Small apartments may feel restricting for many who love working out from home, but there are a few ways to ensure you have the best gym in your abode.

8 foam rolling exercises using a foam roller to loosen muscle tightnesss and tension and as a convenient, inexpensive piece of fitness equipment for self-massage in the comfort of your home or at the gym.

Essential tips explained in this comprehensive guide to help you lose weight or shed those extra pounds and boost your overall health and well-being.

Baseball is a fun sport that can keep you in shape. Learn the mistakes to avoid when buying a new baseball bat.

Your basement can be more than just a storage space. Learn how to transform it into a personalized home gym with these simple steps and tips.

Recognizing the role of exercise presents a promising approach to enhancing patient outcomes, controlling symptioms and inproving overall quality of life. Healthcare professionals, particularly advanced practice registered nurses, can tailor fitness programs to meet individual needs more effectively towards a holistic approach to chronic disease management.

Science behind NMN, nicotinamide mononucleotide supplements - possible better aging and longer longevity health benefits and points to consider for those who want to include it in their health and wellness program.

Review of plant based oat beverage - a milk, dairy alternative from Bettermoo.

Dragon*Con live art party this Saturday, stores selling Scarlet #2 variant cover, David Mack and Kabuki plugged at Comics Alliance & more

David Mack attending Dragon*Con this weekend, live art show, Dragon*Con & more

Kabuki body paint photo, discounted Kabuki 1/4 scale statue pre-order price, Dragon*Con photos, Kabuki HC sketches & more

Kabuki fan artwork, Circle of Blood sketches, playing soccer & more

Broken Frontier interviews David Mack, Spider Jerusalem convention sketch, Baltimore Comic-Con 2010 photo & more

Dragon*Con 2010 and live art show photos, San Diego Con Kabuki 1/4 scale statue video, Dragon*Con 2010 live art show photo & more

Return of the Dapper Men HC solicitation, Kabuki cosplay photos, Oeming comic, Kent Williams artwork & more

Photos of Kabuki body paint models at Dragon*Con, Kabuki 1/4 scale statue production numbers, Reflections TP cover, Kabuki LE sketches & more

Kabuki body paint models at Dragon*Con 2010, William Gibson, Mark Millar's movie & more

Justice League of America #52 solicitation and artwork, Fanboy Radio interviews David Mack, photo of Daredevil Marvel Masterpieces 2 sketch card & more

Scarab fan artwork, photos of Tarot card and Death convention sketch & auction spotlight

Revised Kabuki: Circle of Blood HC release date, fan approved wallpaper, new project & more

Justice League of America #51 a best-seller, two new projects, musician Geoff Keezer & more

Echo - Vision Quest HC debuts Wednesday, Dexter prequel animated episodes, book blurb & more

Convention sketch and Circle of Blood original artwork, Echo HC debuts tomorrow, RIP Sally Menke & more

Stores selling Daredevil - Echo: Vision Quest HC, extra material in Echo HC, Kabuki sketch & more

The Shy Creatures now out of print, stores selling Daredevil - Echo: Vision Quest HC, NYCC live art show in development, Art Bell & more

The best thing about cooking with wine is that you automatically have a nice pairing for the meal. These seared and roasted lamb racks are covered in a red wine reduction with rosemary, shallots, and butter.

An easy family favorite. Ground beef is mixed with onion soup mix, cream of mushroom soup, onion, and rice and baked in a casserole dish until done.

Le LG StanbyMe GO est un téléviseur valise de 27 pouces Full HD pour une expérience multimédia nomade. Une valise …

L’écran valise tactile de LG StanbyMe Go est un billet de LeCollagiste VJ.
LeCollagiste VJ - Mag du LeCollagiste, actu sur la culture VJING, Vidéo Mapping, info video et high tech.

Rating: 3/5/5 . Panchayat Season 3 is still sweetness and light and all things bright. Just a tad slow to take off. Continue reading →

The post Series Review : Panchayat (Season 3) first appeared on Amodini's Movie Reviews.

Cheap Computer Guy highly recommends this work-at-home ebook written by four work-at-home moms.

Antivirus software - Guide to selecting the best antivirus software to protect your computer from viruses

Selecting the best cheap computer system that is right for you and is of high quality.

Guide to Computer Internet Security. Learn how to protect your computer from malicious codes and your identity from hackers.

Cheap Computer Guide - Learn how to set up and use your new computer system.

Almost any source you looki at will tel you that between 80% and 90% of For Sale By Owners will eventually list their home with a real estate agent. There are a myriad of reasons why this happens but it all boils down to this: agents have the inside track on attracting buyer traffic to the home. They also do it full time so that even when the seller is gone to work, the house is still "for sale" and can be shown.

So, if you find yourself thinking of hiring an agent, which one should you hire?

First of all, consider paying the highest price for a good agent. Interview several of them and then ask them to cut their fee. The one that refuses to is probably your best bet. Why? When it comes to selling your home and getting your proce, you want an agent who is NOT a noodle...someone with a little back bone. If they won't cut their fee and they promise a higher level of service and service quality, then they will also negotiate the hardest in the trenches when people are trying to cut your price on your home.

Second: if the agent you call doesn't answer their phone or call back within a half hour - stop trying to get them. If they don't answer or call back when you try to call them for an interview, what makes you think they will answer calls from buyers for your home?

Lastly, when you are doing the interview and listening to the agent's marketing plan, look for the things that are different. If you talk to 2 agents and they pretty much do the same things... a sign, MLS, and a few ads... keep talking to more agents. What you are looking for is the agent who has a unique approach or ads value by adding unique tools. Agents that use the talking house transmitter or a 24 hour hotline system are some examples. If the agent you hire isn't doing extra things to make your home stand out in the marketplace, you are just going to get the same ole, same ole. Look for something different.

I guess it's now official. The real estate bubble has burst. When the inventory figures for homes show they are going up nationwide AND it's in the national media, you can be sure that it's already been happening for a few months now. The NY Times and Jouranl and just about every other news outlet decided today that it was a story - so I guess it's official.

Those of us in the real estate business have known it for the last 3 months and we could have told you so. We have sales figures and "time on market" statistics that can back up our claims. We have been telling successful sellers what's happening and how to price their homes accordingly. Now - 3 months later, the media is catching on.

The story is that the supply of homes on the market is rising and the number of buyers isn't. What that means to you is that your home will sit on the market longer without selling. In fact, two of the articles I've read state simply that it would take over 6 months to sell all the homes currently for sale. What they leave out is that more homes come on the market every day, further increasing the glut.

As the number of homes on the market increases, it takes further price reductions to get some of those homes to sell quicker, which, in turn, lowers the reflected market price of all homes. Sellers will wait and wait and then lower their price - too late. What they don't realize is that they are chasing the market down.

The market price of their home goes down and then they lower their price just above the market price and wait. While they wait, the market price goes down further, putting them farther and farther away from the market value, until they lower the price again.

So, as a seller, what should you do right now?

Simple, lower your price to a point that is BELOW the current market value. Ask your agent to take some time and do a good market analysis to get a feel for what your home is worth right now. Then, price it below that number. If you do this, you will have hungry and willing buyers lining up to make offers on your home... but only for a short time in a falling market. If you wait too long, and the market coninues to drop, then you will be priced above the market again and have to reassess the situation.

The smart thing to do is price your home low and let the market come to you, rather than chasing the market down. One strategy results in buyers, the other results in foreclosures. But you have to decide which strategy to persue.

Dear Blog Update,

Today, the automated messaging system used by your real estate sales agent, MIKE CARRAWAY, has stopped sending email to you because none of the email messages sent have been opened. For a mail message to be considered "open", you must have clicked one of the links contained in the email and viewed the report your provider sent.

This message is an automated process designed to reduce the sending of unwanted emails. If you would like to continue receiving emails, please click here. Once your account has been reactivated you will begin to receive your emails immediately.

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The following are the links to the selected listings.

Details 331358, 5020 GIHON CIR, TRUSSVILLE, AL - $308,900.00
Details 338932, 5012 GIHON CIR, TRUSSVILLE, AL - $308,900.00
Details 339702, 7913 COUNTRY CLUB DR, TRUSSVILLE, AL - $309,900.00
Details 346229, 4966 JOAB CIR, TRUSSVILLE, AL - $309,900.00
Details 344631, 6229 JONATHANS WAY, TRUSSVILLE, AL - $309,900.00
Details 347557, 6672 SERVICE RD, TRUSSVILLE, AL - $309,900.00

Or Click Here to go view all listings at once.

If your email program doesn't support an HTML url, then copy and paste the following
address to your browser's address box. Make sure you copy and paste the
entire link; it may appear on multiple lines.

http://bhammls.net/BAARReports/listings.asp?ID=WMI5467956

REALTORS: REAL-Service REAL-Expertise.
You can also visit http://www.Access1000.com to perform your own property search.

Broker
WEICHERT, REALTORS - Access Realty, Inc.
1-800-840-0165

By Joe Klock, Sr.

Real estate analysts (and what American is not among them these days?) tend to survey the sea of sale signs in most areas and join the gloomy headline writers who conclude that there are not enough ready, willing and able buyers in the market place.

Not so, gentle reader! The shortfall is among sellers, of which there are relatively few treading water in the aforementioned sea.
"Whoa, Nellie!" you might exclaim (ignoring the by-line clearly displayed above), "any fool, including the by-lined fool, can see that it's buyers that are now in short supply."
In so doing, you might cite the hordes of hungry house-hunters who roamed the house-hunting roadways during the many months of a recently-deceased feeding frenzy, fueled by mortgage lenders with deep pockets and all the fiscal restraint of sailors on leave.
It is a now a fact of real estate life in most areas that their numbers - and that financial fuel - have shrunk like last month's birthday balloons, and it's true that there are fewer prospective buyers rummaging through the current logjam of listings.
Enter the law (not the theory or fantasy) of supply and demand, which dictates that when the number of consumers is dwarfed by a surplus of products, either prices take a hit or activity takes a holiday.
That reality underpins my contention that, while there may be too many homes for sale, there are too few legitimate sellers offering them.
This position is backed up by more than a half-century of experience on and behind the firing line of real estate brokerage, during which I have seen and survived several cycles of inflation, deflation and stagflation, as well as so-called sellers' markets which morphed into buyers' markets and vice versa.
Through all that trauma, certain facts remained unchanged - facts that are being ignored by too many would-be sellers and, sadly, pseudo-professionals. They are as follows:
1. No home in history has ever sold for a penny more than the best offer obtainable from the best buyer available in the then-current market.
2. The only way to determine the true value of a home is to thoroughly and aggressively test the market and challenge the competition. That process need not be a lengthy one, since buyers and their agents do comparison shopping and readily react to an attractive offering.
3. Once that procedure has been pursued, properties remaining unsold for an extended period of time are, quite simply, overpriced. Forget about what similar houses sold for in the past (which is history), or what those would-be sellers might have invested in their homes (which is irrelevant), or what qualified appraisers say they are worth (which are only opinions). The critical test is exposing one's home to the greatest practical number of prospective buyers and active agents, and then analyzing the results.
4. A home that is appropriately priced and effectively marketed, preferably by competent professionals, will ALWAYS attract attention, generate activity and ALWAYS sell for what it's worth (refer to Fact #1 above).
The problem today is not that there are too few buyers. Demand is what it is and neither wishful thinking nor wistful memories will increase its size.
The more serious shortage is of genuine sellers; i.e., those who meet these specific criteria:
a) They are willing and able to accept the best price obtainable from the best buyer available in the current market, and
b) They have something to lose if they don't do so.
"Sellers" who do not fit that mold are not sellers at all and should be encouraged to take their properties off the market. (Realistically, they're not actually ON the market, anyway!)
The market is not always kind, but it is never wrong - and those who believe otherwise pay a heavy price for ignoring "The Facts Of Life For Home Sellers."
FOOTNOTE: For a further dose of this perhaps-unpleasant medicine, visit www.joeklock.com and click on that caption. You have nothing to lose - except, maybe, a pipe dream.
If that doesn't work for you, take two antacids or a short snort and DON'T call me in the morning!
Here's the bottom line - take it to the bank or to any nearby Wailing Wall: When proper pricing is combined with effective marketing, there is a buyer for everything and, given those conditions, any home can be sold in any market.
The ritual dances of negotiation may change with market fluctuations, but the drumbeat of reality does not!

Mike Carraway
Broker/Owner

WEICHERT, REALTORS - Access Realty
1100 East Park Drive, Suite 104
Birmingham, AL 35235
1-800-840-0165
WEICHERT, REALTORS - Access Realty
Valleydale Branch
4500 Valleydale Road, Suite 160
Birmingham, AL 35242
205-995-3939
24/hr Info: 800-634-0511
24/hr Fax: 800-634-0511
www.Access1000.com
www.Weichert.com
www.AlabamaWebPage.com
www.TakeOurTest.com
www.BirminghamRealEstateSchool.com

The Veterans Housing Act allows the Department of Veterans Affairs to guarantee a home or mobile home loan. While eligibility is still determined by VA, the benefits vary depending on when you served in the military and the type of service. While those currently or previously on active duty are allowed benefits after serving anywhere between 90 days to 24 months, depending on the year, reservist and national guard members never called to duty, will need to contact VA to determine eligibility.



While most consumers feel VA gives a borrower a loan, VA only guarantees loans in case of default. Loan approvals are made on their behalf by approved lenders. VA does require all homes be appraised by a VA roster appraiser and there are only special circumstances in which VA reviews a loan for credit determination.



VA Home financing allows 100% financing, 4% seller contribution, limits what a borrower can pay in the form of closing costs, provides excellent interest rates and does not require perfect credit. A VA loan will consider approval for a borrower with no credit. It is by far the best loan program available, and it is only for veterans.

Now there's an easy way to find the open houses in the Birmingham, AL area with just the click of your mouse.

Weichert, Realtors - Access Realty has just launched www.8YellowBalloons.com

Tune in to 8yellowballoons.com every week to see where the open houses are going to happen. You would drive around looking but it's a lot easier with a map.

You can also custom design your own Open House Home Tour!

Johanna Zorn is leaving the Third Coast Festival. The executive director and co-founder of the Chicago-based audio documentary conference will be departing in the fall, and the search for her replacement will kick off later this week. The move was announced Wednesday through a letter published on the Third Coast website.

Obviously, this is a major development for the beloved conference, which has become one of the most, if not the most important gatherings for radio and podcast producers since its founding almost two decades ago. Third Coast grew particularly quickly over the past few years — tracking the growth spurt in the audio world around it — the biggest expression of which was the decision to shift the festival towards an annualized schedule in 2016. (It was previously held every two years.)

complete article

Apple is on the prowl. Months after Spotify shelled out $500m on two podcasting start-ups, Apple executives are said to be contacting media companies in the hope of funding original content and brokering exclusive deals.

This new phase for Apples streaming service comes at a time when audiences for voice-based programming are growing rapidly. In the past five years, weekly listeners have doubled in the UK, as have monthly audiences in the US. It is not surprising that technology companies are focusing on podcasting and making the medium easier to access. Apple has introduced full-text podcast searches on its Podcast app and Google has made them appear in search results. Spotify launched a voice assistant.

complete article

In recent months, the tech giant has reportedly reached out to media companies about such deals, per Bloomberg. We do not know what kind of companies Apple is engaging with (indie production studios or established networks), and we do not know what sort of shows they are targeting (hits like Serial or brand new projects), per Hot Pod.

Top Podcast Consumption Apps
Business Insider Intelligence
What this move is about: Apple likely views exclusive originals as a way to protect its dominance of podcast listening, which has slipped in recent years as rivals like Spotify bear down.

Complete article