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Bank Term Funding Program (BTFP) Seems Like a Good Idea to Me


It seems that most conservatives are calling the new Bank Term Funding Program a "bailout" for the rich, but as far as I can tell preventing a contagious bank-run is good for everyone. Shareholders and bondholders of any failed banks are not being guaranteed in anyway, only depositors (i.e., bank customers).

The additional funding will be made available through the creation of a new Bank Term Funding Program (BTFP), offering loans of up to one year in length to banks, savings associations, credit unions, and other eligible depository institutions pledging U.S. Treasuries, agency debt and mortgage-backed securities, and other qualifying assets as collateral. These assets will be valued at par. The BTFP will be an additional source of liquidity against high-quality securities, eliminating an institution's need to quickly sell those securities in times of stress.

Silicon Valley Bank and Signature Bank are being "resolved" and shareholders are being wiped out. Bondholders will probably get some of their money back, but they won't be made whole. Depositors will be fully protected. Bank runs are caused by depositors panicking and withdrawing their money, so the BTFP should be sufficient to forestall that catastrophe without "bailing out" banks using taxpayer dollars. I guess we'll find out.



  • Business & Economics

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SplineTech JavaScript Debugger PRO update boosts unique new features

Spline Technologies Corporation announces a major update to SplineTech JavaScript Debugger PRO, an independent standalone Web development tool that enables Web developers to easily edit and debug JavaScript and VBScript inside HTML and AJAX pages, without the need for any add-ons, plugins or changes of their code to handle the debugging process. Client-side JavaScript, JScript and client-side VBScript debugging languages are fully supported for simple and complex HTML, DHTML and AJAX debugging scenarios.

 SplineTech JavaScript Debugger PRO offers following main features to address the most common Web development issues:

 - Advanced form debugging for JavaScript form validation - Programmers to cause order forms to validate in clients' browser windows before they are submitted.
 - JavaScript pop-up debugging
 - Debug DHTML menus and JavaScript menus
 - Debug JavaScript and VBScript events: Debug JavaScript Pop-ups, onclick, onmouseover, onfocus and any
 other event.
 - Debug DHTML behavior
 - Debug client-side JavaScript controls: Debug calendars and any other control
 - Multi-Functional VBScript and JavaScript script editor for HTML and AJAX
 - Full Support for native VBScript and JavaScript syntax (color-coded)
 - Explicit JavaScript runtime error information
 - Execution line highlighting: Display the current line of the code to be executed

 Aside from a vast array of main features, this major update of SplineTech JavaScript Debugger PRO includes these new and unique features:
 - Pause code execution in 3, 5 or more seconds (user adjustable)
 - Reformat unreadable JavaScript and AJAX scripts (turns large one-line AJAX scripts into properly formatted readable multi-line code)
 - Step Through multiple lines of code at once (user adjustable)
 - Go back (and forth) to any step within your code
 - Call Stack enables developers to view all function names taken from function lists (since IE reports most of them as anonymous)
 - View all current variables in a dedicated Current Variables panel

 Without requiring any manual configuration or network configuration, SplineTech JavaScript Debugger PRO runs on the Windows 7/2008/2000/2003/XP and Windows Server 2008 platforms (both x86 and x64) with Microsoft Internet Explorer 6.0 or better.

 SplineTech JavaScript Debugger PRO is priced at $90 per single-user license, and is available for purchase at
 http://www.RemoteDebugger.com/javascript_debugger/javascript_debugger.asp

 Immediate online product delivery and full support is included with all Spline Technologies products.

 ABOUT:
 Spline Technologies Corporation is a growing dynamic international software development company, specializing in web development tools, with headquarters in beautiful downtown Montreal, Canada, since 1999.




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Changes to our lives are certain if PM meets bold climate target - but a key ingredient is missing for success

Keir Starmer's arrival at COP29, with a promise to drastically cut the UK's carbon emissions by 81%, will be a small ray of sunshine in an otherwise gloomy start to the climate talks.




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Serving police officer arrested on suspicion of terrorism offence

A serving Gloucestershire police officer has been arrested on suspicion of a terrorism offence.




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Social media bosses could face £10,000 fine for failing to remove knife adverts

Fines of £10,000 for social media bosses who don't remove illegal knife adverts are being considered by the government.




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Full list of Post Office branches that could close under 'transformation plan'

The Post Office has announced that more than a hundred larger crown branches - those owned by the company directly - could close with the possible loss of hundreds of jobs.




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Sara Sharif's father tells court he beat her and 'takes full responsibility' for her death

Sara Sharif's murder-accused father has told jurors he "takes full responsibility" for the death of his daughter.




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Israeli construction along buffer zone with Syria violates ceasefire, UN says

New trenches and berms are being constructed along the frontier in the occupied Golan Heights.




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NetBSD: the portable, lightweight, and robust UNIX-like operating system

NetBSD is an open-source, Unix-like operating system known for its portability, lightweight design, and robustness across a wide array of hardware platforms. Initially released in 1993, NetBSD was one of the first open-source operating systems based on the Berkeley Software Distribution (BSD) lineage, alongside FreeBSD and OpenBSD. NetBSD’s development has been led by a collaborative community and is particularly recognized for its “clean” and well-documented codebase, a factor that has made it a popular choice among users interested in systems programming and cross-platform compatibility. ↫ André Machado I’m not really sure what to make of this article, since it mostly reads like an advertisement for NetBSD, but considering NetBSD is one of the lesser-talked about variants of an operating system family that already sadly plays second fiddle to the Linux behemoth, I don’t think giving it some additional attention is really hurting anybody. The article is still gives a solid overview of the history and strengths of NetBSD, which makes it a good introduction. I have personally never tried NetBSD, but it’s on my list of systems to try out on my PA-RISC workstation since from what I’ve heard it’s the only BSD which can possibly load up X11 on the Visualize FX10pro graphics card it has (OpenBSD can only boot to a console on this GPU). While I could probably coax some cobbled-together Linux installation into booting X11 on it, where’s the fun in that? Do any of you lovely readers use NetBSD for anything? FreeBSD and even OpenBSD are quite well represented as general purpose operating systems in the kinds of circles we all frequent, but I rarely hear about people using NetBSD other than explicitly because it supports some outdated, arcane architecture in 2024.




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iPod fans evade Apple’s DRM to preserve 54 lost clickwheel-era games

Old-school Apple fans probably remember a time, just before the iPhone became a massive gaming platform in its own right, when Apple released a wide range of games designed for late-model clickwheel iPods. While those clickwheel-controlled titles didn’t exactly set the gaming world on fire, they represent an important historical stepping stone in Apple’s long journey through the game industry. Today, though, these clickwheel iPod games are on the verge of becoming lost media—impossible to buy or redownload from iTunes and protected on existing devices by incredibly strong Apple DRM. Now, the classic iPod community is engaged in a quest to preserve these games in a way that will let enthusiasts enjoy these titles on real hardware for years to come. ↫ Kyle Orland at Ars Technica A nice effort, of course, and I’m glad someone is putting time and energy into preserving these games and making them accessible to a wider audience. As is usual with Apple, these small games were heavily encumbered with DRM, being locked to both the the original iTunes account that bought them, but also to the specific hardware identifier of the iPod they were initially synchronised to using iTunes. A clever way around this DRM exists, and it involves collectors and enthusiasts creating reauthorising their iTunes accounts to the same iTunes installation, and thus adding their respective iPod games to that single iTunes installation. Any other iPods can then be synced to that master account. The iPod Clickwheel Games Preservation Project takes this approach to the next level, by setting up a Windows virtual machine with iTunes installed in it, which can then be shared freely around the web for people to the games to their collection. This is a rather remarkably clever method of ensuring these games remain accessible, but obviously does require knowledge of setting up Qemu and USB passthrough. I personally never owned an iPod – I was a MiniDisc fanatic until my Android phone took over the role of music player – so I also had no clue these games even existed. I assume most of them weren’t exactly great to control with the limited input method of the iPod, but that doesn’t mean there won’t be huge numbers of people who have fond memories of playing these games when they were younger – and thus, they are worth preserving. We can only hope that one day, someone will create a virtual machine that can run the actual iPod operating system, called Pixo OS.




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Improving Steam Client stability on Linux: setenv and multithreaded environments

Speaking of Steam, the Linux version of Valve’s gaming platform has just received a pretty substantial set of fixes for crashes, and Timothee “TTimo” Besset, who works for Valve on Linux support, has published a blog post with more details about what kind of crashes they’ve been fixing. The Steam client update on November 5th mentions “Fixed some miscellaneous common crashes.” in the Linux notes, which I wanted to give a bit of background on. There’s more than one fix that made it in under the somewhat generic header, but the one change that made the most significant impact to Steam client stability on Linux has been a revamping of how we are approaching the setenv and getenv functions. One of my colleagues rightly dubbed setenv “the worst Linux API”. It’s such a simple, common API, available on all platforms that it was a little difficult to convince ourselves just how bad it is. I highly encourage anyone who writes software that will run on Linux at some point to read through “RachelByTheBay”‘s very engaging post on the subject. ↫ Timothee “TTimo” Besset This indeed seems to be a specific Linux problem, and due to the variability in Linux systems – different distributions, extensive user customisation, and so on – debugging information was more difficult to parse than on Windows and macOS. After a lot of work grouping the debug information to try and make sense of it all, it turned out that the two functions in question were causing issues in threads other than those that used them. They had to resort to several solutions, from reducing the reliance setenv and refactoring it with exevpe, to reducing the reliance on getenv through caching, to introducing “an ‘environment manager’ that pre-allocates large enough value buffers at startup for fixed environment variable names, before any threading has started”. It was especially this last one that had a major impact on reducing the number of crashes with Steam on Linux. Besset does note that these functions are still used far too often, but that at this point it’s out of their control because that usage comes from the libraries of the operating system, like x11, xcb, dbus, and so on. Besset also mentions that it would be much better if this issue can be addressed in glibc, and in the comments, a user by the name of Adhemerval reports that this is indeed something the glibc team is working on.




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Kampanie fałszywych SMS-ów ze złośliwym oprogramowaniem Flubot

Korzystając z zainfekowanych telefonów, przestępcy rozsyłają wiadomości SMS z informacją o konieczności podjęcia działań wraz z linkiem do złośliwej strony. Jeśli użytkownik zgodzi sie na pobranie i zainstalowanie aplikacji to po uzyskaniu odpowiednich uprawnień przejmuje ona kontrolę nad urządzeniem i wykradać dane z telefonu.




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Spersonalizowane ataki na ofiary wycieków

Przestępcy coraz częściej personalizują swoje kampanie, tworzą je pod potencjalne ofiary. Chcą tak wzbudzić większy niepokój, ale także urealistycznić atak. Osiągają to m.in. zwracając się do adresata bezpośrednio po jego imieniu.




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Infekcje szkodliwym oprogramowaniem typu infostealer

Przestępcy próbują doprowadzić do infekcji komputera ofiary wszelkimi możliwymi sposobami. Bardzo częstym wektorem ataku są masowo wysyłane emaile zawierające złośliwe załączniki, które mają zostać otworzone i uruchomione przez ofiarę.




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Kampania phishingowa wykorzystująca wizerunek serwisu Netflix

Ostrzegamy przed kampanią phishingową ukierunkowaną na klientów serwisu Netflix. Celem przestępców jest wyłudzenie danych dostępowych do konta oraz poufnych informacji związanych z kartą płatniczą.




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"Nie klikaj w podejrzane linki" - czyli jak nie ostrzegać przed zagrożeniem

W ostatnich latach temat cyberbezpieczeństwa zyskuje coraz większą popularność. Przy okazji pojawiają się różne rekomendacje związane z tym zagadnieniem. W tym artykule skupimy się na wytłumaczeniu dlaczego „kliknięcie w link" nie musi być niebezpieczne oraz przedstawimy argumenty za tym dlaczego porada przestrzegająca przed „podejrzanymi" linkami nie jest klarowna i wymaga więcej wyjaśnienia.




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Ataki spear phishing na pracowników polskich firm i instytucji publicznych

Spear phishing jest oszustwem o charakterze socjotechnicznym, wykorzystującym presję autorytetu i czasu, aby skłonić atakowanego do podjęcia niekorzystnego dla niego działania. Fakt, że zazwyczaj informacje potrzebne do przeprowadzenia ataku są publicznie dostępne lub łatwe do uzyskania, czyni to oszustwo popularnym wśród cyberprzestępców.




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Publikacja zbioru wykradzionych danych logowania - co zrobić?

W tym tygodniu doszło do publikacji dużego zbioru danych wykorzystywanych do logowania przez polskich użytkowników. W ramach tego wycieku udostępniono ponad milion unikalnych rekordów z loginem oraz hasłem do różnych stron. W związku z tym jednostki odpowiedzialne za cyberbezpieczeństwo w Polsce, w tym CERT Polska, podjęły odpowiednie działania w celu ograniczenia skutków tej sytuacji.




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Lista Ostrzeżeń przed niebezpiecznymi stronami – szkic nowej wersji specyfikacji

Nasza Lista Ostrzeżeń obchodziła w tym roku swoje trzecie urodziny. W tym czasie udało nam się ograniczyć skutki wielu różnych kampanii phishingowych celujących w polskich użytkowników Internetu. W odpowiedzi na zmieniający się krajobraz zagrożeń postanowiliśmy wprowadzić parę zmian w działaniu naszej listy, które pozwolą nam lepiej chronić użytkowników. Zapraszamy do zapoznania się z proponowanymi zmianami oraz podzielenia się swoją opinią.




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Podatność w bibliotece lua-http

CERT Polska otrzymał zgłoszenie o podatności w bibliotece lua-http i nadał jej numer CVE-2023-4540.




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Podatność w aplikacji eWeLink firmy CoolKit Technology (Android & iOS)

W aplikacji eWeLink firmy CoolKit Technology wykryto podatność pozwalającą na ominięcie ekranu blokady (CVE-2023-6998).




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Podatność w bibliotece class.upload.php

W otwartoźródłowej bibliotece class.upload.php wykryto podatność typu Stored XSS (CVE-2023-6551).




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Cyberbezpieczeństwo ponad granicami: Projekt FETTA czyli pogłębienie współpracy w zakresie rozpoznania zagrożeń cyberprzestrzeni EU

Jednym z kluczowych wyzwań związanych z europejskim cyberbezpieczeństwem jest zależność od danych pochodzących z krajów spoza UE. Projekt FETTA (Federated European Team for Threat Analysis, pol. Europejski Zespół Analizy Zagrożeń) ma na celu rozwiązanie tego problemu poprzez utworzenie międzynarodowego zespołu opracowującego produkty i narzędzia z zakresu Cyber Threat Intelligence (CTI).




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Podatność w aplikacji iZZi connect

W aplikacji iZZi connect firmy INPRAX wykryto podatność polegającą na możliwości odczytania zaszytych na stałe w kodzie aplikacji danych dostępowych (CVE-2024-0390).




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Podatność w oprogramowaniu Online Shopping System Advanced

W oprogramowaniu Online Shopping System Advanced wykryto podatność typu Reflected XSS (CVE-2024-3579).




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Podatność w oprogramowaniu 2ClickPortal

W oprogramowaniu 2ClickPortal wykryto podatność typu Reflected XSS i nadano jej identyfikator CVE-2024-5961.




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Podatność w oprogramowaniu Redlink SDK

W oprogramowaniu Redlink SDK firmy Vercom S.A. wykryto podatność typu Resource Injection i nadano jej identyfikator CVE-2024-6051.




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Mroczny rycerz powraca: Analiza złośliwego oprogramowania Joker

Zespół CERT Polska zaobserwował w ostatnich tygodniach nowe próbki złośliwego oprogramowania na urządzenia mobilne "Joker" w Google Play Store wycelowane między innymi w polskich użytkowników.




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Podatność w oprogramowaniu terminali PAX POS

W oprogramowaniu terminali PAX POS bazujących na Androidzie wykryto podatność pozwalającą na eskalację uprawnień (CVE-2023-42133).




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15:30: Vorhersage: veränderlich

Basierend auf den aktuellen Temperatur und Luftdruckwerten soll es innerhalb der nächsten 24h veränderlich werden.




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SASE Market worth $5.9 billion by 2028 growing at a CAGR of 25.0%

(EMAILWIRE.COM, October 23, 2024 ) The global SASE Market growth is projected to grow from USD 1.9 billion in 2023 to USD 5.9 billion by 2028, at a Compound Annual Growth Rate (CAGR) of 25.0% during the forecast period. The growing preference for remote working practices, the increase in traffic...




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Metal Organic Frameworks Market worth $1.70 billion by 2030

(EMAILWIRE.COM, October 23, 2024 ) The report "Metal Organic Frameworks Market by Type (Zinc-based, Copper-based, Iron-based, Aluminium-based, Chromium-based), Synthesis Method (Solvothermal/Hydrothermal, Microwave-assisted, Mechanochemical), and Region - Global forecast to 2030 " The global Metal...




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Asset Performance Management Market Size Projected to Hit $3.19 Billion by 2029

(EMAILWIRE.COM, October 23, 2024 ) The Asset Performance Management Market is expected to grow from USD 1.91 billion in 2024 to USD 3.19 billion by 2029 at a Compound Annual Growth Rate (CAGR) of 10.8% during the forecast period. A need for optimizing cost efficiency will boost the growth of the...




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Computer Vision in Healthcare Industry Worth $11.5 billion by 2029, with a CAGR of 24.0%

(EMAILWIRE.COM, October 23, 2024 ) The global Computer Vision in Healthcare market growth forecasted to transform from USD 3.9 billion in 2024 to USD 11.5 billion by 2029, driven by a CAGR of 24.0%. Market growth is propelled by the regulatory initiatives and incentives promote the adoption of computer...




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Finally, A Business You Can Start From Anywhere When the Storms Of Life Show UP

(EMAILWIRE.COM, October 23, 2024 ) How to bring in cash from anywhere in the country Access to returns from major retailers Learn how to sell STUFF in your closet, your neighbors' closet. Consult with Darrell W Tolbert aka Dr E has been a top EBAY seller since the late 90's earning $1.1...




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The Oligonucleotide Synthesis Market was is expected to grow US$ 17.43 Bn by 2030, as per Maximize Market Research.

(EMAILWIRE.COM, October 24, 2024 ) The oligonucleotide synthesis market is experiencing significant growth due to its applications in diagnostics, therapeutics, and research. North America holds the largest market share due to established research infrastructure and strong demand. Asia Pacific...




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Extrusion Coating Market worth $7.5 billion by 2029

(EMAILWIRE.COM, October 24, 2024 ) The report "Extrusion Coating Market by Material Type (LDPE, EVA, PP, PET), Substrate (Paper, Paperboard, Aluminium Foils, Polymer Films), Application (Packaging, Liquid, Flexible, Commercial, Photographic), and Region - Global Forecast to 2029 " is projected to...




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mRNA Synthesis & Manufacturing Market worth $2,958.3 million by 2029

(EMAILWIRE.COM, October 24, 2024 ) The mRNA synthesis & manufacturing market is projected to reach USD 2,958.3 million in 2029 from USD 2,231.4 million in 2024. This market is projected to grow at a CAGR of 5.8% over the forecast period. The primary drivers behind the expansion of this market are...




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36. Link to FeedBurner StandardStats Review ? 16-Mar-2007 11:30:57

Link to FeedBurner StandardStats Review ? Date: Fri, 16 Mar 2007 20:17:40 +0300 ... 13:25; Back to Search Results Google Alert results for: simplyukgadgets. ...




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9. SLUG Mailing List Archives - [chat] hitchhiker incandescent

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29. mir_alida : Message: drug addict collect

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40. LISTSERV 15.5 - SFT Archives

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44. RSS Daily News :: Get the latest RSS news from the top feeds online

Simply UK Gadgets, Simplyukgadgets Forums. Each act of aggression is ... 20. Google Alert results for: "Simply UK Gadgets" - boosted by feedcat.net ...




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What I Learned About Business Shoveling Snow

While shoveling 8 to 10 inches of snow out of my driveway during our fourth Northeastern storm, I started thinking about running my small business. The decision process I used to clear my driveway is similar to the decisions you need to make to run a small business.

complete article




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Run Your Small Business Like an Enterprise

Just because you are small does not mean you have to act small. With a few smart adjustments and a solid NAS setup, you can give your company the capabilities of the big guys in a package that will not break the budget.

complete article