ng Evolutionary Branding: Know The Jungle By www.small-business-software.net Published On :: Wed, 27 May 2020 07:04:36 -0400 The law of the jungle states, in evolutionary terms, that only the fittest survive. Before you can effectively brand an organization, you need to understand its clients/customers/donors/community and its competitors. In the marketing world, this is called a landscape analysis. Often, companies — especially startups and nonprofits — will say they do not have competitors. Let me get this out right away: Everyone has competitors. Even nonprofits. If you think you do not have competitors, that means you don’t understand what a competitor is. A competitor is any person or organization taking business away from you. Full Article
ng Why Branding Matters Now More Than Ever By www.small-business-software.net Published On :: Fri, 29 May 2020 07:06:26 -0400 As the Covid-19 outbreak wreaks havoc on the retail industry, some are asking a curious question, namely: will companies boost their spending on branding in the aftermath the crisis? What I find strange about this question is the assumption that branding is something you turn on and off, like a light switch; that it is somehow a conscious decision or undertaking that brands embark on as necessary or when it best serves them. I suspect this is because we’ve long confused the concepts of branding and advertising. They are not the same. Advertising is what a brand says about itself to consumers. Advertising is a conscious effort on the part of a brand to promote itself, its products and its services. Advertising can be bought and sold. Advertising is transactional. Branding, on the other hand, is a very different thing. Branding is what others think and say about you. And it’s informed by a wide range of inputs, far beyond what a brand says about itself. More critical is what a brand actually does or doesn’t do. Branding reflects the sum total of every organisational action, set against the backdrop of culture, all of which reveals the true character of a company. Branding cannot be bought or sold. Branding is transformational. Full Article
ng Your Cybersecurity Spring-Cleaning Checklist By www.small-business-software.net Published On :: Wed, 3 Jun 2020 07:10:22 -0400 For small business owners, tidying up your digital space means conducting a virtual sweep of your website and organizations security practices. I recommend that small business owners use the following cybersecurity spring cleaning checklist to ensure they don't miss any important items. Spring Clean Your Website The first step of cybersecurity spring cleaning is to deep clean your business website. By clearing out what you do not need, you can improve the overall health of your site. Start with decluttering plugins and software. You should only keep the ones you're using and delete the rest to reduce your sites cybersecurity risk. After you remove any plugins and software you are not using, make sure the ones you keep are updated. In addition, continue to proactively monitor your plugins and software on a regular basis and check for security updates. It's also the perfect time to take a closer look at the data you're gathering from customers. Ask yourself if you are collecting information that truly benefits your business, such as information that drives value for marketing, sales, and services. If the type of information you collect has changed over time, delete any data and applications you're no longer using such as analytics code, remarketing snippets, affiliate tracking, and CRM tracking. Full Article
ng Why Did This 17-Year-Old Turn Down $8 Million for His Coronavirus-Tracking Website? By www.small-business-software.net Published On :: Fri, 12 Jun 2020 12:12:53 -0400 Seventeen-year-old Avi Schiffmann is an entrepreneur. But he is a different kind of entrepreneur. He’s not in it for the profits, fame and continued growth opportunities. At least, not right now. Schiffmann, a high school teenager who lives in Washington State, has attracted worldwide attention through his amazing Survival Rate Calculator website, which tracks critical information related to the coronavirus outbreak. Since launching the site during the early stages of the pandemic, Schiffmann's web crawlers have been configured to pull in, parse and process real time data from the World Health Organization, Centers for Disease Control and other governmental websites and convert that data to show infections, deaths, recoveries and rates of change for all countries around the world. The site breaks down infections on user-friendly maps, provides health information and also attempts to calculate a survival rate of someone who contracts COVID-19, based on user-submitted health data of age, gender and other health factors. Is the site popular? You bet. According to a profile of Schiffmann on Business Insider, the site attracts about 30 million visitors a day and 700 million total so far. Full Article
ng 5 Things You Can Do Right Now to Prepare for the Post-Coronavirus Business World By www.small-business-software.net Published On :: Wed, 17 Jun 2020 12:17:02 -0400 Social distancing. Telemedicine. Self-quarantine. These are all words that at the start of 2020 weren't part of our vocabulary, but several months into the new decade we are all hearing and using them daily. There is no denying that the coronavirus outbreak has dramatically changed just about every facet of just about every person’s life around the world. From a business perspective, the stock market saw its largest one day loss and largest one day gain in history. The U.S. saw the largest job-loss report ever. We are in uncharted waters, and how long we will remain in them remains uncertain. However, there is one thing that we all know, and that is that this outbreak will change the lives of everyone for years or decades to come. Nearly 20 years after 9-11, enhanced airport security, no-fly lists and counterterrorism efforts are still the norm. The same will be true of the COVID-19 aftermath. Is your business ready for the five largest macro trends we are about to see? 1. The rise of enhanced websites and digital tools 2. Cybersecurity concerns take center stage 3. An increase in virtual meetings 4. Increased control in expenses 5. Even more remote employees Full Article
ng Small Business Guide to Video Marketing By www.small-business-software.net Published On :: Fri, 19 Jun 2020 12:18:21 -0400 The current global forecast estimates the average person will watch 100 minutes of online video each day in 2021. In fact, a survey of marketers reveals 88% of them say video marketing provides them with a positive Return on Investments (ROI). Furthermore, 92% of marketers say video is an important part of a marketing strategy. With 75 million Americans watching online videos every day, video marketing offers enticing opportunities for marketers to capitalize on the rise in popularity of online videos. The good news is you don’t need much to get started. With a good camera or a decent smartphone, you too can make great videos for your business. Your marketing video can be used for your website or social media platforms like YouTube, Facebook, and Instagram; the sky is literally the limit. A caveat here is making a marketing video requires a bit of a learning curve. First, you will need to have the right amount of knowledge and tools to make a meaningful impact from your video marketing effort. Full Article
ng How answering questions helps promote your business By www.small-business-software.net Published On :: Mon, 22 Jun 2020 12:20:48 -0400 The opportunities to answer questions for potential publication can come from various sources. Help a Reporter, known as HARO, matches journalists with sources for their stories. Quora allows users to answer any question posed by their community. And professional membership organizations offer business leaders the opportunity to share their insights in industry publications. The opportunities to add your own insights are out there. But why would you, as a business owner, devote your time to answering these questions? What are the benefits? Here are five ways that answering questions online can help promote your business. Connections Search engine optimization (SEO) Brand Website traffic PR opportunities Full Article
ng Small-Biz Wish List: 5 Ways the PPP Could Change for the Better By www.small-business-software.net Published On :: Wed, 24 Jun 2020 12:22:34 -0400 Small businesses could soon see a rollback of several universally loathed measures attached to the original Paycheck Protection Program, the $669 billion loan and grant initiative aimed at helping small businesses keep employees on the payroll. When the House convenes next Wednesday, it is expected to vote on the Paycheck Protection Flexibility Act, a standalone bill that would, among other things, lengthen the time businesses may spend the funds from their PPP loans. The bill would also eliminate the requirement that 75 percent of a loan's proceeds must be spent on employee pay and benefits. The measure was originally proposed on May 15 in the House by representatives Dean Phillips (D., Minn.) and Chip Roy (R., Texas). Full Article
ng 5 Smart Small-Business Moves to Make During COVID-19 By www.small-business-software.net Published On :: Fri, 3 Jul 2020 12:49:22 -0400 1. Apply for a line of credit 2. Have cash on hand 3. Negotiate with your vendors 4. Be as adaptable as possible 5. Invest in safety Full Article
ng Pricing Strategies for a Strong Bottom Line By www.small-business-software.net Published On :: Tue, 7 Jul 2020 12:52:17 -0400 A price strategy is every bit as important as what you have got to sell. After all, they dictate what you will charge for the goods and services you have on the market. In the end, getting these pricing strategies right is a bit of a balancing act. You will need to find that sweet spot between market demand and maximum profits. 1. Competition Based Pricing Strategy If you are selling things that are similar, this is the pricing strategy your small business should be looking at. Here’s how competitive pricing works. First off, this works best for products rather than services. It works when the price for those products has reached a balancing point between your business and others. This pricing strategy starts out using the going market rate to set a price. 2. Value-Based Pricing Basically this is pricing based on what customers are willing to pay. There are several steps to this pricing model. You need to do a bit of detective work here to find a competitive product. Next, you will need to list all the ways your product is different. Stress the financial value on these differences. This is a reasonable way to defend your pricing strategy. Full Article
ng Apple, Google, Amazon and Facebook Execs Face Congress: 9 Big Takeaways By www.small-business-software.net Published On :: Tue, 11 Aug 2020 14:08:32 -0400 The CEOs of Apple, Amazon, Google, and Facebook faced the House Judiciary Committee virtually today, where they fielded questions about whether their respective tech companies take advantage of their dominant positions in the market to enhance their bottom lines. Spoiler: They all said they do not. Rep. Cicilline said House Judiciary will publish a report on the Antitrust Subcommittees finding, which will propose solutions. but his hearing has made one fact clear to me: These companies as they exist today have monopoly power. Some need to be broken up. All need to be properly regulated and held accountable, he concluded. Full Article
ng 6 tips for starting a business during coronavirus By www.small-business-software.net Published On :: Thu, 13 Aug 2020 14:10:42 -0400 The coronavirus pandemic has placed tremendous stress on the American economy. More than 55 million Americans have filed for unemployment, and more than 100,000 small businesses have been permanently shuttered, according to the National Bureau of Economic Research. Though the news seems dire, these changing times could present an opportunity if you are a hopeful entrepreneur. Whether you have been planning to start a business for years, you have been laid off and are looking for new opportunities or you are moving your existing business in a new direction, now might be the time to figure out how to start a business. Full Article
ng Why School Openings Matter to Your Small Business By www.small-business-software.net Published On :: Tue, 18 Aug 2020 14:31:20 -0400 Unless Congress extends FFCRA past its December 31 deadline or increases the number of weeks past 12, many parents have used up this time anyway. You can not run your business without employees, and employees will find it very difficult to work without schools. And if they extend FFCRA leave, it may help your employees, but your business needs people to run. Full Article
ng How SCORE Is Helping Small Businesses Through Their Resilience Hub By www.small-business-software.net Published On :: Fri, 4 Sep 2020 15:18:22 -0400 One of the most important organizations that has always helped small businesses is SCORE with its 300 chapters and over 10,000 volunteers. They are there to offer help when entrepreneurs want it. Now during the pandemic, their free assistance is needed more than ever. SCORE has established a special Resilience Hub to let small business owners connect with a mentor and help them navigate to specific COVID resources, discounts, grants, training materials and guides for industries. This site includes how to access a network where people can learn from each other. Full Article
ng How Small Businesses Can Preserve Company Culture During Dramatic Change By www.small-business-software.net Published On :: Wed, 9 Sep 2020 15:21:49 -0400 One of the primary appeals of the contemporary small business, in my opinion, is the family-centric culture that comes from a close-knit team. While in modern America, many may feel swallowed by corporations, the notoriety of the small business proves that people still find value in the intimate workplace. Every industry across the globe has felt the staggering impacts of Covid-19, but small businesses were put under specific strain. Based on what I've seen, however, they have proved their undeniable resilience. As a proud member of a small business myself, I have felt the social deprivation of working from home firsthand. Similar to my own experience, members of thousands of other small businesses who have worked alongside each other for lifetimes have had to adjust to maintaining an office culture from the comfort (or discomfort) of their home. While online interactions can never compare to the in-person experience, many small businesses, like my own, found that being apart actually meant working closer together than ever before. Full Article
ng This Company Is Paying for Unemployed Americans to Train as Health Care Workers By www.small-business-software.net Published On :: Wed, 16 Sep 2020 15:49:58 -0400 Ankur Jains investment firm, Kairos, is funding training sessions and job placement for 10,000 workers. Full Article
ng The Pandemic is Motivating 96% of New Entrepreneurs in 2020 By www.small-business-software.net Published On :: Wed, 23 Sep 2020 16:44:51 -0400 Ninety-six percent of new entrepreneurs say the pandemic is motivating or giving them the motivation they needed to start their own business. This positive statistic comes from Azlo, a banking platform for small business owners, freelancers, and entrepreneurs. In mid-March 2020, Azlo witnessed an uptick in new accounts opening. Wanting to understand the reasons behind the boost in business, Azlo conducted a survey. ‘The COVID Economy’ report interviewed 1,000 of Azlos newest customers across the United States. Full Article
ng How To Make Zoom Meetings Actually Enjoyable By www.small-business-software.net Published On :: Fri, 25 Sep 2020 16:45:58 -0400 Practice Your On-Camera Speaking Skills Nothing is worse than having a boring presenter be it in person or on camera. Just like public speaking, presenting on camera is a learned skill anyone can achieve if they have the right guidance. Here are 10 tips to speaking on camera Dress to Impress Even though no one can see what you are wearing below the computer desk, you want to suit up. Use the 8% Rule As Michael, the CEO of Teambuilding explains Any Zoom meeting should have at least 8% of its time dedicated to non-meetings activities. Full Article
ng 6 Ways to Come Back From the Pandemic With a Stronger Team By www.small-business-software.net Published On :: Mon, 5 Oct 2020 16:48:36 -0400 Working from home has accelerated innovative team-building trends. How to make traits like agility, collaboration, and candor a permanent part of our management process. The future of work arrived out of nowhere, on the back of a once-in-a-century pandemic. Team dynamics got challenged as members dealt with illness, trauma, and crisis. We've all been forced to rapidly and radically adapt to new working norms. The Ferrazzi Greenlight Research Institute has spent more than 15 years studying high-performing teams, but I've never seen entrepreneurs rise to the occasion as they have this year. When the crisis subsides, the temptation will be to turn back that progress and retreat into old behaviors. Full Article
ng Why small businesses are seizing the moment during the pandemic to sell online By www.small-business-software.net Published On :: Tue, 13 Oct 2020 15:40:22 -0400 Here is something good that has come out of the pandemic. Because people have had fewer buying opportunities, the countrys personal savings rate is the highest it’s been in 30 years. Retail sales have continued to grow and consumer confidence is at a six-month high. But the biggest impact on the sales of smaller retailers has been online. According to the U.S. Department of Commerce, online sales have increased more than 44% compared with the previous year and, as more shutdowns, quarantines and other disruptions potentially loom, many expect this trend to continue. Small retailers in this area know this, and many have been investing heavily in e-commerce to succeed this holiday season. Full Article
ng 3 Promising Industries for Starting a Business Right Now By www.small-business-software.net Published On :: Tue, 20 Oct 2020 15:50:59 -0400 Entrepreneurs have seized the opportunity to start new companies in a wide variety of industries during the Covid-19 pandemic. While not all of these ventures will be successful, businesses that help alleviate some of the new challenges created by the pandemic are poised for long-term growth. Here are three industries that hold promising opportunities for entrepreneurs looking to start new businesses. 1. Contactless Tech 2. Telehealth 3. Education Tech Full Article
ng Is Your Social Media Content Attracting Leads? 4 Ways to Bolster Your Strategy By www.small-business-software.net Published On :: Tue, 24 Nov 2020 16:16:37 -0400 Digital marketers often identify social media as one of the best forms of content marketing, but it can often feel like we’re just going through the motions. If the social media content isn’t attracting leads, what good is it? It’s likely you just need a quick boost in strategy to make sure your content is appealing to your target audience and getting inbound requests and messages. In fact, 90 percent of social media users have used the platform to communicate directly with a business before. So if none of your customers or followers are reaching out to you, it’s a telltale sign that something should be changed. Ideally, you’ll post a picture or video with a robust caption that offers value and the floodgates will open: direct messages, likes, comments and queries should start coming (or even just trickling at first) in, proving that your content struck a chord and inspired action. Not there yet? Here are four ways to bolster your strategy to attract those leads. 1. Focus your content on interesting stories 2. Do a poll asking what type of content people want most 3. Host a Q & A on Facebook or Instagram Live 4. Make sure you have a call to action in every post Full Article
ng A Covid-19 Vaccine Looks Promising. Can You Require Employees to Take It? By www.small-business-software.net Published On :: Wed, 23 Dec 2020 14:53:34 -0500 News of the vaccine also raises questions for business owners: Can you require employees to be vaccinated, and if so, how do you go about it? Employment lawyers and HR professionals say that policies regarding the flu vaccine are a good place to start. Many states mandate that hospital workers and other health care professionals, as well as school children and preschoolers in daycare, get flu shots and other vaccines. But it's not required for most professions. Generally, employers can require a flu vaccination, but an employee may be entitled to an exemption if he or she has a particular disability that needs to be accommodated, or a sincerely-held religious objection to taking the vaccine, says Michael Schmidt, a New York-based employment lawyer for Cozen O'Connor. In both cases, the employer may have to pay for the vaccine or reasonable accommodation. If you refuse to make accommodations for an anti-vaxxer, it's possible to face a claim for violating the Americans with Disabilities Act (ADA), the Civil Rights Act, or the Occupational Safety and Health Administration's whistleblower protection program. Most of the time, Schmidt says, the advice is for employers to encourage employees to get a flu shot rather than try to create a policy that demands it. However, he notes, many would argue that the Covid-19 situation is far more threatening than the flu is at this point, meaning a vaccine may be more crucial to the overall health of a workplace. Full Article
ng The Best Brain-Training Wearables of 2020 By www.small-business-software.net Published On :: Wed, 30 Dec 2020 15:00:32 -0500 Your brain is just like any other muscle in your body; just as you lift weights and train your body to make it stronger, your brain needs just as much attention as those biceps. And with the state of things these days, we should spend even more time training our brains to be more focused, relaxed and creative in order to maintain our emotional control and build our resilience to stress. Only then can we truly thrive in uncertain times and become unstoppable. So how do you train your brain? You can read and practice-problem solving of course, but there are a plethora of new and exciting devices available to help you level up your training and target specific areas of your brain that need it. Full Article
ng That lovely Instagram shoutout could save a small business from shuttering this yearX By www.small-business-software.net Published On :: Fri, 1 Jan 2021 15:01:56 -0500 Kudos matter now more than ever. On average, social media endorsements of small businesses generate 23% of revenues, according to data from Amex. Few things put more smiles on the faces of small-business owners than social media recommendations about their products or services, but now, new research proves that those online shoutouts also put cash in their bank accounts. On average, social media endorsements of small businesses generate 23% of revenues—or approximately $197 billion—new data from American Express finds. Full Article
ng How Long Do Cell Phone Batteries Last By www.small-business-software.net Published On :: Fri, 8 Jan 2021 15:07:14 -0500 The length of time that a cell phone battery lasts depends on a variety of things. Battery life can be influenced by the type of the cell phone, the type battery, the age of the battery, the applications being used on the phone, even the temperature where the phone is stored and used can impact battery life. How Long Do Cell Phone Batteries Last? Full Article
ng Nine Resolutions To Start Your Small Business Year Off Strong By www.small-business-software.net Published On :: Mon, 18 Jan 2021 17:54:57 -0500 1. Be clear in your direction. 2. Know who your customer is. 3. Focus on the channels that matter. 4. Only talk about what matters. 5. Remember what makes you special. 6. Find your niche. 7. Learn something new. 8. Plan well to save time. 9. Engage with your customers more. Full Article
ng Three Learnings Small Businesses Should Take From 2020 Into 2021 By www.small-business-software.net Published On :: Fri, 22 Jan 2021 17:58:41 -0500 1. Have an adaptable business model 2. Diversify supply chain operations 3. Create an omnichannel customer experience Full Article
ng 7 Strategies for Running a Successful Small Business By www.small-business-software.net Published On :: Mon, 25 Jan 2021 18:05:37 -0500 1. Organize your business documents 2. Have a scalable technology plan ready 3. Plan to spend money to earn money 4. Prepare to outsource tasks 5. Create a blueprint for business continuity 6. Develop a strategy for balancing work and life 7. Build your team Full Article
ng 7 Ways Inbound Marketing Can Build Relationships and Grow Your Business By www.small-business-software.net Published On :: Fri, 29 Jan 2021 18:09:05 -0500 For small businesses,traditional marketing can be expensive and difficult to maintain. Inbound marketing can level the playing field and give even the smallest business a chance to stand out and grow. Why use inbound marketing? 1. It is cost effective 2. It helps build customers trust. 3. It increases brand awareness and boosts your online presence. 4. It can improve your marketing decision making 5. You can craft customer-focused content. 6. Inbound marketing provides two-way communication. 7. It helps bring in organic traffic to your website Full Article
ng How To Bring Employees Back To Your Small Business By www.small-business-software.net Published On :: Mon, 1 Feb 2021 18:12:50 -0500 The Covid-19 pandemic caused an unprecedented financial ripple effect in nearly every industry but hit the small businesses that define America the hardest. Throughout the first six months of the pandemic, more than 60 million Americans filed for unemployment insurance. That’s 23 million more than the 37 million who filed claims during the 18-month Great Recession. By now, many small-business owners who made the difficult decision to shrink or temporarily pause are rebuilding. As they have already learned, though, rebuilding your business is not as easy as flipping a switch and watching your business rebound to its pre-Covid-19 state. As a small-business owner, your plan to rebuild should focus on rehiring employees who can fulfill your immediate needs while simultaneously paving the groundwork for growth in the new norm. Full Article
ng 5 Hiring Hacks for Small Businesses That Need to Stretch Their Budgets By www.small-business-software.net Published On :: Wed, 3 Feb 2021 18:13:41 -0500 Finding and keeping the best talent has never been easy. It became the top concern for HR professionals this past year, with more than two-thirds reporting struggles with their recruitment and retention efforts. While the reasons for those struggles run the gamut, they often relate to attracting qualified candidates (49%), retaining star employees (49%) and issues with the talent-culture fit (42%). For small and midsize businesses (SMBs), any difficulties with finding talented hires end up wasting precious resources. Worse yet, the cost of a bad hire is equal to 30% of the hires first-year salary – without factoring in the potential losses in revenue and time associated with onboarding the wrong person for a job. Full Article
ng A business owner who spent nearly $46 million on Facebook advertising says he has been booted from the platform without explanation By www.small-business-software.net Published On :: Tue, 9 Feb 2021 08:57:32 -0500 A business owner who spent nearly $46 million over the years on Facebook ads said he got booted from the platform without warning. Jordan Nabigon, the CEO of the Ottawa, Ontario, content-curation site Shared, said Facebook deleted his companys main Facebook page without warning in October, and without providing an explanation. He shared a Medium post detailing his experience, which has received more than 400 claps from readers. Nabigon spent $45,870,181 on Facebook advertising between 2006 and 2020 for Shared and his other company Freebies, according to expense reports reviewed by Business Insider. Shared employees three people full-time and 12 contract writers, Nabigon said. Facebook increased its use of artificial intelligence to oversee advertising and other content during the COVID-19 pandemic, and Nabigon is among hundreds of business owners who said they suffered from Facebook's crackdown on ad policies. Full Article
ng Three Learnings Small Businesses Should Take From 2020 Into 2021 By www.small-business-software.net Published On :: Mon, 15 Feb 2021 09:02:31 -0500 The United States has seen an increase in new businesses formed this year. According to the United State Census Bureau, in week 50, there were over 86,000 new business applications nationwide — representing a 38% increase over filings during the same week in 2019. The challenges small businesses have experienced in 2020 have led to some core lessons that those in the business community need to apply — whether they own an established small business or a newly formed one. Full Article
ng Small Business Development Center breaks down how raising minimum wage may affect small businesses By www.small-business-software.net Published On :: Wed, 17 Feb 2021 09:15:18 -0500 Minimum wage is a complex issue for small businesses, says the Small Business Development Center in Binghamton. The SBDC adds that, typically, small businesses have a close relationship with their employees and if they could pay them more originally, they would. They add that they believe some business owners may have to pick up the slack in order to keep costs low. Full Article
ng Why Student Debt Is Crippling Entrepreneurship By www.small-business-software.net Published On :: Mon, 22 Feb 2021 09:19:29 -0500 After the pandemic knocked the wind out of our economy, recovery plans focused mainly on saving existing small businesses rather than breathing life into new ones. Yet entrepreneurship is critical to emerging from the Covid-induced recession. Startups drive almost all net new-job creation. They contribute disproportionately to innovation, breaking new ground while also spurring midsize and large companies to follow suit. And perhaps most important in the current climate, startups are well-positioned to respond to drastic changes in consumer and business behavior, recognizing and acting on opportunities born of adversity. For aspiring entrepreneurs, student debt reduces the amount of cash available for startups and affects their credit score, making business loans tough to secure. It also renders more daunting the prospect of failure, which increases risk aversion. Full Article
ng How Covid-19 Is Transforming the Business World, According to Scott Galloway By www.small-business-software.net Published On :: Wed, 24 Feb 2021 09:22:20 -0500 The pandemic is accelerating existing trends. Covid-19 has initiated some trends and altered the direction of others, but its most enduring impact will be as an accelerant. Take any trend--social, business, or personal--and fast-forward 10 years. Even if your company isn't living in the year 2030 yet, the pandemic has spurred changes in consumer behavior and markets. This is clear in the rapid increase in online shopping, in the shift toward remote delivery of health care, and in the spectacular increase in valuation among the biggest tech firms. The more disruptive the crisis, the greater the opportunities--and the risks. Full Article
ng How Smart Phones Have Changed the World By www.small-business-software.net Published On :: Fri, 26 Feb 2021 09:28:30 -0500 With the ongoing move of smart phones towards near-ubiquity, much of society has come to take these do-all devices for granted. In overcoming the novelty of smart phones, many of us have lost our one-time sense of awe at this technology, and have ceased marveling at the effect it has had on the world around us. However, it is undeniable that smart phones have exerted a huge and multi-faceted impact on society, and continue to do so to this day. How Smart Phones Have Changed the World Full Article
ng American Rescue Plan Act of 2021: Small Business Funding By www.small-business-software.net Published On :: Tue, 23 Mar 2021 14:36:58 -0400 Specific PPP provisions of the new law include: Appropriates an additional $7.25 billion to the U.S. Small Business Administration (SBA) for the PPP program Expands PPP eligibility to include: ~ Additional tax-exempt nonprofits, such as 501(c)(5) labor and agricultural organizations and community locations of larger nonprofits, whose lobbying activities do not comprise more than 15 percent of its activities ~ Internet publishing organizations assigned a North American Industry Classification System (NAICS) Code of 519130 and engaged in the collection and distribution of local or regional and national news and information ~ Adds COBRA premium assistance as an allowable payroll cost under the PPP program. Full Article
ng An Entrepreneurs Quick Guide to Invoice Financing for Small Businesses By www.small-business-software.net Published On :: Thu, 25 Mar 2021 14:55:24 -0400 Invoice financing is a type of business funding wherein the business sells its outstanding invoices or account receivables (A/R) to financing companies to get an immediate cash flow boost. The financing company takes over the invoices, and sometimes be in charge of collecting customer payments (as in invoice factoring). Invoice financing is a popular financing option for businesses that have to wait 30,60, or 90 days to get their clients payments. Full Article
ng Google Is Scrapping Cookies This Year, And Other Small Business Tech News By www.small-business-software.net Published On :: Thu, 1 Apr 2021 14:59:29 -0400 Here are five things in technology that happened this past week and how they affect your business. Did you miss them? 1 — Google plans to scrap third-party cookies by 2022. Google announced this past week that it plans to stop the use of tracking cookies on Chrome by next year and— instead— will replace cookies with a profiling system 2 —Recruiting startup SeekOut raised $65M to take on LinkedIn and other talent acquisition companies. 3 —Small business owners adopted new software in 2020 and increased tech budgets in 2021. Full Article
ng Why Are Not Struggling Small Businesses Taking More PPP? By www.small-business-software.net Published On :: Thu, 29 Apr 2021 15:35:37 -0400 Millions of businesses across the country are struggling, yet many are not taking the latest version of government aid: a second round of Paycheck Protection Program (PPP) loans. This is not happening because businesses are better off than they were last year; it is because the PPP still contains structural blockers that are stopping businesses from obtaining the aid they urgently need. A recent survey by the Federal Reserve Bank found that 30% of U.S. small businesses — totaling 9 million — fear they will not make it through 2021 without more government assistance. And yet, many are not applying for aid. The Small Business Administration (SBA) reports that seven weeks after round two of PPP began, nearly half the funds remain, and only 31% of 2020 PPP loans have been forgiven to date. Full Article
ng Cancer-Fighting Foods: Resveratrol, Green Tea, and More By www.medicinenet.com Published On :: Fri, 26 Aug 2022 00:00:00 PDT Title: Cancer-Fighting Foods: Resveratrol, Green Tea, and MoreCategory: SlideshowsCreated: 5/19/2010 3:06:00 PMLast Editorial Review: 8/26/2022 12:00:00 AM Full Article
ng Strings for the Deaf, The String Quartet Tribute to Queens of the Stone Age By www.resurrectionsong.com Published On :: 2005-03-07T13:33:03-07:00 Compulsive purchases are so often wrong that I nearly put this one back on the shelf. I'm glad I didn't.... Full Article
ng Freevee: Amazon stellt kostenlosen Streamingdienst ein By www.teltarif.de Published On :: Amazon will Freevee in den kommenden Wochen abschalten und in Prime Video integrieren. Full Article
ng Python Challenge answers 0 thru 4... in clojure By www.williamcaputo.com Published On :: 2011-10-20T01:48:12.000Z The Python Challenge is a nifty site that presents you with a series of puzzles that it asks you to solve using python; getting each answer allows you to move on to the next puzzle. Python is a cool language and it's a good tool for this job1 However, I'm learning clojure right now, so I thought it would be fun to try and solve a few of them in clojure. Here's my answers for challenges 0 thru 4 (warning: if you want to do these puzzles yourself, reading further now might ruin the fun) Challenge #0 (the "Warmup") Asks you to solve 2 to the 38th power: (clojure.contrib.math/expt 2 38) i.e. just use the exponent function in clojure contrib. Challenge #1 This one throws some scrambled text at you and a clue on what the key is (ROT 2): (defn translate [text] (let [lookup (vec (map char (range 97 123)))] (letfn [(letter? [c] (and (>= (int c) 97) (<= (int c) 122))) (shift-2 [c] (mod (+ 2 (- (int c) 97)) 26))] (apply str (map #(if (letter? %) (get lookup (shift-2 %)) %) text))))) Create a lookup table of the chars, a predicate to test if a char is a letter. & a function to get the index of 2nd to next letter (the index loops, essentially making lookup as a ring buffer), then map across the given text, shifting by 2 if its a letter or just returning the char if its not. Challenge #2 This one throws a big hunk of random data at you and suggests you pick out the 'rare' characters: (defn filter-file [path] (let [fs (line-seq (clojure.contrib.io/reader path)) lookup (set (map char (range 97 123)))] (apply str (mapcat #(filter lookup %) fs)))) A quick visual scan of the text led me to a strong hunch the "rare"2 characters were lowercase alpha, so: Re-use our lookup table from the last challenge; this time make it a set, then use the set to filter each line of the file denoted by 'path' (I first saved the text to a file to make it easier to work with); use mapcat to flatten the lines out (this has the effect of stripping empty lines altogether); apply str to the resulting sequence to get the answer. Challenge #3 This one's a big hunk of text too, so a quick refactoring of our last solution results in a more abstract (and higher-order) function that takes a filter function as an additional parameter: (defn filter-file [filter-fn path] (apply str (mapcat filter-fn (line-seq (io/reader path))))) the filter from challenge #2 thus becomes an argument; partial works nicely here: (filter-file (partial filter (set (map char (range 97 123)))) "path/to/file") Now we can make a new filter for challenge #3. This one will need to find character patterns that look like this: ABCxDEF. We'll need grab x. This one just screamed regex at me, so here's a filter that gives us the answer: #(second (re-find #"[^A-Z][A-Z]{3}([a-z])[A-Z]{3}[^A-Z]" %))) An anonymous function3 that uses re-find to match: "not-cap followed by 3 CAPS followed by not-cap followed by 3 CAPS followed by not-cap"; the second element of the resulting vector (because we use parens to create a group) produces x; mapcat et al do the rest. Two big assumptions/limitations here: assumes each target is on its own line, and that the target pattern wasn't on the beginning or end of the line (which was good enough to get the answer). Challenge #4 This challenge requires one to follow a url call chain, passing a different number as the argument to a 'nothing' parameter each time. The resulting page text provides the next number to follow (and/or some noise to keep you on your toes) until eventually we get the answer. This one gets kinda ugly. This is the kind of problem scripting languages are made for (e.g. perl, python & ruby coders would all make short work of this problem). Still, it's possible to write procedural code in clojure, and it's still reasonably straightforward. One decision I had to make is how to GET the url's - my weapon of choice for this sort of thing is clj-http: (require '[clj-http.client :as client]) (require '[clojure.contrib.string :as string] (defn follow-chain [base-url number] (let [result (:body (client/get (str base-url number))) idx (.indexOf result "and the next")] (cond (re-find #"^Yes" result) (do (println result) (follow-chain base-url (/ (Integer/parseInt number) 2))) (= -1 idx) result :else (let [result-vec (string/split (subs result idx) #" ") next-number (last result-vec)] (println result) (recur base-url next-number))))) Take the url as a base & the first number to follow; use client-http/get to grab the page; extract the body of the page; get the index of the phrase "and the next" using the java "indexOf" method - we'll use the index later to parse out the end of the text and get the next number... ...unless of course, we get text that tells us something else (like a message saying "Yes" and then instructing us to divide the last number by two and continue on as before) so... ...we set up a switch using the cond macro: If the result starts with "Yes" make a recursive call dividing the last number by two; if indexOf otherwise came up empty, that's our answer, so return it; else pick the next number out of the result by splitting the end of the string into a vector (using clojure.contrib.string/split) and recur (tail recursively call the function again). The println's could be removed, although they were essential when figuring out what the code needed to do. Conclusion This was a fun exercise; clojure's holding up pretty well so far, though clojure would not be my weapon of choice for that last one; if I choose to do the next five, I'll post them in a future article. Footnotes [1] It's also the darling of the hipster crowd right now -- in many cases the same people who snubbed python when ruby was the hip language about a decade ago... python abides. [2] The official challenge answers also tackle ways to deduce "rare"; knock yourself out [3] #() defines a function where % %2 etc represent positional parameters; the (fn [arg]) syntax would work here too Full Article ng Logic Engineers By www.williamcaputo.com Published On :: 2012-05-17T11:55:20.000Z I don't like any of the names for people who create technology solutions for use in the real world. In no particular order: Developer - Sorry, that's for photographic film (and who uses that anymore?) not software - my second least-favorite on this list. Programmer - probably the one I use the most, but the mechanistic connotations: a glorified typist of code; and the implication is that someone else does the thinking, bothers many - leading to... Architect - Horrible. Borrowed from physical construction, it brings in notions of rigidity of thinking and solution; my least favorite, often used by those who use 'Developer' to describe "those who do the thinking around here." Coder - Probably my favorite; however implies that software is the focus instead of the problem to be solved. Hacker - I don't mind this one, but it feels forced sometimes and of course carries negative connotations due to it's use in a security context; It does however, put the problem solving front-and-center and I like that; Software Engineer - Part of my current title; pros: sounds professional and captures the applied science nature of the work; cons: again the implication is writing code, not general problem solving and often - though not in my case - is indicative of a very rigid, bureaucratic culture Software Craftsman - En Vogue with those who see (as I do) that there is more to this work than just slinging code, I have several problems with it: software focus again, the lack of gender neutrality, and a certain pretentiousness (that might just be because some people sound that way when they talk about the movement - which I am positively disposed to, but not a part of) Technologist - This one is popular with the start-up crowd; This is one of the few on this list that recognizes the holistic integrated nature of the work from the solution side; on the other hand, lacks action, professionalism and anything related to the problem (not a coincidence that the startup world likes it, because those that use it are often seeing the project as separating problem and solution too) Sys Admin, DBA, network engineer, etc, etc - I.e. every other technology-related role that isn't primarily about writing software. This is my biggest concern of all as I believe this distinction (writing software and everything else) is horribly misguided, artificial and needs to go (that's another entry) Am I just being pedantic? I'd say yes, except that I believe these terms all devolve from not seeing the holistic nature of solving problems with programmable machines and since I do see it that way, I want a term that encompasses all of it. Thus Logic Engineer. Physicists have Mechanical Engineers to apply their ideas, why don't Logicians have Logic Engineers? Currently, we conflate this practical science with Computer Science which is also a pure science - or would be if we stopped doing that. I know that Engineer has professional accreditation connotations in many disciplines - and I'm mixed on what that would mean given the current state of technological practice today - but I believe this most closely maps to what we are doing: Logician: figure out the rules and limits of valid reasoning. Logic Engineer: figure out the rules and limits of applying logic to real-world problems. We are Logic Engineers. Further, if we stopped slicing the world up into hardware and software practitioners, and started seeing that software is just liquid hardware (and vice versa); maybe we'd have something worth accrediting (though I don't think for a long while yet). So, I'm gonna try it for a while... at least in my head. Full Article ng Expoloring the French Defense (G30 practice game at DRW) By www.williamcaputo.com Published On :: 2013-01-19T06:00:00.000Z Played an interesting practice game last Friday (1/12) evening with one of my fellow DRW chess teammates, Oliver Gugenheim. After my stupendous blunder last week, I'm interested in playing some practice games - both to drill my pre-move thinking process, and because there's nothing like a bad loss to motivate one to start playing again... Oliver and I wound up exploring a sharp line of the French defense - an opening I have historically not enjoyed playing as white, and so had started learning more about the past week. Oliver (without us discussing it) obliged me by playing a line I had looked at that day so we went a good way into the "book" before (very quickly thereafter) reaching crazy territory. The most interesting bit tho, is actually black's move: 9. ... f6. The conclusion I got from this analysis, is that 9. ... f5 is better (see below for more) and so this was a useful game for this analysis alone... All in all, it was interesting to play, and gave me the opportunity to practice the things above... and it gave Oliver a chance to fend off a ridiculous attack (which is always satisfying if a bit scary at times). Here's the game and my notes (Time Control is G30 with 5 second increment): Event: Site: Round: Date: White: Black: Result: Side to move: Last move: variations: Next move: variations: Move comment: And so, QED on this idea. My conclusion: better off building an attack here as White's got the ball. Also, for a bishop sac to have any chance, white really needs another piece. Perhaps once the f-pawn were advanced and White has castled, the possibilty of lifting a rook with tempo might be enough to give the sac some teeth. It'd be interesting to see if I can find any Winawer games with a bishop sac on h7 (if I do, perhaps I'll write a follow-up; regardless, looking at how White attacks here should be fun.) Full Article ng Test Driving Clojure Macros By www.williamcaputo.com Published On :: 2014-08-06T05:00:00.000Z When testing functions, one tests: evaluation result side-effects (if any) When testing macros, one may also wish to test: expander code expansion Full Article ng Remembering Earl Cameron (1917-2020) By journal.neilgaiman.com Published On :: Sat, 04 Jul 2020 12:40:00 +0000 I'm taking a Social Media Holiday right now. It seems to be helping. But I couldn't let this pass... In 1996 we filmed the original Neverwhere television series (which I wrote for Lenny Henry's company Crucial Films who made it for the BBC). One of the most inspiring moments for me was when Earl Cameron came in and auditioned to play the Abbot of the Black Friars. He was a legend back then, 25 years ago. Watching him audition at an age when most people were already long into retirement was an honour and a treat. He got the part, not because he was a legend, not because he was an icon, but because he was so good, and his interpretation of the character became, for me, definitive. It was the one I put into the novel. Earl had been a trailblazer as a performer on film and on television in the 1950s and 1960s. He had come to the UK from Bermuda during the Second World War, as a sailor, and had stayed, and become an actor. He was one of the first UK actors to "break the colour bar", one of the first black actors in Doctor Who, a mainstay of cinema and television, always acting with grace and moral authority. Now we were fortunate enough to have him and his compassion and his gentle humour, acting away in monkish robes in muddy cellars, chilly vaults, and deserted churches, all over London. In 2017, BBC Radio 4 (in the shape of Dirk Maggs and Heather Larmour) did a glorious audio adaptation of Anansi Boys, and it did my heart so much good to see Earl Cameron over 20 years on, and to catch up and to reminisce about the Neverwhere cold and the mud. He played a dragon in Anansi Boys. He was 100 years old then. (That's us, in the studio hallway, in the photo above. It was taken by Dirk.) He died, yesterday, aged 102, nearly 103. The world is a lesser place without him in it. Full Article earl cameron legend Neverwhere «183 84 85..419..836..1253..1670..2087..2504..2921..3338..37554165» Recent Trending The Finish Line: Changing Stucco to EIFS The Finish Line: A Case Study: What is Causing This? 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ng Logic Engineers By www.williamcaputo.com Published On :: 2012-05-17T11:55:20.000Z I don't like any of the names for people who create technology solutions for use in the real world. In no particular order: Developer - Sorry, that's for photographic film (and who uses that anymore?) not software - my second least-favorite on this list. Programmer - probably the one I use the most, but the mechanistic connotations: a glorified typist of code; and the implication is that someone else does the thinking, bothers many - leading to... Architect - Horrible. Borrowed from physical construction, it brings in notions of rigidity of thinking and solution; my least favorite, often used by those who use 'Developer' to describe "those who do the thinking around here." Coder - Probably my favorite; however implies that software is the focus instead of the problem to be solved. Hacker - I don't mind this one, but it feels forced sometimes and of course carries negative connotations due to it's use in a security context; It does however, put the problem solving front-and-center and I like that; Software Engineer - Part of my current title; pros: sounds professional and captures the applied science nature of the work; cons: again the implication is writing code, not general problem solving and often - though not in my case - is indicative of a very rigid, bureaucratic culture Software Craftsman - En Vogue with those who see (as I do) that there is more to this work than just slinging code, I have several problems with it: software focus again, the lack of gender neutrality, and a certain pretentiousness (that might just be because some people sound that way when they talk about the movement - which I am positively disposed to, but not a part of) Technologist - This one is popular with the start-up crowd; This is one of the few on this list that recognizes the holistic integrated nature of the work from the solution side; on the other hand, lacks action, professionalism and anything related to the problem (not a coincidence that the startup world likes it, because those that use it are often seeing the project as separating problem and solution too) Sys Admin, DBA, network engineer, etc, etc - I.e. every other technology-related role that isn't primarily about writing software. This is my biggest concern of all as I believe this distinction (writing software and everything else) is horribly misguided, artificial and needs to go (that's another entry) Am I just being pedantic? I'd say yes, except that I believe these terms all devolve from not seeing the holistic nature of solving problems with programmable machines and since I do see it that way, I want a term that encompasses all of it. Thus Logic Engineer. Physicists have Mechanical Engineers to apply their ideas, why don't Logicians have Logic Engineers? Currently, we conflate this practical science with Computer Science which is also a pure science - or would be if we stopped doing that. I know that Engineer has professional accreditation connotations in many disciplines - and I'm mixed on what that would mean given the current state of technological practice today - but I believe this most closely maps to what we are doing: Logician: figure out the rules and limits of valid reasoning. Logic Engineer: figure out the rules and limits of applying logic to real-world problems. We are Logic Engineers. Further, if we stopped slicing the world up into hardware and software practitioners, and started seeing that software is just liquid hardware (and vice versa); maybe we'd have something worth accrediting (though I don't think for a long while yet). So, I'm gonna try it for a while... at least in my head. Full Article
ng Expoloring the French Defense (G30 practice game at DRW) By www.williamcaputo.com Published On :: 2013-01-19T06:00:00.000Z Played an interesting practice game last Friday (1/12) evening with one of my fellow DRW chess teammates, Oliver Gugenheim. After my stupendous blunder last week, I'm interested in playing some practice games - both to drill my pre-move thinking process, and because there's nothing like a bad loss to motivate one to start playing again... Oliver and I wound up exploring a sharp line of the French defense - an opening I have historically not enjoyed playing as white, and so had started learning more about the past week. Oliver (without us discussing it) obliged me by playing a line I had looked at that day so we went a good way into the "book" before (very quickly thereafter) reaching crazy territory. The most interesting bit tho, is actually black's move: 9. ... f6. The conclusion I got from this analysis, is that 9. ... f5 is better (see below for more) and so this was a useful game for this analysis alone... All in all, it was interesting to play, and gave me the opportunity to practice the things above... and it gave Oliver a chance to fend off a ridiculous attack (which is always satisfying if a bit scary at times). Here's the game and my notes (Time Control is G30 with 5 second increment): Event: Site: Round: Date: White: Black: Result: Side to move: Last move: variations: Next move: variations: Move comment: And so, QED on this idea. My conclusion: better off building an attack here as White's got the ball. Also, for a bishop sac to have any chance, white really needs another piece. Perhaps once the f-pawn were advanced and White has castled, the possibilty of lifting a rook with tempo might be enough to give the sac some teeth. It'd be interesting to see if I can find any Winawer games with a bishop sac on h7 (if I do, perhaps I'll write a follow-up; regardless, looking at how White attacks here should be fun.) Full Article
ng Test Driving Clojure Macros By www.williamcaputo.com Published On :: 2014-08-06T05:00:00.000Z When testing functions, one tests: evaluation result side-effects (if any) When testing macros, one may also wish to test: expander code expansion Full Article
ng Remembering Earl Cameron (1917-2020) By journal.neilgaiman.com Published On :: Sat, 04 Jul 2020 12:40:00 +0000 I'm taking a Social Media Holiday right now. It seems to be helping. But I couldn't let this pass... In 1996 we filmed the original Neverwhere television series (which I wrote for Lenny Henry's company Crucial Films who made it for the BBC). One of the most inspiring moments for me was when Earl Cameron came in and auditioned to play the Abbot of the Black Friars. He was a legend back then, 25 years ago. Watching him audition at an age when most people were already long into retirement was an honour and a treat. He got the part, not because he was a legend, not because he was an icon, but because he was so good, and his interpretation of the character became, for me, definitive. It was the one I put into the novel. Earl had been a trailblazer as a performer on film and on television in the 1950s and 1960s. He had come to the UK from Bermuda during the Second World War, as a sailor, and had stayed, and become an actor. He was one of the first UK actors to "break the colour bar", one of the first black actors in Doctor Who, a mainstay of cinema and television, always acting with grace and moral authority. Now we were fortunate enough to have him and his compassion and his gentle humour, acting away in monkish robes in muddy cellars, chilly vaults, and deserted churches, all over London. In 2017, BBC Radio 4 (in the shape of Dirk Maggs and Heather Larmour) did a glorious audio adaptation of Anansi Boys, and it did my heart so much good to see Earl Cameron over 20 years on, and to catch up and to reminisce about the Neverwhere cold and the mud. He played a dragon in Anansi Boys. He was 100 years old then. (That's us, in the studio hallway, in the photo above. It was taken by Dirk.) He died, yesterday, aged 102, nearly 103. The world is a lesser place without him in it. Full Article earl cameron legend Neverwhere