Your goals can be short or long term, small or large, but they all need to be achievable.

Regular saving in relatively safer financial instruments yielding moderate returns can work wonders over a long period of time.

For an individual, insurance offers the chance to save as well as get the benefit of avoiding paying taxes.

As coronavirus closures continue to put businesses on life support, a record number of people are filing jobless claims to overwhelmed state labor departments. WSJ explains why some states are struggling under the historic load. Photo Illustration: Carlos Waters/WSJ

Gig workers are playing a bigger role in the American economy during the global pandemic. WSJ's Gerald F. Seib explores whether their eligibility for unemployment insurance will continue after the virus passes. Photo: Justin Heiman/Getty Images

Saudi Arabia plans to build Neom, a futuristic megacity in the middle of the desert. But residents resisting evictions and a historic collapse in oil prices have raised new questions about the project.

Andre Harrell talks to the WSJ’s Lee Hawkins about the reasoning behind his decision to fire Sean Combs as his A&R at Uptown Records. Photo Associated Press

Potomac Watch: Bernie Sanders may have given up on the Democratic Presidential nomination but is determined to make Joe Biden unelectable. Image: Jonathan Ernst/Reuters

This week, Senate lawmakers return to Washington to start working on the next round of aid for households and businesses. WSJ's Gerald F. Seib explains how Congress may need to come to a trade-off that pleases both parties. Photo: Patrick Semansky/AP

As movie theaters sit empty during the coronavirus pandemic, some films are being released direct to streaming services and digital platforms, shaking up a distribution model that's been in place for decades. WSJ explains.

A growing number of hospitals are investigating antibody testing and blood plasma therapy as a way to combat the new coronavirus in sick patients. WSJ’s Daniela Hernandez explains. Photo illustration: Laura Kammermann

Wonder Land: The coronavirus lockdown model is about to collapse beneath its own weight, undermined by politics, confusion about the virus itself, and the basics of human nature. Images: AFP/Getty Images Composite: Mark Kelly

Wonder Land: Progressives invented moral trumping as a political weapon against their enemies. Now they’ve exhausted it. Images: Keystone/Hulton Archive/Getty images Composite: Mark Kelly

The South Korean company behind the hit video "Baby Shark" is hoping to expand its empire with films and merchandise while pursuing the next viral sensation. Its strategy aims to beat competitors in an increasingly crowded space for children’s attention. Image: Pinkfong

As many businesses around the world struggle, a Canadian disinfectant company is increasing production to keep up with demand during the novel coronavirus outbreak. Photo: Ron Kolumbus/WSJ

Covid-19 is commonly compared to the regular seasonal flu, but one has proven to be more dangerous than the other. WSJ’s Gerald F. Seib explains why the coronavirus is treated more seriously than the flu. Photo: Zuma Press

Uber and Lyft are aggressively cutting costs as fewer people take rides, UnitedHealth will offer customers $1.5 billion of help and discounts, and Russia’s Vladimir Putin moves to ease lockdowns amid economic challenges. WSJ’s Jason Bellini has the latest on the pandemic. Photo: Josh Edelson / AFP

Tara Reade, who has accused former Vice President Joe Biden of sexually assaulting her, said the presumptive Democratic nominee “should not be running” for president, in her first on-camera interview since Mr. Biden denied the allegations. Photo: Megyn Kelly/Associated Press

WSJ’s Tim Higgins explores how CEO Elon Musk turned Tesla into the most valuable U.S. auto maker of all time. Photo: Philip Pacheco/Getty Images

Understanding how the body clears the new coronavirus is becoming more important as the U.S. begins to reopen. WSJ’s Daniela Hernandez explains how the body fights infection and why feeling better doesn’t equal being virus-free. Photo illustration: Laura Kammermann

Potomac Watch: With the release of Rod Rosenstein’s “scope” memo, and the Justice Department withdrawal of its case against Michael Flynn, the spotlight turns to Robert Mueller. Image: Getty Images Composite: Mark Kelly

As Congress considers another round of aid to offset the economic impact of the coronavirus pandemic, Republican lawmakers are starting to worry about the long-term effects on the federal deficit. WSJ’s Gerald F. Seib explains. Photo: Eric Gay/AP

Directed by Barbara Anastacio

April’s jobs report shows record-high job losses and unemployment, low-risk businesses in California reopen for curbside pickup today, and testing will increase at the White House. WSJ’s Jason Bellini has the latest on the pandemic. Photo: John Locher/Associated Press

The Labor Department’s survey taken in April shows record job losses for the U.S. WSJ explains the context behind the historic numbers Photo: Justin Lane/EPA/SHUTTERSTOCK

Country's largest commercial banking entity State Bank of India (SBI) is now developing a low-cost model to compete with payments banks. "We are working out on a low-cost structure to compete with the payments banks for getting access to people ...

Ratings agency Crisil today said the upcoming payment banks (PBs) will largely focus on the underbanked areas like the East, Northeast and Central regions, and the existing lenders should not worry about them. "We do not expect them to ...

Such banks can collect deposits (initially up to Rs 1 lakh per individual), do internet banking, facilitate money transfers, and sell insurance and mutual funds

It is all on the line for the two finalists in the DJ FX Frenzy championship: the pride and glory of being named the first global winner of this bracket-style foreign-exchange competition.

On the heels of a huge tumble in gold and silver prices, the stock market's slide is steepening in the final trading hour.

By James Herron Here’s your morning jolt of news, insight and analysis on the global energy business. Send us tips, suggestions and complaints: ben.winkley@wsj.com and james.herron@wsj.com Click here to receive this morning email newsletter SOLAR WARS The usually tranquil world of European renewable energy just got exciting, as a plucky band of rebels led by […]

Puerto Rico’s power authority sent a jolt through a corner of the U.S. stock market Wednesday as shares in financial stocks exposed to the commonwealth soared after the Puerto Rico Electric Power Authority agreed to a debt-restructuring plan with a group of bondholders.

A wave of new technologies is giving people like Max Plansky, who are unable to speak due to a debilitating condition, a more personal synthetic voice. Photo/Video: Denise Blostein/The Wall Street Journal

Dipa Karmakar, the first female Indian gymnast to qualify for the Olympics, will be performing one of the sport's most dangerous and difficult moves in Brazil in August. Photo: Karan Deep Singh/The Wall Street Journal

At the world's biggest ship-recycling yard at Alang, India, life is becoming harder as fewer ships arrive. Here's why. Photo: Karan Deep Singh/The Wall Street Journal

Clif Bar & Co. is among only 5% of U.S. employers that offer a child care center on-site or near its offices. Kate Torgersen, an 18-year employee, explains how bringing her three children to the company's "Base Camp" child care center has benefited her as a working mother. Photo: Tim Hussin for The Wall Street Journal

The transcript of President Trump's call with Ukraine shed light on a method for classifying documents that's even more top secret than top secret. WSJ spoke to a former National Security Council official to understand the intricacies of the White House server security system.

Men outnumber women nearly 2 to 1 on the first move up the management ladder. WSJ’s Vanessa Fuhrmans explains how this can hurt women right out of the gate.

Research shows that getting ahead requires constructive criticism. But many women don’t get those frank assessments.

Carnival's Grand Princess cruise ship docked in Oakland, Calif., on Monday. The ship had spent days off shore after several passengers and crew tested positive for the novel coronavirus. Photo: Noah Berger/Associated Press

Amid an increase in confirmed cases of the new coronavirus in the U.S., more companies, religious institutions and schools are asking people to stay at home if they may have come into contact with the virus. WSJ follows the case of one man under voluntary self-quarantine. Photo: Sam Dziekan

U.S. and Mexico have agreed to limit border crossings, restricting most nonessential traffic but allowing trade and workers to continue crossing amid the new coronavirus pandemic. Photo: Evan Vucci/Associated Press

As the coronavirus forces would-be travelers to stay indoors, travel deals are popping up online. Don’t be easily swayed. WSJ’s Scott McCartney breaks down how to avoid risky travel. Photo: Getty Images

With the government making hollow promises that don't actually deliver local government, should citizens turn to demanding it as a right, asks Videh Upadhyay.

Ramesh Ramanathan.

We have grossly under-estimated the true cost of urban infrastructure in our country. 20-odd committees have considered this over several decades, and so have the Planning Commission and several Finance Commissions. But we don't really have a legitimate figure for our urban infrastructure needs, says Ramesh Ramanathan.

Democracy for Realists is an important critique of how democracy works in practice. Nidhi Gupta reviews the book.

Tackling the globalization of waste requires new partnerships that span national boundaries and different sectors of society, says Ravi Agrawal.

Careful planning, adequate budgeting and close cooperation of government and NGOs will be needed this summer in Barmer and nearby Thar desert areas of Rajasthan, says Bharat Dogra

A recent report published by Toxics Link reviews the waste management situation that India has to deal with on the fast-widening information-technology highway.