This is Money columnist Steve Webb and lawyer Fiona Wood jointly tackle a reader question about shamming a divorce to dodge tax. Find out the pitfalls here...

Can I ring fence my children's inheritance in my will should they divorce in the future so the in-laws do not gain anything from my estate? Lawyer James Ward of Kingsley Napley (pictured) replies.

My 78-year-old brother died without leaving a will. He had no children and was divorced from his wife. Lawyer Gavin Holt explains the order of inheritance in such cases.

My husband has been missing for 24 years and has a violent past. I cannot find his address but I know the county he is in. The police told me he was still causing women problems and best to avoid him.

In my dad's will, the house is left to me and cash to be split 50/50 with my sister. It was made 10 years ago when my parents were estranged from my sister. My dad is now widowed and has dementia.

Gaynor Seymour, pictured with husband Andrew, lost state pension credits over an innocent paperwork error - but she can prove she looked after their daughter during the disputed period, she says.

My brother died two days after receiving a diagnosis. I had at his request organised a solicitor to visit him in hospital to arrange a will. He passed in June, two days before the appointment.

In a stinging report, tax officials said people 'can easily disadvantage themselves' in a system that 'appears illogical', and told the Government to find a way to restore lost credits to parents.

As our relative was in a care home for the past five years the money she had left is less than the sum in her will. My husband inherits her property, but does he have to make up the cash shortfall? Lawyer Jim Sawer replies

I have been contacted by a genealogy company which says a member of my family from my dad's side passed away in 2016 leaving no will. Lawyer Vicky Tassell, pictured right, of Nockolds, replies.

How much do I need to be saving into my pension to achieve this, assuming I achieve returns of 7% a year and that I live until 85. Financial planner Kay Ingram (pictured left) replies

Do I have to give him a formal dated letter to prove it was a gift and when the gift was made? Can you suggest a format? Lawyers Jennie Pratt and Jack Burroughs of Ashtons Legal reply.

I had an £84k pension but cashed it in when I was 55 to pay off debts. Since then, I have come into an inheritance so I have £420k in savings and have rejoined my company's pension scheme.

Equity release customers could have been given the wrong advice it has emerged, as the City watchdog confirmed it is looking at mortgage lending practices to older borrowers.

It is feared that equity release could soon echo the PPI mis-selling scandal which has rocked Britain in recent years. Experts last night said the industry was 'ripe for mis-selling'.

There are growing concerns that many people signing up for equity release are not aware that the loans can come with hefty early redemption penalties.

Eric Lewis-Leaning discovered last month he was paying £19.95 a year to a company called 'CBA Malwarebytes' via his credit card, despite not owning a computer.

I am 84 years of age, healthy and fit for my age. I have given my son a will drawn up by a solicitor. He inherits all my assets. He wants to have a power of attorney document drawn up. Please advise.

Workers have lost their savings after transferring their nest eggs to rogue schemes because they were enrolled with the UK's HMRC and Pensions Regulator - making it appear above board.

Financial services firm Responsible Life submitted a Freedom of Information request and learned the DWP does not keep track of how many people fail to claim the state pension.

Getting your head around how your pension works, whether you're saving enough and finding out about how your money is invested can be a daunting prospect for young workers.

Standard wording should be adopted and made compulsory to prevent firms using 'obfuscatory' jargon that baffles savers, argues Lady Altmann

Funeral costs have increased by 3.4% over the past year, but the price of a direct cremation - meaning without a funeral service - fell by 5% to £1,626.

The newly re-elected Government now has a majority that gives it the opportunity to solve major issues affecting retirement finances. Here's what you need to know.

The average person has 11 jobs in their lifetime, so it is no wonder two in three Britons have more than one pension pot. The industry has long discussed launching an online pensions dashboard

HMRC refused to warn people it had launched investigations into fraudulent pension schemes registered with it, enabling the scammers to continue to fleece hundreds more victims.

Analysis by financial data experts Defaqto shows a couple who borrow £50,000 could save up to £38,000 over 20 years by opting for a retirement interest-only mortgage instead.

After meeting workers fleeced of their futures in the scandal, the now Prime Minister, pictured with victims with David Burgess, left, Sue Flood and Micky Nettle, pledged to take up their case.

This year, the total number of people aged 90 and above is expected to hit 616,000, up 36% since 2010 and vastly outstripping the 7% rise in the overall UK population.

Thousands of taxpayers are not including correct information about their pensions on their annual returns, according to mutual insurer Royal London.

Pat Savage, 73, has been waiting since October for a compensation payment of around £3,500. The retired construction health and safety manager bought a standard annuity with the Prudential when he retired.

If I accept my husband's offer I would have less than half of the income that he is receiving, along with a five-year wait for my state pension. Lawyer Fiona Wood, pictured left, replies.

For many of the 660,000 people who reach state retirement age each year, this may be the first time they are responsible for working out their own tax bill. Here, we explain what you need to know.

The Treasury is reportedly considering raising a key threshold where the controversial 'taper' kicks in from £110k to £150k, but pension experts think this will be ineffective or 'a sticking plaster'.

Some of the taxes we currently pay and a number of the tax breaks we are given to encourage us to save for old age are either too onerous or far too complicated.

Pensions Minister Guy Opperman and shadow pensions minister Jack Dromey have called for for a new independent 'arms-length' government body in a think-tank report.

Thousands of families are being forced to complete complicated paperwork to report the value of a loved one's estate to the taxman when they die - even when there is no inheritance tax to pay.

Reputable firms don't encourage savers to take money out of pensions before they are 55, in the form of a loan or any other kind of cash payout, due to the stiff tax penalty.

As the executor I'm a bit concerned that we may be breaking the law if he starts the work before probate is granted. What should we do? Lawyer James Beresford, pictured, replies.

The provider bucked the trend of falling rates, increasing the interest on its one-year fixed saver from 1.15 per cent. The account is operated by Goldman Sachs International Bank.

We reported last week how Peter Burgess (pictured) had been unable to access his pension pot, while Pat Savage had been waiting for a compensation payment for nearly three months.

Lorraine Johnson-Rosner, 70, makes £10,000 to £15,000 a year selling similar rooms and gardens for dolls, plus vintage dolls and clothes for them.

Age UK has warned that hundreds of thousands of over 75s could struggle to pay for their TV licences if the BBC scales back on the benefit this summer in an effort to slash costs.

Of those who start drawing an income, just two out of five do so immediately. Among those who wait, 40% put it off for at least half a year, and 24% delay for more than a year, says Hargreaves Lansdown.

People aged 39-54 who suffered compulsory redundancy have average pensions savings of £120,634 - while those who avoided being laid off have £202,017.

The withdrawal agreement under which the UK exits the EU on January 31 provides certainty on future state pension rises for current EU expats.

The cost of funerals is soaring - rising more than £200 over the past year to an average of more than £4,400 this month. But a decent send-off can still be arranged for less than half of this price.

Spouses whose partners die intestate are to receive at least the first £270,000 of their estate from 6 February onward.

Which? found 77 per cent of 1,500 people surveyed in the UK held either one account or several with the same provider, leaving them stuck during online and mobile banking hitches.

Former prison officer Paul Davidson, 62, pictured, was forced to retire early in 2012 after he suffered a breakdown. He spent a month in a clinic and his wife had to give up work to care for him.