Page Industries Limited has reported revenue of ₹12,463 million (~$147.7 million) in Q2 FY24, a YoY increase of 11 per cent, with sales volume rising 6.7 per cent to 55.2 million pieces. EBITDA grew 22 per cent YoY to ₹2,815 million (~$33.4 million), with a margin of 22.6 per cent. PAT was ₹1,953 million, up 29.9 per cent. For H1 FY24, revenue was ₹25,238 million, growing 7.3 per cent YoY.

The Philippines’ apparel exports are projected to reach $1 billion next year, backed by an expected boost from the FTA with South Korea expected to be effective in Q1, the Foreign Buyers Association of the Philippines said. It believes the FTA will attract South Korean players to set up units in its economic zones and domestic manufacturers can penetrate the zero-tariff Korean apparel market.

Managing new entity and payer enrollment with payers can be a complex, time-consuming process for health care organizations. Whether launching a new practice, merging with another entity or expanding into new markets, the administrative burden of enrolling with insurance payers and Medicare/Medicaid is significant. From navigating payer-specific requirements to meeting tight deadlines, it’s easy for...

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Guillermo and Brett are joined by Kevin Brooks, CEO of Conception Nurseries. They break down cannabis cultivation, particularly tissue-culture services. Kevin shares his journey from the tech industry to cannabis, emphasizing the importance of tissue culture in providing clean, consistent plant genetics. He discusses the challenges in the cannabis supply chain and the benefits of...

The post The CannaBiz Success Show: Impacts of Tissue Culture on Cannabis Quality and Supply Chain Efficiency with Kevin Brooks appeared first on Anders CPA.

Tax Manager Chrysa Cousley, CPA, has been named has been named the 2024 Outstanding Young Professional by the Missouri Society of Certified Public Accountants (MOCPA). The annual MOCPA Impact Award for Outstanding Young Professional honors one CPA under the age of 35 who serves as an emerging and dynamic leader in the profession. This recognition...

The post Chrysa Cousley Named the 2024 MOCPA Outstanding Young Professional appeared first on Anders CPA.

With all the complications of running a cannabis business, it’s easy to forget that cannabis is a plant: a living organism with its own genetics that takes care and cultivation to grow. To get all the various strains that now fill our stores, there are things a grower can do to improve those genetics and...

The post Outsourcing Tissue Culture for Cannabis Growers: Eliminate Risk, Boost Yield appeared first on Anders CPA.

We recommend that every transportation company strive to have a 10-30% cash reserve. Why? Keep reading to find out.   First let’s cover what a cash reserve is. A cash reserve is a portion of your revenue set aside to navigate obstacles in your path to profitability or seize unforeseen opportunities. Maybe you will need to...

The post Does Your Transportation Company Need a 10% or a 30% Cash Reserve? appeared first on Anders CPA.

The Inflation Reduction Act (IRA) of 2022 substantially expanded the Section 45L tax credit for new energy-efficient homes. This credit offers builders of sustainable homes significant tax savings. Here’s what you need to know to take advantage of these updated credits and maximize the benefits for your projects. Key Takeaways: Key Changes to Section 45L...

The post Maximizing Section 45L Tax Credits for Energy-Efficient Home Builders appeared first on Anders CPA.

The images below look like an ArtCenter grad's portfolio, but apparently the development of these machines is being pursued.

An Austrian startup called CycloTech is working on a novel propulsion style for electric flying vehicles. Rather than using conventional rotors or propellors, they're using what they call CycloRotors, which are an array of adjustable fins contained within a cylindrical package.

These CycloRotors can provide thrust in 360 degrees around their circumference. With six of them around the vehicle—four in a transverse orientation, two in a longitudinal orientation—a unique benefit is gained: The arrangement "enables high-precision sideways and backward flight, as well as mid-air braking – all without tilting or banking the vehicle."

While the test vehicle looks fairly prosaic…

…the forms they're envisioning for the finished product are socks-knocking:

If you can't get your head around how the 360-degree thrust thing works, see the video below:

CycloTech says their planned production vehicle, to be called CruiseUp, will be safe; the six CycloRotors "provide a high level of redundancy, allowing [one] to fly and land safely, even in the event of a rotor failure."

The company envisions these being used not as an air taxi service, but as privately-owned vehicles that will take the place of cars. The design of the CruiseUp is intended to fit within our existing domestic environment. "While the 20th century taught mankind to fly with fossil fuels," they write, "the 21st century will see emission-free 'Flying Cars/Air Cars' become part of a new normality."

Inventor Kazuya Shibata, who creates "marginally useful things," presents this Smartphone Face Shield.

It's designed for those who use their phone in bed. A lessor inventor might simply have created an arm to hold the phone in place, but Shibata knows that greater phone engagement comes from holding the phone yourself. What's urgently needed, then, is emergency protection for when you drop it.

If you want to 3D print your own, he's got the Fusion files here. Along with a caveat: "Face protection will fail about once in 10 times."

When it comes to a true flying car—I don't mean just a VTOL vehicle, I mean something that can both drive and fly—we've seen a lot of wild forms over the years.

The AeroMobil 4.0

The Xpeng AeroHT

The Alef Model A

The LuftCar

The GAC Gove

Notably, one that actually flew was the KleinVision Aircar, which had folding wings:

Another vehicle that successfully flew last year was the Samson Sky Switchblade.

However, Samson Sky reckons that in order to make the design production-ready, both the wings and the massive rear stabilizer, which contains the propellers, must be folded into the body for driving mode. So their latest design envisions this arrangement:

I hate to be skeptical, but gosh that looks like a lot of moving parts! I wonder what the maintenance will look like.

A French mobility company called Mobilize has designed a new type of vehicle from scratch. Two, actually: The Duo, an enclosed two-seater electric quadricycle, and its sibling the Bento, which ditches the back seat for a large storage box.

Both vehicles were meant to be strong urban design statements, and to not draw on outdated references. "The Duo's greatest strength is its unique design," says Jean-Philippe Salar, Mobilize's Design Director. "What we wanted for this vehicle was to avoid imitating a car. It's in effect a little spaceship, a little lunar capsule on 4 wheels."

Not being a car, the diminutive Duo can be driven by folks as young as 14 in France.

The tandem seating arrangement, rather than side-by-side, is to make the vehicle as narrow as possible, the better to slip through traffic.

The gullwing doors allow ingress and egress even in tight spaces.

The charging cable sits in a dedicated compartment in the vehicle's nose. And, surprisingly, the vehicle features an airbag for safety.

The company refers to the single-seater Bento as a micro utility vehicle; it boasts a cargo box on the back that can swallow nearly a cubic meter.

The Bento requires a proper driver's license, as its more powerful electric motor can top out at 80 km/h (50 mph). It's targeted at last-mile delivery services and tradespeople who travel with tools.

Intriguingly, the dashboard of both vehicle was inspired by an icon of 1980s urban culture: The boombox. "The design of Duo et Bento, both on the outside and inside – with its dashboard that refers to boomboxes – deliberately goes against the grain of classic automotive language," says Salar. The designers also decided not to include a screen, reckoning that most people are already carrying one these days.

Both vehicles require half the space to park as a car.

The construction of the vehicles is decidedly un-car-like: "It's based on a metal birdcage structure to which we simply glue plastic panels," says Benoit Abadie, Mobilize's Director of Engineering. "We have around 300 parts in Duo, that's 5 times less than in a normal car, which has around 1,500."

Mobilize is a subsidiary of Renault, and both vehicles are manufactured at Renault's factory in Tangiers. "It's an ISO 14001 plant that's working towards carbon neutrality," says Wafa Boujguenna, the company's Industrial Project Manager. "Duo and Bento are eco-designed vehicles, made from 40% recycled materials, battery included, and are 95% recyclable, including the battery."

The vehicles will be sold in France, Spain, Italy and the Netherlands. No word on if these will come to the U.S.

There's a great interview with the design team below, explaining what they were going for:

Here's a strange pairing of objects, from Chinese manufacturer Olight. Their Baton 4 Premium Edition is a tiny LED flashlight—less than 2.5" long--that comes with its own charging case.

Despite its tiny size, the Baton 4 has a 1,300-lumen output, and the company claims it can throw its beam 170 meters (558'). Though the press image isn't so aspirational.

The charging case, which can double as a powerbank, has a built-in 5000mAh battery; the company says it can fully charge the Baton 4 up to five times, providing 190 days of runtime.

The fanatical EDC crowd loves flashlights, stashing stuff inside other stuff, and charging longevity. This object seems tailor-made to scratch all three of those itches.

These run $95.

Dorel Juvenile is the world's leading juvenile products company. When they wanted to develop a new infant car seat, they turned to Pennsylvania-based ID firm DesignThink.

DesignThink as the Innovation Incubator for the Ultra Lightweight Maxi Cosi Coral XP

A Cold January Day in 2017

The team at DesignThink was asked to visit Dorel Juvenile Group USA to review a "Special Project". The development team at Dorel JG wasted no time introducing us to their latest infant car seat (ICS) project. They were experimenting with the idea of developing a seat that would reduce the struggles parents faced when trying to transition their baby from the car and carry their baby in the removable seat portion of the ICS. The team at DesignThink has designed several car seats over the years and we instantly recognized the unique opportunity, as well as the challenge that this project offered, and were eager and excited to get started.

Our Role as the Innovation Incubator

We partnered with Dorel to act as the innovation incubator to lead the project team through the fuzzy front-end and define the product's overall features and characteristics of use. Upon successful concept definition, the project would be positioned under the Maxi Cosi brand and ultimately transferred to the Maxi Cosi team in Europe and a European design group to carry the innovation to production.

The Problem at Hand

By removing the seat from the base that is installed in the car, parents can take the baby with them while running errands or visiting people and places. However, a problem associated with this system is that some removable seats can weigh up to 16 lbs. and the baby can weigh up to 35 lbs. for a combined arm-crushing weight of 50+lbs.!!

We established two primary goals: 1) reduce the overall weight of the seat to lighten the load, while maintaining structural integrity as to achieve a top crash test rating, and 2) develop new methods that enable parents to more easily lift the seat when moving in and out of the vehicle and when transporting the child in the seat.

Our Approach (Decades of Experience and User Understanding Put to Test)

DesignThink is one of the leading firms in car seat development having brought several seats to the market and has a long history of creating break-through innovation, but this project pushed our team in new ways. The structure for the project utilized DesignThink's simplified "DEEP" process;

Define that for which we will solve

Express possible solutions as quick thumbnail stories

Explain the "what – why – wow" related to user needs

Prototype to demonstrate the merits of the idea

How the Project Unfolded

A series of innovation workshops were hosted at our studio to enable the team to think and problem solve with product at hand. The objective was to think in the "ideal" (do not worry about cost and construction initially) and to "fail fast" (explore, evaluate, and evolve). The following provided the high-level framework for how the team identified and pursued their ideas.

Established Design Targets

Led by our usability team, along with team members from Dorel, we hosted a several day innovation workshop at our studio. We began with a collaborative defining of the design targets based on use, expectations, pain points, and opportunities, which we affinitized and moved directly into physical prototyping to address and evaluate how well the concepts improved the user experience during day-to-day interactions.

DEEP: Innovation Workshops to prototype your idea. You are encouraged to be chaotic and messy! Fail fast! Dorel made sure plenty of product was on hand to fuel the innovation.

Inutitive Carry

Enhanced Confidence

Improved Transitions

Development of Design Targets

Role-Play is the Best Way

To truly understand and empathize with users, we role-played, exploring typical use-case scenarios to inform our ideation. Placing ourselves in the same situations helps us quickly evaluate and improve our concepts.

Handle-Carry:

Evolution for improved ease when attaching the seat to the base and removing the child from the vehicle

Cradle-Carry:

Exploration to improve how parents can bond with the baby in a more natural holding position

Cross-Body Strap:

Exploration to provide alternate ways to carry the baby while reducing the effects of weight and fatigue on the parent

Iterative User Evaluation Cycle

Our early thoughts and ideas were evaluated by the team and with parents in our research lab. These ideas were then refined to strengthen the evolving direction. The learnings obtained through this method enabled the team to focus on the most meaningful directions and build their value. Listening, understanding, and empathizing allowed our team to develop new ideas in this category that were previously unexplored.

DesignThink presents the refined design direction.

A series of prototypes and user evaluations enabled us to reach a stage of concept definition for an ultra lightweight car seat that provides parents with improved ways to carry, hold, and secure their baby.

Our Results

User-Centered Insights lead to Market Defining Solutions

Having developed many juvenile products such as car seats, strollers, and highchairs, DesignThink understands the day-to-day challenges parents face, both physically and emotionally. We embarked on this project with Dorel to define a new car seat with features that take into account those challenges and offer relevant and meaningful solutions. Exploring innovation that is rooted in user insights enabled our team to quickly define those solutions and overcome technical hurdles to deliver new experiences to address real problems faced by parents when using an ICS.

Defining the Direction

As mentioned, DesignThink was hired as the innovation incubator in the fuzzy front-end to develop and define a new architecture for this seat. Our work was documented and handed off to the Maxi-Cosi team in Europe. The output of our innovation incubation became the driving framework used by the teams in Europe to create a truly meaningful and relevant solution for parents in this category.

The DesignThink team is very proud to have been selected by Dorel to play such an important "behind the scenes" role in setting the direction for, and contributing to the success of, the Maxi Cosi Coral XP.

It takes a Village to Design a Car Seat

Snapshot of the iterative concept development that led to the final product

You can see more of DesignThink's work here.

Here's what we looked at this week:

Why do humanoid robots move like humans? For efficiency's sake, oughtn't they have their own movement style?

In Amsterdam, a hotel room with an airplane inside of it.

KraussMaffei's ColorForm production method: Injection molding and painting in one production process.

When bad UX is the point: A no-handle coffee mug for rock climbers.

Trusscore: This user-friendly DIY sheetrock alternative requires no heavy lifting, taping, mudding, priming and painting.

This Jetlaser strips finishes in seconds. No chemicals, no mess.

Registration is open for Buildner's Architect's Chair Design Competition.

Industrial design case study: Minimal's solution to combat single-use package design.

Kazuya Shibata's Smartphone Face Shield provides in-bed emergency protection for when you drop your phone on your face.

CycloTech's form evolution of a new type of flying vehicle, designed around six enclosed "CycloRotors."

No one agrees on what a true flying car should look like. But if the folding-wing crowd wins out, these will be complicated to maintain.

The Elitech Protean is a gamer's desktop platform designed for swappable user interfaces.

The Onion's magical election touchscreen provides unique insights.

Two striking urban vehicles: The Duo and the Bento, by Mobilize.

Olight's Baton 4 is a tiny LED flashlight with its own charging case.

Airback: Backpacks and luggage that can shrink their contents with a vacuum.

Kia's funky PV5 WKNDR, an EV camper van concept.

Industrial design case study: An infant car seat by DesignThink.

I have no idea who the target market for these is. Chinese tool manufacturer Arrowmax sells these Black Golden Honeycomb tools: Drivers, Allen wrenches and reamers.

They're sold individually or in sets.

On the company's website, there are literally no product descriptions for any of the tools—no explanation of the handle design, nor even what any of the tools are made out of. The only thing I was able to learn about the tools, was in the company's thin bio: Apparently these were featured, somewhere in the background, in the Marvel movie "Ant Man & the Wasp." Of course they were.

German company Brabus provides aftermarket upgrades to Mercedes-Benz, Maybach, Porsche and Rolls-Royce vehicles. They also produce their own limited-edition rides, and this is their largest: The Brabus Big Boy 1200, a luxury motorhome.

At nearly 40' long, 8.2' wide, and 13.1' tall, it's shocking you don' t need a CDL to drive the thing. (To make it a little easier to pilot, there is a 360-degree camera monitoring system.)

It offers 320 square feet of living space. Once you park the vehicle, it self-levels. You can then deploy the slide-outs, extending the width of the bedroom and living room to 14.8'.

The bed, which is in a transverse orientation, is the European equivalent of a queen-size (63" x 79", versus the 60" x 80" we've got on this side of the pond). The mirrors beyond the bed conceal a large closet.

The bedroom features a desk and a 43" 4K television with an integrated Playstation 5 system and, thanks to satellite internet via Starlink, access to the internet and streaming services.

The living room features leather-upholstered sofas with Alcantara wood accents.

The kitchen boasts an induction stove, oven, coffee machine, dishwasher, and refrigerator with an interior freezer. There's an additional dedicated wine fridge.

The bathroom is done up in actual stone and features a "rainforest shower."

Directly above the driver's cabin is an electrically lowerable bed, also 63" wide. I have no idea why they don't show this in the photos, it sounds pretty cool.

Lastly, it's got a 12.8-liter six-cylinder turbodiesel, and the vehicle tops out at 56 mph. (I'd be terrified to drive this thing at half that speed.)

"Thelma & Louise" alternate ending

The message from Autodesk and the many companies that presented and exhibited at Autodesk University (AU) last month in San Diego was clear: for the product design and manufacturing (D&M), architecture, engineering, construction and operations (AECO), and media and entertainment (M&E) industries, AI is a driving force behind productivity.

Autodesk University Mainstage

Data, data, data

AI-driven productivity is customized to the specific needs of each industry, with various generative and multimodal AI models providing solutions for tasks like workflow optimization, manufacturing quality assurance, regulatory compliance, and design visualization. However, the value of AI across these sectors—and beyond—is determined by the quantity and quality of data used.

Quantity matters because more data enables AI systems to learn and improve. Quality, however, is more complex. It requires obtaining relevant data, ensuring data accuracy, and verifying that data usage complies with ethical standards.

Dell demonstrated how their workstations can run generative AI 3D content with NVIDIA Edify trained on Shutterstock ethically sourced content.

Customers are key

The importance of AI and data was evident throughout AU, with presentations and product demonstrations highlighting customer-centric solutions. Hardware providers showcased high-performance workstations equipped with powerful processors, optimized to support AI workloads. Meanwhile, data and asset management providers emphasized AI’s capabilities in extracting valuable information, managing metadata, and monitoring workflows in real time.

Lenovo displayed next generation workstations designed with a customer-centric focus. Partnering with Intel®, NVIDIA and Aston Martin, they offer high-end graphics, memory and processing power.

Autodesk’s Design & Manufacturing team showcased how they are addressing their customers' needs by delivering AI-powered efficiencies through Fusion, a cloud-based, unified platform for design and manufacturing. They also introduced Project Bernini, a research initiative focused on a new approach to generative AI. Unlike many generative models that prioritize the appearance of 3D objects, Bernini emphasizes generating structural 3D data from the inside out, which aligns closely with real-world production needs.

Experimental research project Bernini model generates shape and texture separately and does not confuse or meld those variables.

AI provides a wide range of possibilities based on industry-specific needs. For entertainment and gaming, AI can generate lifelike product and character models, while in manufacturing and design, it lays the foundation for real-world production. With tools like Fusion and research projects like Bernini, Autodesk aims to empower creators and makers to leverage AI for both efficiency and innovation.

This Mambapod was invented by Taiwanese photography accessory company Silence Corner.

It's a mini tripod that can also be used on non-flat surfaces, thanks to an innovative feature in one of the legs. Two small jaws can be unfolded from the leg, and dialed towards each other by rotating a handle at the bottom of the leg, essentially becoming an F-style clamp.

Alternately, just one of the jaws can be flipped out and used as a hook.

The clamping arrangement provides a lot more security than bendy legs, allowing you to hang your expensive SLR or smartphone in precarious places.

The Mambapod is a hit on Kickstarter, with over $200K in pledges at press time and 25 days left to pledge. Pricing starts at $129.

There have now been four or five years of huge ocean freight rate volatility, according to Drewry, which has cautioned its customers to expect little change in 2025, likely the fifth year in a row of high volatility. Shippers need to be aware that the shipping industry will continue to be disrupted and there are risks and a need for contingency plans and active vendor management, cautions Drewry.

ITMA ASIA + CITME 2025, set for October in Singapore, has nearly sold out its 60,000 sqm exhibition space with strong interest from 731 global tech providers. The event, supported by CEMATEX and CTMA, will showcase innovations tailored for Asia’s growing textile hubs. Key sectors include finishing, spinning, and knitting, highlighting sustainable tech and automation trends.

China’s latest fiscal announcements seem aimed at addressing medium-term structural impediments to economic growth from strained local government finances, but are unlikely to immediately boost or offset deflationary risk, Fitch Ratings said. It expects a budget deficit of 7.1 per cent of GDP this year. It believes fiscal stimulus will remain incremental and responsive to downside risks.

Turkiye’s overall export unit value index rose by 3.6 per cent YoY in September, while the overall export volume index fell by 5.2 per cent YoY. The country’s overall import unit value index rose by 4.7 per cent YoY in September, while the overall import volume index fell by 5.8 per cent YoY. Turkish trade sales volume rose by 12.7 per cent YoY and by 3.2 per cent month on month in September.

Global cotton markets saw slight declines and stabilisation in recent weeks, with NY/ICE December futures trading between 67–75 cents/lb since June, now at 71 cents/lb. The global A Index dipped from 85 to 83 cents, while China's index dropped from 101 to 97 cents due to a weaker yuan. Indian and Pakistani spot prices also declined, but both rupees remained stable against the dollar.

APTEXPO 2024 has opened at Marina Bay Sands, Singapore, gathering over 300 international delegates and exhibitors to discuss industry resilience and sustainability. The event spans three days, featuring keynote speakers, panels, and over 200 exhibitors. Focused sessions address global market trends, digitalisation, and cooperation to build a stronger Asia-Pacific textile network.

Many small-to-midsize banks and financial institutions are still running on-premise Microsoft Exchange email servers, whether in their own walls, or in the walls of their technology service provider. Microsoft recently announced that multiple hacking groups were targeting Microsoft Exchange servers in coordinated attacks, which could cause a damaging data breach for these organizations. With all...

The post Data Security for Banks and Financial Institutions: Top 4 Myths About Moving to the Cloud appeared first on Anders CPA.

Anders was named to St. Louis Small Business Monthly’s list of Best Accounting Firms for 2021. The Best Accounting Firms were nominated by St. Louis area businesses and voted to have the top accountants in St. Louis as part of Small Business Monthly’s Best in Business awards. The 2021 Best Accounting Firms will be recognized...

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Companies and candidates are continually asking, “what does the current hiring market look like?” And many are shocked by the response. The truth is that the market is incredibly short on good quality candidates right now, and many job postings are open for extended periods while companies search for candidates. So, how did the job...

The post Hiring Challenges Back to Pre-Pandemic Levels – 5 Ways to Recruit the Right Hire appeared first on Anders CPA.

Anders was recognized on Missouri Lawyers Media’s 2021 Reader Rankings list for Forensic Accounting Providers. As one of the top three firms honored on the list, Anders was nominated and selected by the readers of Missouri Lawyers Media in an annual ranking of top businesses and firms in the legal profession. The Anders Forensic and...

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We all know that the past year has driven innovation throughout the economy. As business conditions shifted in early 2020, innovators across the globe were forced to use any means to keep their organization open. The digital transformation we have seen in our society over the past year is not going away anytime soon, so it’s important for leaders and visionaries...

The post 10 Ways to Automate Business Processes Using a Tool You Already Have: Microsoft Power Platform appeared first on Anders CPA.

This release describes how e-cigarette affect middle and high school students

The latest vital signs featuring the affects of exposure to electronic cigarette advertisements on middle and high school students in the United States during 2014.

This release explains the latest campaign for TIPS from Former Smokers in it's 5th year.

More than 1.8 million smokers attempted to quit smoking and an estimated 104,000 Americans quit smoking for good because of the nine-week-long 2014 Tips From Former Smokers ( Tips ) campaign.

Updated facts and data on youth and tobacco use.

Report on the latest statistical data regarding risky behavior among youth.

Data regarding smoking, quantity and access to cigarettes by youth in 45 countries during 2013 and 2014.

Data regarding the use of smoking and tobacco use among adults in 2014.

Data regarding the disparities with tobacco-related cancer incidences and death from 2004 until 2013.

Amanda Manley got a job at Tesla for $19 an hour and quickly became a die-hard employee, but she now says working there is not for the faint of heart.

Protein powders, yogurts, and bars make hitting our protein targets easy, but can contain UPFs. Here's what happened when health reporter Rachel Hosie quit them for a week.

What if you could work on your computer, but your computer was on your face? I'm not convinced this is Apple Vision Pro's killer app.

Younger Americans are moving to rural areas, with large increases in Colorado, Texas, Montana, and the Southeast.

The "SNL" comedian Chloe Fineman said Musk made her cry when he hosted the show in 2021. On Sunday, he said "SNL" had been "slowly dying for years."

A Spirit Airlines flight diverted after being shot on approach to Haiti. JetBlue and American flights were also found to have been struck by bullets.

Greg Brockman announced in a memo on Tuesday that he would return to OpenAI and work in a new role.

The Japanese conglomerate was part of an investment round unveiled by OpenAI last month that valued the ChatGPT maker at $157 billion.

These are today's mortgage and refinance rates. Mortgage rates remain elevated thanks to uncertainty around how inflation will trend in the coming years.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, and CD accounts to help you maximize your earnings.

Thank you Australia! Public helps NFSA restore Proof