If used smartly, credit cards can still be an effective spending tool and even earn you money. Shoppers now have around 166 different deals to choose from.

Britons' credit scores have improved on average across the country, but no region can boast more than just a 'fair' rating, a new report has revealed.

While bumping your credit card spending when saving for a house might not seem like the brightest idea, you could be doing your chances of getting a mortgage more harm than good by avoiding plastic.

Customers looking to make big purchases with a NatWest credit card will be able to pay a set monthly fee rather than their card's APR, under a new mobile-only offer announced by the bank.

Data from Moneyfacts found that in September the average credit card purchase APR rose to 24.7 per cent, an all-time high since its records began in June 2006.

Britain's biggest payday loan collapse since Wonga could be on the cards as QuickQuid is on the verge of going into administration, according to reports.

With nursery costs reaching as much as £12,000 parents are finding it difficult cope. But now a new provider enables employers to give interest-free loans to parents for childcare

Sadly the numbers of lucrative cashback and rewards cards have dwindled over recent years. But are there still any cashback credit cards worth having? We take a look.

If you are about to buy a big ticket purchase for your home, perhaps some white goods, a new sofa or a television, then this credit card trick could earn you a big reward.

Banks reserve their best lending deals for those borrowers with the highest credit scores. To give yourself the best chance of getting a top rate, make some time to tidy up your credit file.

118 118 Money has launched a new credit card with a difference, instead of fees, interest and charges you pay a monthly subscription. But it could end up costing you far more – here’s why.

Travel a lot for work? We have crunched the numbers to help you choose the most lucrative credit card offering air miles, reward points and cashback to use for work expenses

Challenger bank, Tandem has launched a new best-buy credit card offering those without a perfect credit rating free holiday spending and cash withdrawals. We take a look.

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.

High street giant NatWest denied it was reneging on a five year old pledge to no longer offer 0 per cent balance transfer credit cards to customers, as it announced today it was re-entering the market

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

The Bank of England's latest credit conditions survey revealed lenders believe the availability of household unsecured credit will decrease between April and June amid coronavirus.

Are you investing in the things that will help make the future that you want possible? Maybe it is something that we should all at least consider.

As consumers we endlessly battle to reduce our impact: take the train instead of driving, decline plastic straws, eat free range. As investors we can maximise our impact, using our cash to do good.

I don't have a Vanguard account, but if someone said they wanted an easy and cheap way to build their wealth, opening one and picking a Lifestrategy fund would be near the top of my list of things to try.

Those hoping that we might celebrate the start of a new decade with the base rate above 1 per cent for the first time in 11 years, look likely to have their hopes dashed at the moment.

There's nothing to sharpen the investing mind like being down thousands of pounds, but if you had panic sold on Friday you would have missed this week's rebound. So what can investors do?

The FTSE 100 has gone nowhere in 20 years, so why are investors told to think long-term? That is the question those of us who advocate investing deserve to face.

If ever there was a time when investors needed a hero, it's now. And among the stock market capitulation, a ray of light has arrived with the latest list of Dividend Heroes.

Whenever I see such rates I feel compelled to ask: 'Why if you have money that you don't need for seven years would you not invest it for a better return?'

On hearing that his dark and, at times, almost unbearably moving comedy had been recommissioned, Ricky Gervais said, 'I have never had a reaction like this before. It's been insane.'

Patton Oswalt sneered at coronavirus protesters in a snarky tweet on Saturday, tweeting in part: 'There are people risking viral death by storming state capital buildings & screaming, ''Open Fuddruckers!''

An Australian mum is buying new luxury appliances, free gift cards and boxes of wine with Frequent Flyer points after her travel plans were cancelled due to the pandemic.

Carole Baskin's first husband Don Lewis was murdered and would not have left his big cat sanctuary without force, his lawyer Joseph Fritz claims.

Speaking to Radio Times , the funnyman, 58, admitted that following his iconic comedies The Office and Extras, he struggled most to bring After Life to life due to the complexities of the story

Chris Hemsworth has starred in a slew of blockbuster films throughout his esteemed career. 

The Eddy is a jazz club in an unfashionable part of Paris. It's owned by Elliot, an American musician who's fighting to keep the place running while trying to get his relationship with his daughter back on track.

Chris O'Neal of the Netflix show Greenhouse Academy has been arrested for a felony DUI and felony hit and run. The 26-year-old reportedly struck two cars with his Chevrolet Camaro.

With the news that Oscar winner Nicolas Cage is set to portray Netflix sensation Joe Exotic from the hit docuseries Tiger King, interest in the eccentric personality has been renewed yet again.

A couple in Madya Pradesh, India, had their happy day ruined when a tiger gatecrashed their wedding. Guests were seen screaming and running for cover after it came out of the bushes.

Images reveal villages continued to be destroyed even as Myanmar and Bangladesh struck a deal last month to return refugees from the ethnic Muslim minority, Human Rights Watch claims.

Reporter Bethan McKernan said she had recommended a bar that Ms Dykes, 30, visited before she was abducted in the Lebanese capital, Beirut on Friday night.

Specialist counter terrorism police officers arrested three men, aged 22, 36 and 41, at addresses in Sheffield and a 31-year-old man at an address in Chesterfield.

Several exit polls have predicted that Mamata Banerjee will return to power in the state

Of the 44 of the 294 constituencies, the Trinamool had forged ahead in 25

TMC is leading in 146 of the 204 constituencies

The Mamata Banerjee-led TMC is set for a monumental win in the state, brushing aside the challenge from a Congress-CPI(M) combine

Despite the Narada sting and Saradha scam, the TMC government sailed through due to its laser-like focus on primary areas

West Bengal Congress chief Adhir Ranjan Chowdhury said that there were many reasons for the defeat and the party would review them

Referring to charges of corruption against her party, she dubbed it as 'a propaganda by a section of media and that Bengal is a corruption free state'

Chief Minister and party supremo Mamata Banerjee said that she will take oath on May 27

Ajay Dey, who was previously elected from Santipur in Nadia district on Congress ticket, left the party to join Trinamool. But he was rejected by the voters this time

In this Assembly polls, BJP has not only garnered around 56 lakh votes, but has also made its presence felt in 262 out of 294 Assembly segments

The Congress emerged as the main opposition party in the recent Assembly elections bagging 44 seats in the 294-member house