The white plastic-looking 'K ring' (pictured) - which also comes in black costs £99.99. It is both waterproof and scratch-resistant and can be used to make contactless purchases.

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.

Many of us know that having a good credit score is key to getting accepted for the cheapest cards, loans and mortgages but many still believe in common credit score myths.

Payment providers across the UK have upped their contactless payment limits from £30 to £45 in an effort to help customers cut down on cash usage. 

The Foreign Office has now advised against all overseas travel, it's likely cancelling holidays is further up people's priorities than booking new ones - so what can air miles be spent on?

The UK economy is built on spending, often fuelled by debt - credit cards, personal loans, car finance. We don't want to shrink it, only keep it manageable; and keep the Jenga tower from falling.

The FCA today brought in measures which offer consumers struggling with their finances bigger fee-free overdrafts and the ability to freeze credit and loan repayments for three months.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.

The Bank of England's latest credit conditions survey revealed lenders believe the availability of household unsecured credit will decrease between April and June amid coronavirus.

Next to a picture on social media app Snapchat of Ryan Reynolds teasing news about upcoming superhero film Deadpool 3, is a 'sponsored' post with its own teaser: that you can write off debt.

The Financial Conduct Authority said many were encouraged by the publicity blitz it launched in the summer of 2019 to warn consumers that they had limited time left to make a complaint.

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.

Banks and credit card providers may levy fees on refunds as well as purchases, meaning a double whammy of charges on trips hit by coronavirus.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

Are you investing in the things that will help make the future that you want possible? Maybe it is something that we should all at least consider.

It’s so easy to come up with stories to tell ourselves to justify spending money. So I’ve started building up an armoury of reverse arguments to tell myself to help save.

A government needs to be able to be nimble, to cut spending where necessary and to raise money should it require.

Interest on tuition fees is now more expensive than some commercial loans. Here are four more reasons why this isn't fair on this cohort of graduates.

Guess what has experienced inflation ten times higher than house prices, gold, petrol or even a pint of beer in central London? Directory enquiries.

Here are around six phone calls every year that almost every household needs to make if they don’t want their outgoings to suddenly balloon.

Party manifestos are not exactly known for their jokes. But as I trawled through them all over the past few days there were two lines that at least made me snigger.

So how can we possibly plan our finances at a time of such uncertainty and disagreement about what is next to come for British households? I think there are a bunch of things we all can do to prepare.

Of course there are economic arguments to make when considering the value of a degree. But they don't cover the half of it.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost. In total I have accumulated £240 – and it’s taken next to no effort on my part at all.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost.

I’m all for being thorough, but the sooner redress is given the better chance there is of getting those who are mistreated back to the position they would have been in.

Economics and comedy. Not a conventional pairing.But after spending a weekend at the world’s first economics and comedy festival, I can tell you they’re a match made in heaven.

What about saving a few hundred - or even thousand - pounds right at the beginning of the year? You’ll improve your bank balance and turboboost your resolution.

Walking down the high street with friends on Saturday, we heard an elderly gentleman at a cash machine shout: ‘My card! They’ve taken my card!’

Navy Retired, in Merseyside says: ‘If you are a British Gas customer, you might as well put £200 - 300 down the nearest drain. Switch - it is so easy.’ I think he or she is bang on the money.

I've been monitoring an online sale for over a year now and it never reverts back to its standard price. I've been taking screen grabs and now it's time to fight back.

There’s little in life more frenzied than booking a hotel online. You could plan an off peak trip to the back end of nowhere and it seems there'd be an inordinate number of people looking too.

As consumers we endlessly battle to reduce our impact: take the train instead of driving, decline plastic straws, eat free range. As investors we can maximise our impact, using our cash to do good.

I don't have a Vanguard account, but if someone said they wanted an easy and cheap way to build their wealth, opening one and picking a Lifestrategy fund would be near the top of my list of things to try.

A microadventure doesn't involve an expensive expedition, but just getting out of the rut of the daily grind and exploring the world around us on a shoestring. It's the perfect antidote to gloomy politics.

For all the confidence-boosting talk of a Boris bounce for the economy, shares, and the property market, it is the pound that tells the real story.

Those hoping that we might celebrate the start of a new decade with the base rate above 1 per cent for the first time in 11 years, look likely to have their hopes dashed at the moment.

The financial watchdog was right to crackdown on costly daily charges and even more expensive unauthorised borrowing. Its mistake was to trust the banks and not cap rates.

Arguably, the best thing that could happen over the next decade would be for homes to get less expensive, preferably through house prices stagnating and wages rising.

House prices have only ever been as expensive as they are now compared to wages twice in the past 120 years, but surprisingly before that they were considerably more costly, a deep dive shows.

The little-known salary sacrifice tax break for electric cars combined with a new zero rate benefit-in-kind rate could be a game-changer for green motoring.

Moves such as cutting higher rate tax relief are often depicted as hitting the wealthy older generation, but that's disingenuous.

Halifax's renewals team are not blessed with the ability to explain why you are being asked for an extra £59, so I made a complaint and this is what happened next.

The top rate of income tax is officially 45p, yet the removal of the personal allowance means the real top rate is effectively 60p - and those who pay it are not Britain's top earners.

There's nothing to sharpen the investing mind like being down thousands of pounds, but if you had panic sold on Friday you would have missed this week's rebound. So what can investors do?

The FTSE 100 has gone nowhere in 20 years, so why are investors told to think long-term? That is the question those of us who advocate investing deserve to face.

If ever there was a time when investors needed a hero, it's now. And among the stock market capitulation, a ray of light has arrived with the latest list of Dividend Heroes.