Development Corporation. Functioning since 1982, this train has so far introduced the pristine locales of Rajasthan to millions of international guests in the country. Besides Agra and New Delhi, the train also traverses...

The luxury train Palace on Wheels is ready to welcome guests to embark on a spectacular sojourn across Rajasthan. The new season for the train that begins on 4th August 2010, Wednesday promises guests even more fun and excitement. A new feature in terms of a Spa coach has been added to the train...

For those who want to tour Rajasthan like maharaja on board Palace on Wheels train but at a lower price, the months of September and April offers perfect window of opportunity. Palace on Wheels, an Indian luxury train offer extravagant ride to the guests across some of the most fascinating...

The news that Palace on Wheels is sold out for November and taking the guest booking on waiting list comes as no surprise. Voted 4th Best Luxury Train in The World, Palace on Wheels is India’s most loved and popular tourist train. A joint venture of Rajasthan Tourism Development Corporation...

The peak season of the Palace on Wheels is going great guns this year. The booking of Palace on Wheels for the month of November is already sold out and only a few occupancy remains for the month of December and January. According to the sources, this is not surprising as Palace on Wheels is the...

One of the fastest one-litre motorcycles on the planet. Yes, that’s what the 2019 BMW S1000RR is and it’s now on sale in India at a starting price of Rs 18.5 lakh. The changes are big and even the trademark asymmetrical face has been done away with. So how is this new beast to ride […]

The Hyundai Kona Electric has been launched in India for a price of Rs 25.3 lakh. The all-electric powered crossover type SUV packs a 39.2 kWh lithium-ion Polymer battery which in Indian conditions is rated to be capable of delivering 452kms of driving range. With 136hp and 394Nm of torque at its disposal, will the […]

Ather 450 is currently the fastest electric scooter in India. We have not considered the Avera Retrosa as it is currently available only in Andhra Pradesh. On the other hand, the Ather 450 is available in Bengaluru and Chennai and the company has aggressive expansion plans as it aims to be present in 30 Indian […]

The Venue and the Nexon follow two separate approaches when it comes to tackling the sub-4m SUV space. One has a lot of features and a feel-good factor while the second one is the best its maker churns out and has got better daily usability. Which one is our choice? Lijo finds it out.

MG Hector is the new kid on the block, but how does it match with Tata's Harrier and the reigning king of the compact SUV space the Hyundai Creta? We drive all three of these SUVs to decipher which of these you should sink your hard earned money into and have a happily ever after […]

The facelift infuses life into the Mahindra TUV300 and makes it a more feature-rich SUV than what it was before. We have listed out the pros and cons of this SUV in the video.

Kia Motors is preparing to launch their first product for the Indian market, the Kia Seltos midsize SUV which is scheduled to be launched on August 22. Before the prices of the Kia Seltos are officially revealed, we got to sample the Seltos 1.4-litre turbocharged petrol motor with the 7-speed DCT automatic, in addition to […]

Revolt RV 400 has finally been launched in India. With features like smartphone connectivity and multiple exhaust sounds, the RV 400 is definitely in a segment of its own. But what is an electric motorcycle to ride like? How does it compare with conventional motorcycles? Abhilasha Singh test rode the RV 400 to answer these […]

Bajaj has used it’s existing Pulsar 150 platform to create the smaller Pulsar 125 Neon. The design, cycle parts, features and even the engine (stroke has been shortened and swept volume reduced) is borrowed from the bigger bike. The result is a good looking bike for those on a budget. How is it to ride […]