This summer, the Supreme Court struck down Biden's plan to forgive student loan debt for millions of borrowers. Except, on the same day Biden first announced that plan, he also unveiled another, the SAVE plan. And though SAVE sounded less significant than Biden's big forgiveness pledge, it's still alive and could erase even more student debt.

SAVE is officially a loan repayment plan. But through a few seemingly minor yet powerful provisions, many more low-income borrowers will end up paying little or nothing until, eventually, their loans will be forgiven. Even many higher-income borrowers will see some of their debts erased.

In this episode, we explain the history of income-driven repayment. And how borrowers could end up paying less than they might expect once payments resume in October. You can read more from NPR's Cory Turner's here.

This episode was hosted by Cory Turner and Kenny Malone. It was produced by Emma Peaslee, and edited by Molly Messick. It was fact-checked by Sierra Juarez, and engineered by Robert Rodriguez. Alex Goldmark is Planet Money's executive producer.

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Music: Universal Production Music - "Nola Strut," "Funky Ride," and "The Down Low Disco King"

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"It's difficult to control everything," says our guest professor for this week, Santiago Gallino. "What is not difficult is to plan for everything." Today we venture into the sphere of business that masters the planning, and backup planning: operations management.

It's more than just predicting a bottleneck and imagining a solution, because there's always a bottleneck to clear. It's about modeling, and weighing the costs of messing up vs. missing out. For instance, take a newspaper vendor who has to decide how many newspapers to sell tomorrow morning. Do they buy fewer, knowing that they'll sell out–and then miss out on potential revenue from papers not sold? Or do they order more than they expect to sell, just in case–and eat the cost of a few unsold papers? This type of trade-off applies to all kinds of businesses, and Gallino talks us through how to choose.

The only certainty in this life is uncertainty. But we are certain you will come out of this episode feeling better prepared for your future business. And fortunately, there are no bottlenecks in podcasting.

The series is hosted by Robert Smith and produced by Max Freedman. Our project manager is Julia Carney. This episode was edited by Alex Goldmark and engineered by James Willetts. The show is fact-checked by Sierra Juarez.

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Some of the most influential and beloved novels of the last few years have been about money, finance, and the global economy. Some overtly so, others more subtly. It got to the point where we just had to call up the authors to find out more: What brought them into this world? What did they learn? How were they thinking about economics when they wrote these beautiful books?

Today on the show: we get to the bottom of it. We talk to three bestselling contemporary novelists — Min Jin Lee (Pachinko and Free Food for Millionaires), Emily St. John Mandel (Station Eleven, The Glass Hotel and Sea of Tranquility), and Hernan Diaz (Trust, In the Distance) – about how the hidden forces of economics and money have shaped their works.

This episode was hosted by Mary Childs and Alexi Horowitz-Ghazi. It was produced by Willa Rubin, edited by Molly Messick, and engineered by Neisha Heinis. Fact-checking by Sierra Juarez.

Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.

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Find more Planet Money: Facebook / Instagram / TikTok / Our weekly Newsletter.

Music: Universal Music Production - "This Summer," "Music Keeps Me Dancing," "Rain," and "All The Time."

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Ray and Becky Queen live in rural Oklahoma with their kids (and chickens). The Queens were able to buy that home with a VA loan because of Ray's service in the Army. During COVID, the Queens – like millions of other Americans – needed help from emergency forbearance. They were told they could pause home payments for up to a year and then pick up again making affordable mortgage payments with no problems.

That's what happened for most American homeowners who took forbearance. But not for tens of thousands of military veterans like Ray Queen.

On today's show, we follow two reporters' journey to figure out what went wrong with the VA's loan forbearance program. How did something meant to help vets keep their houses during COVID end up stranding tens of thousands of them on the brink of foreclosure? And, once the error was spotted, did the government do enough to make things right?

Today's episode was produced by James Sneed. It was edited by Meg Cramer. And fact-checked by Dania Suleman. Engineering by Cena Loffredo. Alex Goldmark is Planet Money's executive producer.

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The saxophonist has spent his life developing his unique, physically demanding performance style.

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Boomers, Gen X, Millennials, Gen Z seem to be more divided than ever. But why are tensions running high now? This hour, TED speakers explore new reasons for this generation gap—and how to bridge it. Guests include professor and author Scott Galloway, social entrepreneur Louise Mabulo, advocate Derenda Schubert and writer Anne Helen Petersen.

TED Radio Hour+ subscribers now get access to bonus episodes, with more ideas from TED speakers and a behind the scenes look with our producers. A Plus subscription also lets you listen to regular episodes (like this one!) without sponsors. Sign-up at plus.npr.org/ted

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The Prison Education Program recently hosted a special campus performance for participants in its innovative prison-based spoken-word course.

They aim to provide agricultural therapy and create a space for veterans to find a sense of community and safety.

Since its inception, UCLA has been supporting those who have served and benefiting from their talents, experience and commitment to the common good.

TORONTO, ON — A new study by University of Toronto and University of Tübingen researchers suggests that Islam is not as much of an impediment to liberal democracy as is often thought. “One of the key markers for a successful liberal democracy is a high degree of social tolerance,” says U of T sociologist Robert […]

Discovery may propel advances in regenerative medicineTORONTO, ON – Consider the relationship between an air traffic controller and a pilot. The pilot gets the passengers to their destination, but the air traffic controller decides when the plane can take off and when it must wait. The same relationship plays out at the cellular level in […]

NRC and CCAB invest over $1M to advance innovative therapies first discovered at UofTToronto, ON – An innovative collaboration between government, industry, and academia aims to accelerate the development of cancer treatments in Canada. The National Research Council of Canada (NRC) and the Toronto-based Centre for the Commercialization of Antibodies and Biologics (CCAB) have put […]

Toronto, ON – Since 2005, Y Combinator (YC) has launched 1,200 startups which have a combined valuation of over $65 billion. Without the help of this seed accelerator, companies such as DoorDash, Code Academy and Thalmic Labs would have been lost. On Friday, January 20, 2017, YC will be inaugurating Accelerator Weekend with a panel led […]

Likely due to high temperatures and uncoordinated treatmentToronto, ON – High ocean temperatures and poor timing of parasite management likely led to an epidemic of sea lice in 2015 throughout salmon farms in British Columbia’s Queen Charlotte Strait, a University of Toronto-led study has found. The sea lice spread to migrating juvenile wild salmon, resulting in […]

Toronto, ON – A study by researchers at the Ontario Institute for Studies in Education (OISE) at the University of Toronto shows that four-year-olds with average and lower vocabulary skills learn more effectively with an adult reading an eBook to them versus relying solely on the eBook’s voiceover. Adult reader versus e‑book voiceover In the study, […]

TORONTO, ON — Media are invited to take photos on Tuesday, November 18, of Irina Bokova, Director-General of UNESCO, as Christina Cameron, President of the Canadian Commission for UNESCO, presents to her the University of Toronto’s Thomas Fisher Rare Book Library’s Discovery of Insulin Collections. Last year the Library’s collections—only one of four in Canada […]

Toronto, ON — Today, researchers announce the release of a new report describing major security and privacy issues in several leading wearable fitness tracking devices and accompanying mobile applications. The research examined offerings by Apple, Basis, Fitbit, Garmin, Jawbone, Mio, Withings, and Xiaomi. The report, Every Step You Fake: A Comparative Analysis of Fitness Tracker […]

Toronto, ON – A new report from the Citizen Lab at the Munk School of Global Affairs at the University of Toronto reveals a new cyber-espionage operation targeting the Syrian opposition.  The operation used clever deceptions to trick targets into opening malicious files and links containing malware capable of monitoring computers and Android phones. The operation, […]

Toronto, ON — Imagine telling a patient suffering from age-related (type-II) osteoporosis that a single injection of stem cells could restore their normal bone structure. This week, with a publication in STEM CELLS Translational Medicine, a group of researchers from the University of Toronto and The Ottawa Hospital suggest that this scenario may not be […]

Fujitsu Laboratories establishes new research center in Toronto to accelerate Quantum-Inspired ComputingToronto, ON – Kawasaki, Japan and Toronto, Canada, September 20, 2017 Fujitsu Laboratories Ltd. and the University of Toronto have entered into a new partnership, with Fujitsu Laboratories establishing a new research center in Toronto focused on bolstering R&D into breakthrough quantum computing technologies. In […]

A special Veterans Day edition of The Moth Radio Hour. After returning from active duty in the Middle East, a marine searches for new meaning; a 97 year old woman describes training young men for WWII combat as a WASP; a father being deployed to Iraq must find a way to explain it to his children; and a WWII soldier from Wisconsin serves with the segregated 93rd Infantry Division in the South Pacific. This special hour is hosted by The Moth's Producing Director, Sarah Austin Jenness. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media.

Storytellers:

Mike Scotti finds new meaning after returning from active duty in the Middle East.

Dawn Seymour becomes part of the Women Airforce Service Pilots (WASP), training young men stateside to enter WWII overseas.

Bill Krieger tucks his daughter in at night before being deployed to Iraq. 

William Cole serves as a radio operator in the 93rd Infantry Division, a segregated unit, in the South Pacific.

Podcast # 356

Panera’s leader Niren Chaudhary has firsthand experience of leading through adversity.

Now’s the time to get FOMO about having a mentor.

Thanks, as always, to Ryan McCormack for this. He always shares so much good reading, listening, and viewing here! Subscribe to get these directly from Ryan via email. News, articles, books, podcasts, and videos about how to make the workplace better. Operational Excellence, Improvement, and Innovation Operational Excellence, Improvement, and Innovation Will AI Transform the Factory Floor? Want a business case approved? Just say you are implementing GenAI. Process optimization has remained focused on leveraging […]

The post Ryan McCormack’s Operational Excellence Mixtape: November 1, 2024 by Mark Graban appeared first at Lean Blog.

It’s time to end zero-tolerance policies in schools, which disproportionately harm Black students with ADHD and other disabilities, and place them at increased risk for getting sucked into the school-to-prison pipeline.

Industry leaders come together to increase visibility and interest in modern manufacturing through interactive augmented reality experience.

In this article we survey key considerations when making a lens selection. Of course, your lensing professional will be happy to advise – but they’ll ask you some of these questions anyway, so it’s helpful to make notes relative to your planned application.

Manufacturers face complex challenges, including attracting and retaining labor and adapting to a volatile market. Skilled human labor remains crucial despite advancements in automation.

Industry solutions and products rely on common standards and interfaces, enabling seamless collaboration and increasing efficiency.

Manufacturers focus on reducing their operating costs, but cannot afford buying more productive machinery.

The aerospace industry is known for manufacturing parts with critical dimensions and tight tolerances. Despite the high-demanding inspections they are required to perform, important players in the industry have managed to reduce bottlenecks and detect problems early in the manufacturing process.

How can a QMS help your organization to achieve a strategic culture of quality? What can you learn from the unique challenges other organizations face in different industries? 

Where rule-based machine vision has not been attempted or has reached its limits, there is a high potential for deep learning algorithms to support employees and drive forward automation.

Connectivity is the key for companies that want to improve quality.

The thermal properties of polymeric materials are important to the function of components and assemblies that will operate in cold or warm environments.

National Association of Manufacturers President and CEO Jay Timmons and Canadian Manufacturers & Exporters (CME) President and CEO Dennis Darby released a joint statement on NAFTA.

Manufacturers open their doors and minds to show students, teachers and parents the truths about modern manufacturing.

The TR-71nw supports automated, error-free data collection, remote monitoring and alerting with a simple Ethernet LAN connection.

Enhanced LWIR thermal performance with leading SWaP provides low-risk integration for unmanned platforms, security applications, handhelds, wearables, and thermal sights.

MaxxVision GmbH presents two new CoaxPress high-performance cameras from the Canadian manufacturer IO Industries.

Lucid Vision Labs, Inc., is set to introduce the first member of its intelligent vision camera family, the Triton® Smart featuring Sony’s IMX501 intelligent vision sensor with AI processing.

Teledyne FLIR IIS introduced the Forge®️ 1GigE SWIR (Short Wave Infrared) 1.3 MP camera.

Teledyne DALSA announced its next generation AI-powered BOA™3 smart camera for industrial automation and inspection.

Robotic inspection path planning can be tedious, but ultrasonic testing path programming must be fully automated and user-friendly.

The aerospace industry relies on advanced nondestructive testing (NDT) to ensure safety and reliability. Automated technologies, such as phased arrays and 3D scanning, enhance defect detection in aircraft structures, reducing human error. This overview emphasizes the importance of these advancements.

Ensuring high quality in medical device manufacturing requires operational excellence, which optimizes efficiency and enhances product quality and compliance. Let’s explore some of the key elements and best practices.

As robots gain prevalence in manufacturing, emphasizing their safe use is vital. This includes understanding safety features, challenges, and best practices across all robot types, such as industrial, collaborative (cobots), autonomous mobile (AMRs), and humanoid robots, to navigate their complexities effectively.

Industry 4.0, or Technology 4.0, signifies the shift towards automation, data exchange, and advanced technologies like AI and IoT in manufacturing and beyond. Its value lies in aligning with organizational goals and strategic plans and enhancing employee efficiency, offering a comprehensive approach to modernizing operations across the board.

The NextGen Global Advocacy Committee addresses the needs of young professionals under 40 or with less than four years of experience through a framework of understanding, engaging, and preparing for leadership. Recognizing that Millennials and Gen Z value inclusivity, networking, and technology integration is crucial for organizations like ASQ to meet these evolving needs and maintain a competitive edge.

Reed Switch Developments Corp. (RSD), a woman-owned manufacturer in Racine, WI, specializes in magnetic reed switches and sensors. Recognized as last year’s Quality Plant of the Year, RSD has achieved a 25% increase in sales year-to-date, leveraging in-house technical expertise and automation to manage growth amid rising costs and economic uncertainty.