Every year most of us leave sorting out our holiday spends to the last minute, pushing up the cost. Check out our timeline to take advantage of the best cheap travel spending deals.

Travel a lot for work? We have crunched the numbers to help you choose the most lucrative credit card offering air miles, reward points and cashback to use for work expenses

Starling Bank is offering its current account customers personal loans of up to £5,000 from 11 per cent APR. We give our verdict on whether they are worth considering.

Challenger bank, Tandem has launched a new best-buy credit card offering those without a perfect credit rating free holiday spending and cash withdrawals. We take a look.

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.

Households are increasingly saving less and getting into more debt and a payday loan crackdown hasn't solved the problem. This is Money rounds up some of the start-ups trying to help

Nearly three quarters of women said they'd think twice about someone if they debts, compared to 69 per cent of men, according to research from comparison website Finder.

A record number of people are heading to debt charities with help over guarantor loans - including Emma, pictured, who paid back £23k after borrowing £10k from Amigo Loans.

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

While it sounds like something out of Blade Runner, a survey found some would take drastic steps to reduce the time it took to pay for their coffee.

Future Finance does recommend students go through Student Finance first, but the cost of repayments should be a red flag for any students considering this option.

Paying a £3,000 credit card bill over two years could cost £1,979 more in interest to an appliccant with a bad credit rating, according to data from TotallyMoney and Moneycomms.

The Royal Mint announced it has teamed up with card providers Mastercard and Accomplish Financial to create 'Raris', aimed at high net worth individuals after something exclusive.

Have you ever checked your credit report?  If the answer is no, the likelihood is: someone else has. We reveal five top tips for those who have never cast an eye on their financial CV.

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?

Households have £45bn more debt on credit cards, personal loans and overdrafts compared to the start of 2010 - growth of 25% in 10 years, Bank of England data shows.

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.

If you are someone who is looking to start the new year by paying off more of their debt, This is Money and its personal finance experts are here to help.

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

Tandem Bank is scrapping its existing, popular, cashback credit card for a membership deal offering a 1.5 per cent savings rate and a credit card that charges no interest, ever. Is it any good?

A large number of buy now, pay later users do not know the full implications of missing payments while a large chunk don't believe the terms and conditions are clear enough.

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.

I have triggered a 10,000 point bonus for spending £15,000 on the card - but it says I can't get them until August 2020 and only if I renew. However, I don't want to pay the £140 annual fee for renewing.

Visa's scheme marks the first time all the UK's banks will pay small stores to offer cashback. Beccy Soper (pictured), of Beccy's Greengrocers in Stockbridge, Hampshire, said: 'It's a win-win'.

In an unusual case, four decades of sticking with Lloyds Bank was the main reason behind a Hertfordshire man obtaining a £12,000 mis-sold PPI payout.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

UCAS will stop sending out emails advertising private student loan provider Future Finance, the student charity announced today, following a backlash over the promotions

Credit card customers of high street bank Halifax have reportedly been hit by charges when trying to make Klarna repayments, the buy now, pay later firm said.

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.

Many of us know that having a good credit score is key to getting accepted for the cheapest cards, loans and mortgages but many still believe in common credit score myths.

The Foreign Office has now advised against all overseas travel, it's likely cancelling holidays is further up people's priorities than booking new ones - so what can air miles be spent on?

The UK economy is built on spending, often fuelled by debt - credit cards, personal loans, car finance. We don't want to shrink it, only keep it manageable; and keep the Jenga tower from falling.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

The Bank of England's latest credit conditions survey revealed lenders believe the availability of household unsecured credit will decrease between April and June amid coronavirus.

Next to a picture on social media app Snapchat of Ryan Reynolds teasing news about upcoming superhero film Deadpool 3, is a 'sponsored' post with its own teaser: that you can write off debt.

The Financial Conduct Authority said many were encouraged by the publicity blitz it launched in the summer of 2019 to warn consumers that they had limited time left to make a complaint.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

Are you investing in the things that will help make the future that you want possible? Maybe it is something that we should all at least consider.

So how can we possibly plan our finances at a time of such uncertainty and disagreement about what is next to come for British households? I think there are a bunch of things we all can do to prepare.

Of course there are economic arguments to make when considering the value of a degree. But they don't cover the half of it.

Economics and comedy. Not a conventional pairing.But after spending a weekend at the world’s first economics and comedy festival, I can tell you they’re a match made in heaven.

Navy Retired, in Merseyside says: ‘If you are a British Gas customer, you might as well put £200 - 300 down the nearest drain. Switch - it is so easy.’ I think he or she is bang on the money.

I've been monitoring an online sale for over a year now and it never reverts back to its standard price. I've been taking screen grabs and now it's time to fight back.

There’s little in life more frenzied than booking a hotel online. You could plan an off peak trip to the back end of nowhere and it seems there'd be an inordinate number of people looking too.

As consumers we endlessly battle to reduce our impact: take the train instead of driving, decline plastic straws, eat free range. As investors we can maximise our impact, using our cash to do good.