Manchester City midfielder Kevin De Bruyne believes the Premier League season will be finished despite the coronavirus pandemic "because the financial aspect is far too important". "My feeling is that we may be able to train again within two weeks. The government wants to restart football as soon as possible to give people something. I think this season will be finished," De Bruyne told Belgian daily Het Laatste Nieuws.

"The financial aspect is far too important in the Premier League. If the season is not finished, it will cause serious problems," he added. Clubs were presented with the league's "Project Restart" plans at a meeting on Friday and were told the remaining 92 matches of the 2019-2020 season must be played at neutral venues. De Bruyne also said he was optimistic about City's participation in next season's Champions League. UEFA has banned the club from European competition for the next two years for "serious breaches" of financial fair-play rules.

"The club told us they're going to appeal and that they're almost certain to get their way. I'm waiting to see what happens, but I trust my club," said De Bruyne. The 28-year-old Belgium international admitted he would be forced to consider his City future if the ban was upheld. "Once we know more, I will make a decision. Two years without playing in Europe would be long but in the case of one year I might see," he said. bnl/jr/mw/nr

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India's star footballer Sunil Chhetri has gone out of his way in order to help a fan who approached him online in order to get a free Netflix account.

Not only did Sunil Chhetri give the fan a Netflix subscription but also handed him a personally signed jersey.. This was after this fan had asked Sunil Chhetri to share his Netflix ID and password during coronavirus pandemic. The fan also stated that the football captain could change the password after the lockdown is done.

Taking to Twitter, Sunil Chhetri posted a screenshot of a message he received on Facebook and wrote: "Jersey X Autograph on a picture X Reply to the post X Video wishing the neighbour's son's pet dog X. Here's someone who has priorities straight and it's really making me want to consider the demand."

Netflix India's Twitter handle took note of this message from Chhetri and went on to reply: "While we on that topic, could we also get your autograph on a picture?"

In the true spirit of a barter, how about you guys hand the kid a two-month subscription and I'll send a signed shirt and a picture your way? Do we have a deal? https://t.co/Ub0WaMcutg

— Sunil Chhetri (@chetrisunil11) May 3, 2020

Sunil Chhetri then proposed a 'barter' deal and asked for a two-month free subscription for the fan in return for an autographed jersey from him.

He wrote: "In the true spirit of a barter, how about you guys hand the kid a two-month subscription and I will send a signed shirt and a picture your way? Do we have a deal?"

In reply, Netflix India's Twitter handle posted: "How about we send him both the jersey and a subscription card? Let's make his day."

To this, Chhetri replied: "Sounds great guys, now that we've got this figured out. Subscription for the kid, Shirt for the kid, Shirt for you guys."

The boy had earlier sent a Twitter post to Sunil Chhetri. Take a look at the shared post by the footballer.

Jersey ❌
Autograph on a picture ❌
Reply to the post ❌
Video wishing the neighbour's son's pet dog ❌

Here's someone who has priorities straight and it's really making me want to consider the demand. 😂 pic.twitter.com/OdBGrS7g5v

— Sunil Chhetri (@chetrisunil11) May 2, 2020

Earlier, in a series of tweets, Chhetri had announced that the members of the Indian team had come together and 'put on table a sum that has been sent to the PM-Cares Fund' to help in the fight against coronavirus.

Inputs from IANS

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Manchester City's Kyle Walker says he is being "harassed" after admitting he breached coronavirus lockdown rules to visit his sister and parents. The defender was forced to issue an apology last month after media reports that he had hosted a party at his home. But Walker has hit back at the latest stories, insisting that he is being targeted and that the ongoing controversy is affecting his family's health.

In a statement on his official Twitter feed, Walker wrote: "I have recently gone through one of the toughest periods of my life, which I take full responsibility for. "However, I now feel as though I am being harassed. "This is no longer solely affecting me, but affecting the health of my family and my young children too." Walker admitted contravening coronavirus regulations again by visiting Sheffield to see his sister and his parents -- for which he could be fined and cautioned by police.
"In relation to the events on Wednesday, I travelled to Sheffield to give my sister a birthday card and present, but also to speak to one of the few people I believe I can trust in my life," he said.

"She hugged me to remind me that she cares and that I am loved. What am I meant to do -- push her away? "I then travelled to my parents' house to pick up some home-cooked meals. Again, it's been an extremely tough couple of months for them." He criticised the media for invading the privacy of his family, saying he constantly felt he was being followed.

Aston Villa's Jack Grealish was forced to apologise in March after breaching lockdown rules, while Everton strongly criticised Moises Kean for hosting a party last month.

Walker said the response to his actions had been disproportionate, raising mental health concerns and saying his family had been "torn apart" by the continuing scrutiny.

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The Fast And Furious franchise started way back in 2001. Since then we have seen the franchise evolve from racing to something that includes, heists, spying and of course fast cars. Now two years after the last release in the series THE FATE OF THE FURIOUS hit screens in 2017, we see a spin off feature film in the form of FAST &amp; FURIOUS PRESENTS: HOBBS &amp; SHAW. But will this new action flick woo the Fast and Furious audience or will it like so many other actioners be all glitz and no content is what we analyse. <img class="aligncenter wp-image-1004788 size-full" title="Movie Review Fast &amp; Furious Presents Hobbs &amp; Shaw" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/08/Movie-Review-Fast-Furious-Presents-Hobbs-Shaw.jpg" alt="Movie Review Fast &amp; Furious Presents Hobbs &amp; Shaw" width="720" height="450" /> Starting off, FAST &amp; FURIOUS PRESENTS: HOBBS &amp; SHAW is centred around the titular Luke Hobbs (Dwayne Johnson) and Deckard Shaw (Jason Statham), characters introduced in the main series. The film begins with a crew of MI6 agents attempting to retrieve a virus, Snowflake, which can be programmed to decimate millions of people, from terrorist organization Eteon. Brixton Lore (Idris Elba), an Eteon operative with advanced cybernetic implants, arrives and kills all agents except for their leader, Hattie Shaw (Vanessa Kirby), who injects Snowflake into herself as a dormant carrier and escapes. Brixton frames Hattie as a traitor who killed her team and stole Snowflake, forcing her to go on the run. Luke Hobbs and Deckard Shaw are both informed of the missing virus and are assigned to work together reluctantly to track it down. From here on begins a cat and mouse game to save Hattie and the world while keeping the deadly ‘Snowflake’ out of the wrong hands. Much like the previous FAST &amp; FURIOUS films, this spin off too is an action entertainer that promises edge of the seat stunts, fast cars, and big explosions. While there were initial questions raised whether a spin off on a series like F&amp;F would work and hold the audience’s interest, FAST &amp; FURIOUS PRESENTS: HOBBS &amp; SHAW proves that such films if made well, not only keep the audience in their seats but also provides for a fun filled thrilling watch. Director David Leitch, who has in the past proved his mettle with JOHN WICK (2014), ATOMIC BLONDE (2017) and the more recent release DEADPOOL 2 (2018), has done it again. Thanks to a background as a stuntman with professional martial arts training, Leitch is able to execute and shoot some rather difficult action sequences with precision. Keeping in mind the background of the franchise, Leitch has capitalized on characteristic traits of Hobbs and Shaw to develop seamless fight sequences that are well co-ordinated. As for the story of the film, like most action flicks, this one too features a wafer thin plot. However, it isn’t the plot that is the film’s mainstay; instead it is the eye popping relentless action that is interjected with well-placed humour to break the monotony. Coming to the performances, Dwayne Johnson as Luke Hobbs does what he does best, which is smashing things. Assisting him on this endeavour is Jason Statham as Deckard Shaw who takes the more refined approach as compared to Hobbs’ brute force technique to eliminate targets with finesse. Vanessa Kirby as Hattie Shaw does a commendable job and manages to hold her own despite the fact that the film is centred on the characters of Hobbs and Shaw. However it is Idris Elba as Brixton Lore who steals the limelight. A cybernetic enhanced superhuman hybrid, Brixton is capable of feats that push the boundary. Despite having such power, Elba’s restrain is clearly evident, thus preventing the film from becoming too over the top. The dialogues, though not much are good in places with well time punch lines that deliver. As for the action, well it is a spin off from the FAST AND FURIOUS franchise, so expect tons of it. Though unlike the previous films in the series, this one features fewer high end cars, skimpily clad women and debauchery, but rest assured David Leitch has done well with the action. Adrenaline pumping, edge of the cliff (quite literally) gasoline fuelled explosions that are sure to satiate your hunger for destruction. On the whole, FAST &amp; FURIOUS PRESENTS: HOBBS &amp; SHAW lives up to the FAST &amp; FURIOUS tag, with insane stunts, high octane action, well timed humour and an entertaining rollercoaster ride that keeps you in your seat. At the box office, the film that releases in four languages, English, Hindi, Tamil and Telugu is expected to open well and will see an increase in footfalls over evening and night shows. With little competition at the box office, FAST &amp; FURIOUS PRESENTS: HOBBS &amp; SHAW looks set to dominate the weekend.

Political films, based in the hinterland, have a strong chance at the box office, especially when made in a massy way. Sanjay Dutt who has had a rough time at the box office ever since his new innings in Bollywood post his release from jail is now back with PRASSTHANAM, the Telugu remake of the 2010 film of the same name. The original was loved for its plot, concept and performances. So does the remake turn out to be the much-needed hit for Sanjay Dutt? Or does PRASSTHANAM fail to entice? Let’s analyse. <img class="aligncenter wp-image-1020673 size-full" title="Movie Review Prassthanam" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/09/Movie-Review-Prassthanam.jpg" alt="Movie Review Prassthanam" width="750" height="450" /> PRASSTHANAM is the story of family, trust and betrayal in a lawless land. 25 years ago, in Ballipar, Shiv (Anuup Sonii) has stood for elections against a violent rival. The rival stabs Shiv during a rally, resulting in his death. Shiv's father is an ex politico who is distraught by the demise of his son. He tells his most trusted aide, Baldev Pratap Singh (Sanjay Dutt) to take over the reins and also to take care of Shiv’s wife Saroj (Manisha Koirala) and his two children. Baldev agrees but not before eliminating the rival candidate who killed Shiv. Baldev is helped here by his closest confidante, Baadshah (Jackie Shroff). Baldev marries Saroj and this angers Shiv’s daughter Palak. But Shiv’s son Ayush looks up to Baldev. Baldev and Saroj give birth to a son, Vivan due to which Palak further feels alienated. The story then moves 25 years forward in the present day. Baldev has been a four time MLA and is busy with the upcoming elections. He recently got a stay order on a land which is being illegally usurped by a cunning businessman, Bajwa Khatri (Chunky Panday). Palak (Chahatt Khanna) is now a doctor and is happily married and also has two kids. She has completely broken contact with Saroj and Baldev and she only is in touch with Ayush (Ali Fazal). Ayush still has the respect for his step father and dutifully works under him. Baldev is so happy with Ayush that he’s made it clear that he will be his heir. Vivan (Satyajeet Dubey) is infuriated with this bond as he feels he’s the biological son of Baldev and hence he is the rightful heir. Baldev however realises that Vivan is not cut for politics and advises him to study abroad and then handle his hospitality business. Vivan revolts and due to his hot headed nature, ends up insulting Asma (Divinaa Thackur), Baadshah's daughter who’s also the manager in Baldev's hotel. Baldev is aghast with Vivan's behaviour and tells Ayush to apologise to Asma which he does. He also tells Ayush to train under Asma and he agrees. While working together, both get close. One day, Baldev is shot by assailants belonging to Bajwa who wants to avenge the loss of his land. Baldev survives and gets second thoughts about fighting elections. But Ayush takes care of everything and ensures that Baldev signs the nomination papers. Baldev gets whole hearted support from locals and hence, the party assures that he’ll become the state home minister after winning the elections and that Ayush will be youth president. Vivan revolts but Baldev shuts him up. Vivan ends up drinking and creating a scene in the hotel. Asma tries to control the situation but he ends up drugging and raping her. When he and his friends escape from the hotel with Asma, their car meets with an accident. They decide to finish Asma and try to pass it off as a road accident. What happens next forms the rest of the film. Deva Katta's story is promising on paper as the film touches upon issues of how all is fair when it comes to politics. The Machiavellianism bit comes across well. Deva Katta's screenplay (with additional screenplay by Farhad Samji) is also effective especially in the first half. But the film is devoid of entertainment in the second half and gets too violent. A few sequences are also unconvincing at this point. The pre-climax puts some things straight but the anti-climax finale spoils things. Farhad Samji's dialogues are acidic and even clapworthy. Deva Katta's direction is quite simple and that works to an extent as the storyline is quite vast and complicated due to the presence of so many characters and the dynamics they share with each other. But one wishes he had done something about the finale as it’s the most disappointing part of the film. Also, audiences have seen films like RAAJNEETI, SARKAR, GANGS OF WASSEYPUR etc which are also based on corruption and bloodshed in politics and these films had far better impact. PRASSTHANAM pales in comparison of these memorable flicks. <span style="text-decoration: underline;"><strong>“Salman Khan- TIGER, Shah Rukh Khan- BADSHAH, Ranbir – DILWALA”: Sanjay Dutt | Rapid Fire</strong></span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/celeb-interviews/salman-khan-tiger-shah-rukh-khan-badshah-ranbir-dilwala-sanjay-dutt-rapid-fire/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"></iframe> PRASSTHANAM begins on a fine note showing the flashback and how the dynamics haven’t changed between certain characters over the years. The title track played during an action scene of the flashback is quite massy and would be enjoyed in single screens. The first half has some well written and executed scenes and has enough drama. The rape sequence and the aftermath is a shocker and makes for a great interval point. The second half is when things get really messy. The characters become sworn enemies of each other resulting in bloodbath. Sure there’s unpredictability but it’s get too much. There’s a solid twist in the pre climax that revives interest. However, shockingly the climax is absolutely <em>thanda</em>. One expects fireworks but it just ends on a tepid note. Single screen audiences, the target audience, will be expecting such an action packed film to end on a rocking note. But they surely would come out feeling dejected. Sanjay Dutt gives a genuinely good performance and doesn’t go over the top. He keeps it restrained and it suits the character. Ali Fazal however steals the show. He gets the maximum screen time and he rocks the show. Jackie Shroff hardly has any dialogues but his screen presence is electrifying. The <em>'Haji Ali'</em> track comes suddenly and seems weird to see a character run all the way from Uttar Pradesh to Mumbai. But Jackie’s performance saves the day. Manisha Koirala is decent but doesn’t have much to do. She’s like the silent observer and one surely expected more from such a dynamic performer. Satyajeet Dubey is great in the villainous role and oozes fear. Chunky Panday is passable. Amyra Dastur (Shivi) doesn’t get much scope. Chahatt Khanna and Divinaa Thackur do well. Other actors who leave a mark are Deepraj Rana (S P Narang), Zakir Hussain (Majid Maqbool) and Annup Sonii. Ishita Raj is smoking hot in the item number. Talking of music, the title track is the most memorable. This is followed by <em>'Haji Ali'</em> chiefly due to Jackie’s presence. <em>'Dil Bevda'</em>, the item song, is nothing great. <em>'Charo Khane Chit'</em> is forgettable while <em>'Dil Dariyan'</em> is wasted. Mahesh Shankar's background score is dramatic. Ravi Yadav's cinematography is appropriate and the birds-eye shots of Lucknow are well captured. Abbas Ali Moghul's action is a bit gory as per the requirement. Pallavi Bagga and Suman Roy Mahapatra's production design is average. Priyanka Mundada's costumes are straight out of life. Ballu Saluja's editing is quite good in the first half especially. On the whole, PRASSTHANAM rests on some great performances and a fine first half. But the second half and especially the lacklustre ending spoil the show. The buzz for the film is low due to which it will face a tough time at the box office.

In 1983, Dharmendra launched his older son Sunny in the love story BETAAB, which proved to be a huge success in all respects. 36 years later, life comes full circle as Sunny Deol now takes up on himself to launch his older son Karan Deol with PAL PAL DIL KE PAAS. Sunny is not just the producer - he also dons the director’s hat. The film has been in the making for a long time and has been shot in virgin locales of the Himalayas. So does history repeat with PAL PAL DIL KE PAAS and does it turn out to be a success? Or does it fail to touch the hearts of the viewers? Let’s analyse. <img class="aligncenter size-full wp-image-1020825" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/09/Movie-Review-Pal-Pal-Dil-Ke-Paas-IMG.jpg" alt="Movie Review Pal Pal Dil Ke Paas IMG" width="750" height="450" /> PAL PAL DIL KE PAAS is a love story set amidst the beauty of Himalayas and the ugly politics of Delhi. Karan Sehgal (Karan Deol) resides in Manali and is the owner of the very popular Camp Ujhi Dhaar. He lost his parents in an avalanche when he was 10 while they were on the hunt for the elusive snow leopard. The costliest trekking package offered by Camp Ujhi Dhaar is worth Rs. 5 lakhs and involves solo trekking with an expert. Vlogger Sahher Sethi (Sahher Bambba) from Delhi, who has just taken a break from her boyfriend Vinny (Aakash Ahuja), signs up for it as an excuse to escape from her nagging relatives who are to visit her house. The expenses are borne by her company for which she vlogs. Sahher is known for tarnishing the image of hotels and tour companies with her acidic vlogs and she’s all set to do the same with Camp Ujhi Dhaar too. She believes charging Rs. 5 lakhs is akin to a daylight robbery by the camp. Karan himself takes up the responsibility of taking Sahher for the 5-day trek. Initially, she detests Karan and says negative stuff about him in her daily vlogs. Karan, on the other hand, too doesn’t think too high of Sahher. But slowly, they fall for each other. Sahher changes her mind and realizes that the trek is the best thing that has happened to her.  She returns to Delhi and continues to be in touch with Karan. She breaks up with Vinny, infuriating her. But he doesn’t show and pretends to be cool with her decision. Karan, unable to survive without her, reaches Delhi when she hints him that she misses him too. They profess their love for each other. Vinny decides to put a devious plan into motion to bring back Sahher in his life. He’s aided in this plan by his elder brother Sushant Narang (Aakash Dhar), who’s running for the elections and the son of Ratna Narang (Meghna Malik), who’s into politics since two decades. What happens next forms the rest of the film. Jasvinder Singh Bath and Ravi Shankaran's story is beaten to death and very ordinary. It’s shocking that a story like this was approved in today’s day and age. Jasvinder Singh Bath and Ravi Shankaran's screenplay is also poor, especially in the second half. The first half is also nothing great but the mountaineering bit makes it watchable. Jasvinder Singh Bath and Ravi Shankaran's dialogues are also nothing memorable at all. Sunny Deol's direction is simple and decent. He executes the mountaineering scenes very well in the first half. Also, he does justice to the visuals and locales at his disposal. Unfortunately, since the script itself is so weak and outdated, his execution fails to save the film. He tries to enhance the film’s appeal with action and even a sequence on the racing circuit. Then there’s a bizarre snow leopard sequence but it works as he directs it well. But these factors can’t be of much help when the script itself is not upto the mark. PAL PAL DIL KE PAAS has a very poor commencement, showing Karan’s childhood and his present-day life. Sahher’s entry scene is also unconvincing and the attempt to be funny falls flat. The interest is set once the trek begins. The finest scene of the film is when Sahher faints due to altitude sickness and Karan puts her on his back and treks on a steep slope. The rest of the scenes are okay and the interest is maintained due to the locales and the trekking factor. The second half begins well with the <em>'Dil Uda Patanga'</em> track. Things then go downhill as there’s no story as such in the second half. And whatever story is there is very clichéd and routine. Moreover, it’s very predictable. The action scene raises interest and individually, it works. But as part of the film, it won’t be lapped up by the audiences. The finale is very simplistic and unconvincing. <span style="text-decoration: underline;"><strong>Pal Pal Dil Ke Paas Public Review | Sunny Deol | Karan Deol | Sahher Bambba | FDFS</strong></span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/first-day-first-show/pal-pal-dil-ke-paas-public-review-sunny-deol-karan-deol-sahher-bambba-fdfs/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"></iframe> Karan Deol puts a genuine effort but still, it falls short. He’s too raw and still needs guidance to become a fine actor. In the scene where he’s racing, he has a weird smile on his face and it takes away the impact. The attempt to roar like his father in the action scenes will work with the front benchers though. Sahher Bambba meanwhile does very well and has a wonderful screen presence. Aakash Ahuja is fine as the villain. Kamini Khanna (Sahher’s grandmother) is adorable and raises laughs in a funny scene. Meghna Malik leaves a huge mark. Aakash Dhar, Simone Singh (Sahher’s mother), Sachin Khedekar (Sahher’s father), Nupur Nagpal (Natasha), Vijayant Kohli (Kapil Gupta) and Kallirroi Tziafeta (Karan’s mother) are decent. Music is okay but some of the songs are shot well. <em>'Pal Pal Dil Ke Paas'</em> comes at a significant juncture. <em>'Ho Jaa Awara'</em> is the best of the lot thanks to its picturisation. <em>'Dil Uda Patanga'</em> comes next. <em>'Aadha Bhi Zyaada'</em> fails to work due to Karan’s acting. <em>'Ishaq Chaliya'</em> is forgettable. <em>'Maa Ka Mann'</em> is very soulful but comes at a very unconvincing point in the movie. Raju Singh and Rishi Rich's background score is quite exhilarating. Himman Dhameja and Ragul Dharuman's cinematography is spectacular. The locales of Himachal Pradesh are shot beautifully. The whole team deserves credit for shooting the film at locations that have been never before explored on celluloid. Not just the mountain scenes, even the second half is shot nicely. Resul Pookutty's sound design adds to the effect. Amardeep Behl and Tina Dharamsey's production design are appealing. Niharika Khan and Vishakha Kullarwar's costumes are very glamorous, especially the ones worn by Sahher Bambba. Vikram Dahiya's action is spot on. Prime Focus's VFX is quite okay and could have been better in the snow leopard sequence. Devendra Murdeshwar's editing could have been slicker, considering that the film is too long at 153 minutes. On the whole, PAL PAL DIL KE PAAS has an outdated storyline, with just the mountain scenes and Sunny Deol’s direction saving the day to an extent. As a result, the film will have a very tough time at the box office.

Our long-drawn independence struggle saga is filled with innumerable stories of bravery and valour. Sadly, a few of them have been lost in the pages of history or only have local awareness. Uyyalawada Narasimha Reddy is one such great man who is credited to have fought a decisive battle a decade before the great 1857 rebellion. Ram Charan takes up the challenge of making a film on this figure, titled SYE RAA NARASIMHA REDDY, and it features his father, megastar Chiranjeevi. The presence of actors from other industries and that it releases in Hindi and other versions make SYE RAA NARASIMHA REDDY a pan-India film in the truest sense. So does SYE RAA NARASIMHA REDDY manage to entertain and stir up the viewers? Or does it fail to impress? Let’s analyse. <img class="aligncenter size-full wp-image-1025279" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/10/Syeraa-Narasimha-Reddy-10.jpg" alt="" width="720" height="450" /> SYE RAA NARASIMHA REDDY is the story of India's first chapter of freedom struggle. The year is 1857. The soldiers of Rani Lakshmibai (Anushka Shetty) are wondering whether a handful of them will be able to fight the huge British army. In order to motivate them, the Queen narrates the story of the brave Narasimha Reddy (Chiranjeevi) who revolted against the British a decade before the 1857 revolt. The story then goes in flashback mode. Narasimha Reddy is a ruler of a part of the territory in South India called Rayalaseema. He is a part of a polygar which consists of several other rulers like Avuku Raju (Sudeep), Basi Reddy (Ravi Kishan) etc. All these kings get pension from the British and are expected to be submissive to the Crown. Narasimha Reddy however is in disagreement with this arrangement and is finding a way out to free his kingdom from the clutches of the British. The region faces drought and to appease the rain gods, Narasimha Reddy's learned mentor Guru Gosayi Venkanna (Amitabh Bachchan) asks for a <em>yagna</em> to be conducted. Narasimha is shocked as he learns that the last time a similar yagna took place was in his childhood and that time, he was married off to Siddhamma (Nayanthara). But the married couple was kept apart as there was a <em>'dosh'</em> in their union and they could reunite only after another <em>yagna</em>. Narasimha Reddy is devastated at first as he loves Lakshmi (Tamannaah Bhatia). With a heavy heart, Narasimha Reddy leaves Lakshmi and advises her to use her dancing talent for the greater good. He then accepts Siddhamma and begins his married life. Despite the drought, the British officer Jackson (Oscar Skagerberg) asks for tax from farmers. He even mocks them and once while he’s doing so, Narasimha Reddy arrives and teaches him a lesson. An angry Jackson enters a village ceremony and eliminates 5 farmers and a child. Narasimha Reddy is so angry that he enters the British settlement, attacks the soldiers and then beheads Jackson. The other rulers of the polygar refuse to help him at first but then join Narasimha Reddy in challenging the mighty British Empire. What happens next forms the rest of the story. Paruchuri Brothers's story is excellent and makes for a grand, patriotic film. They have obviously fictionalized a lot of developments in the plot but it has been done very well. Surender Reddy's screenplay is confusing in the beginning as too many characters get introduced and it might seem difficult to understand who is exactly related to whom. But in the later sequences, the script is quite effective and packs a punch. Manoj Muntashir and Jitender Pawar's dialogues are sharp although some of them are over the top. Surender Reddy's direction is quite massy and simple. Most of the important scenes are well executed and leave a lasting impression. He stirs up the viewer’s emotions beautifully. One can’t help but hate the British for their atrocities and one can’t help but root for Narasimha Reddy for his acts. On the flipside, the initial portions are strictly average. The film moves too fast, since it’s already too long at 171 minutes and hence, a few scenes don’t make the desired impact. There’s also a déjà vu of BAAHUBALI, the Hollywood flick 300 and even surprisingly THE AVENGERS and this was avoidable in many places. SYE RAA NARASIMHA REDDY’s initial portions are not very impressive. The proceedings are neither great nor terrible – it’s somewhere in between. The first 30-40 minutes are spent in introducing the characters, the setting, location etc. The entry of Siddhama makes for a great twist in the tale. But a few developments are difficult to digest at this point. Sidhamma remembers her marriage, which took place in the childhood, without fail but Narasimha Reddy doesn’t even know he’s married! However, the film really picks up in the scene where Jackson arrives at a farmland and mocks a farmer. The manner in which Narasimha Reddy gives a monologue and challenges Jackson is clapworthy. The intermission sequence however is even better and the audiences in single screen cinemas will go crazy at this point. The second half too has some great moments though they could never reach the level of the aforementioned sequences of first half. It also gets a bit too long. But it keeps one engaged. The finale is powerful and the film ends on a rocking note. <span style="text-decoration: underline;">Ram Charan REVEALS Why He Has Not Acted In Sye Raa Narsimha Reddy | Chiranjeevi | Big B</span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/celeb-interviews/ram-charan-reveals-why-he-has-not-acted-in-sye-raa-narsimha-reddy-chiranjeevi-big-b-2/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"></iframe> SYE RAA NARASIMHA REDDY has a great ensemble cast but the film belongs to Chiranjeevi. No two doubts on that! He owns the film with his performance and style. It’s also commendable to see him doing action at this age so well. His stardom is intact and that adds a lot to his character and to the film at large. Sudeep is quite good as the mysterious and badass ruler and would be liked by audiences. Tamannaah Bhatia has a supporting role but she springs a surprise in the second half. Watch out! Nayanthara gets a very raw deal and the only scene where she leaves a mark is when she confesses her love for Narasimha Reddy. Vijay Sethupathi (Raja Paandi) has a late entry but is entertaining. Jagapathi Babu (Veera Reddy) creates an impact in the pre climax. Oscar Skagerberg is excellent as the villain and would be remembered, though he’s there only in the first half. Ravi Kishan and Mukesh Rishi act well but their voices are dubbed by someone else, which makes their performance a little awkward. Lakshmi Gopalaswamy (Narasimha Reddy’s mother) is passable. Lastly, Amitabh Bachchan is smashing in the special appearance while Anushka Shetty as always is impressive. Amit Trivedi's music is nothing great but works in the film. <em>'Jaago Narsimha Jaago Re'</em>, played in the beginning, fails to make a mark. <em>'Sandal Meraa Mann'</em> isn’t memorable either. <em>'Sye Raa'</em> comes at an excellent juncture and very well shot. <em>'Saansein Teri Desh Hai'</em> is played in the end credits but doesn’t have the period feel. Julius Packiam's background score is way better and adds to the drama and exhilaration. Ratnavelu's cinematography is top-notch and goes on another level in the battle and action scenes. Rajeevan's production design is quite grand as well as authentic. Greg Powell, Lee Whittaker, Ram-Laxman and A Vijay's action is one of the highpoints of the film. It’s gory at times but done well overall. Anju Modi, Sushmita Konidela and Utthara Menon's costumes are regal. Sreekar Prasad’s editing is quite fast-paced and even reckless at places, which could have been avoided. On the whole, SYE RAA NARASIMHA REDDY is a great patriotic saga and a visual spectacle that leaves a tremendous mark thanks to its plot, Chiranjeevi’s performance and massy execution. At the box office, it has the potential to succeed.

Gold has indeed proven itself as an effective hedge against any downside risk. It has seen a sharp rise in the price rally since the first case of Novel Coronavirus was reported in November 2019.

In the beginning of March, gold prices fell marginally, however it is on the upswing and has retained its level above Rs 40,000 per 10 grams.

Graph: Gold's rising uptrend

Gold started to ascend last year when the US and China trade talks began and escalated in trade war, followed by similar trade wars of the US with other nations.

These events have proved to be favourable for the momentum of the price of Gold. It played its role of a crucial hedge and store of value when other asset classes had witnessed high volatility and posted marginal returns.

Some of the other factors that have supported gold are...

• The outbreak of COVID-19 with no evident containment yet
• Economic uncertainty and fears of a virus-led global recession
• Global GDP growth revised downwards and for across regions
• Easy monetary policy action (of reduction in interest rates and stimulus packages) and an accommodative stance adopted by the central banks across the world to support growth
• A crash in the oil markets due to lack of demand and excess supply with storage problems
• A record-high global debt-to-GDP of nearly US$ 255 trillion (over 322% of global GDP) - 40 percentage points higher than at the onset of 2008 global financial crisis according to the Institute of International Finance (IIF), as the world is fighting the COVID-19 pandemic
• The US Presidential elections later this year, in November 2020
• Increased stock market volatility
• The potential risk to the inflation trajectory.

[Read: Coronavirus Has No Antidote. Your Bad Investments Could Have.]

Besides, the lockdown brought upon due to COVID-19 pandemic is going to hurt the economy for a couple of quarters badly which will amplify the credit risk. The economic activity will slow grind to full capacity, prompting furloughs and pay cuts, and job losses across sectors, which will affect the credit line as the number of defaulters will rise because cash strapping will be seen.

Recognising the risk stemming from the bottom hit economy, where the growth projections by the IMF are almost 1.9% due to the CoVID-19, the NPAs of banks and NBFCs are expected to increase.

[Read: How the COVID-19 Extended Lockdown Has Made Investments in 'Banking Funds' Very Risky]

Until the COVID-19 pandemic is contained and economic uncertainty prevails, the spotlight will continue to be on gold owing to the financial uncertainty it brings along. Even the IMF Global Financial Stability report highlights an increase in the level of risk among multiple global metrics and, therefore, the importance of owning gold in one's portfolio.

Hence, in my view, in the current situation consider allocating some portion of your investment portfolio to gold and its equivalents. This year buying gold in a physical form from your preferred jeweller or gold merchant may not be possible amidst the COVID-19 extended lockdown. But you can always consider Gold Exchange Traded Funds, Gold Saving Funds, Sovereign Gold Bonds, and/or Digital Gold, which are smart and unconventional ways of investing in gold.

Recently the Government of India, in consultation with the Reserve Bank of India, decided to issue Sovereign Gold Bonds. The Sovereign Gold Bonds will be issued in six tranches from April 2020 to September 2020 as per the calendar specified below:

Each of the tranche is offered for a limited subscription period, having a maturity tenure of 8 years and a lock-in period of 5 years

With an initial investment amount of Rs 20,000, resident individuals, Hindu Undivided Families (HUFs), Trusts, Universities and Charitable Institutions can subscribe to SGBs. The application can be also made by the guardian on behalf of the minor. One can purchase units from the secondary market as well.

The issue price of the SGB will be Rs 50 per gram less than the nominal value when applied online and the payment against the application is made through digital mode.

On maturity, the Gold Bonds shall be redeemed in Indian Rupees and the redemption price shall be based on a simple average of the closing price of gold of 999 purity of previous 3 business days from the date of repayment, published by the India Bullion and Jewellers Association Limited.

In order to encourage passive but direct gold investment, as an alternative to purchasing physical gold, Modi led Government sanctioned a Sovereign Gold Bond Scheme in November 2015. Under this scheme, investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by the Reserve Bank on behalf of Government of India.

With the Sovereign Gold Bond Scheme, the risks and costs of physical storage are eliminated. Plus, it is free from issues like the costs of making charges and purity, as in the case of gold in jewellery form. But these bonds are held in the books of the RBI, or in demat form to eliminate even the risk of loss of scrip, etc.

Sovereign Gold Bonds will generate market returns linked to the price of gold, so there may be a risk of capital loss if the market price of gold declines. Moreover, these bonds will provide interest income at the rate of 2.50 per cent (fixed rate) per annum on the amount of initial investment to investors and will be redeemable.

The minimum investment allowed is 1 gram, while the maximum buying limit is a subscription of 4 kg for individuals, 4 kg for Hindu Undivided Family (HUF), and 20 kg for trusts and similar entities notified by the government from time to time per fiscal year (April - March).

These bonds are sold through offices or branches of Nationalised Banks, Scheduled Private Banks, Scheduled Foreign Banks, designated Post Offices, Stock Holding Corporation of India Ltd. (SHCIL), and the authorised stock exchanges, either directly or through their agents.

Do note, that the interest on the bonds is taxed as per the provisions of the Income-tax Act, 1961. If you hold the SGB till maturity the capital gains tax on redemption of SGB is exempted. But if you sold the bond in the secondary market after three years, long term capital gains (LTCGs) tax is applicable and it will be taxed at 20 per cent with indexation. And if sold before three years, a short-term capital gains (STCGs) tax will be applicable according to the income tax slab.

What should the investors do?

Defeating the Coronavirus and surviving is everyone's core focus and having liquidity, those who have an adequate contingency fund are looking for investments.

Equity and debt markets are yet to see any signs of revival despite the stimulating relief measures provided to uplift the slowing of economy but investing in gold can prove to be worthy for your portfolio.

[Read: What Could Be the Potential Impact of a Lockdown on Your Mutual Fund Portfolio? Know Here...]

Even the bond prices were at all-time lows, which are inversely proportional to gold as well. In my view allocate at least 10-15% of your entire investment portfolio to gold and hold it with a long-term investment horizon.

Remember gold offers an effective hedge during global uncertainty and a shield against inflation. Most importantly in your portfolio, it serves as a diversifier.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Coronavirus or Covid-19 is showing no signs of receding. On the contrary, the number of cases is increasing by the day and the situation is rather depressing, as almost every region of the world and country is infected.

Sadly, there is no antidote or a vaccine conclusively developed to fight this deadly pathogen yet. And according to the World Health Organisation (WHO), Coronavirus will be with us for a long time. Most cases are still in the early phase of the epidemic and some countries which were affected early in the pandemic, are now seeing a resurgence in the number of cases, said the WHO Chief.

COVID-19 is truly playing havoc and may be followed with a financial crisis owing to the lockdowns imposed to contain the spread. The risk of global recession undeniably looms large. "This crisis is like no other", as what the International Monetary Fund's (IMF), Chief Economist, Ms Gita Gopinath wrote in the foreword to the World Economic Outlook, April 2020.

Graph 1: The virus has spread even to Indian equities

The graph above depicts the S&P BSE Sensex falling off the cliff and investors' wealth being eroded. Since the all-time high of the S&P BSE Sensex (42,273.87 points made on January 20, 2020), we have fallen more than -25% and overall sentiments seem downbeat and volatility has heightened.

On a year-to-date basis, Indian equity is down nearly -23.2% (as of April 27, 2020), while gold -- with uncertainty looming around the world -- has exhibited its sheen and demonstrated its trait of safe haven and an effective portfolio diversifier, clocking nearly +5.0% absolute return as of April 27, 2020.

Graph 2: YTD Performance of key asset classes

The graph above validates the importance of tactical asset allocation. The key lesson here is: all asset classes will not necessarily move in the same direction (up or down) always - over the long-term; some may even move in the opposite direction as what we have seen in the recent past (in the case of equities and gold).

As we (the world) continue to fighting COVID-19 and the aftereffects of it are conceivable, a further correction cannot be ruled out and the bottom is unknown. COVID-19 is likely to impact corporate earnings amidst a time when India is already facing slowdown blues. As people are quarantined, demand would remain muted and inflation risk will begin to surface, particularly in food prices.

So, although the current levels offer a decent value-buying opportunity, skewing your portfolio completely to equity as an asset class could endanger wealth creation. In such times you, as an investor, need to follow tactical asset allocation while you aim to generate wealth.

Tactical Asset Allocation with Quantum Multi Asset Fund of Funds

To invest sensibly in the current times, you need a Multi-Asset Fund that invests in mainly three asset classes: equity, debt and gold; and is truly balanced.

Among the plethora of Multi-Asset Funds, the Quantum Multi Asset Fund of Funds (QMAFOF) incepted on July 11, 2012, is truly balanced and holds well-diversified portfolio (across the three key asset classes: equity, debt and gold) at all the times -- unlikely many of its peers who swayed by the excess exuberance in equities, lost sense, and eroded investors wealth.

Table 1: Asset Allocation of Quantum Multi Asset Fund of Funds

The Scheme predominantly invests in the units of Equity, Debt / Money Markets and Gold schemes of Quantum Mutual Fund. Currently, the following schemes are used to gain exposure to a particular asset class:

For equity - Quantum Long Term Equity Value Fund, Quantum Nifty ETF

For debt & money market instruments - Quantum Liquid Fund, Quantum Dynamic Bond Fund

For Gold - Quantum Gold Fund (ETF)

The Units of any other Equity and Debt / Money Markets scheme launched by Quantum Mutual Fund from time to time would be eligible to be part of the above asset allocation components.

Although QMAFOF aims to invest predominantly only in the schemes launched by Quantum Mutual Fund, QMAFOF may seek to invest in the units of similar schemes of other mutual fund houses in case of any investment and regulatory constraints that arise that prevent the Scheme from increasing investments in the schemes of Quantum Mutual Fund.

The investment objective of Quantum Multi Asset Fund of Funds is, "to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt/money markets and gold schemes of Quantum Mutual Fund"

QMAFOF benchmarks it against the Crisil Composite Bond Fund Index (40%) + S&P BSE Sensex Total Return Index (40%) + Domestic price of Gold (20%).

Being a fund of fund, this benchmark is most suitable to compare QMAFOF's performance. The unique combination clubs together the relatively risky assets with other stable asset classes in the portfolio.

Backed by an astute investment strategy, taking the relative valuations between asset classes into consideration such as Price-to-Earnings relative to historical averages; the relationship between earning yield to bond yield relative to historical averages; and macroeconomic factors prevailing globally and within India, the two fund managers of QMAFOF, namely Mr Chirag Mehta (MMS - Finance, M.Com, and CAIA with over 13 years' experience in research and investments) and Mr Nilesh Shetty (B.Com, MMS -Finance, and CFA with collectively 16 years in equity markets), have generated respectable returns for investors.

Table 2: Report card of QMAFOF versus some of its peers

Even as the equity market is panting for breath attributable to COVID-19 and volatility has intensified, QMAFOF due to its sensible asset allocation to equity, debt and gold through its underlying portfolio, has fared relatively better than some of the peers.

ICICI Prudential Multi-Asset Fund, Axis Triple Advantage Fund, HDFC Multi-Asset Fund, and UTI Multi-Asset Fund, on the other hand, have all eroded investors wealth posting double-digit negative returns (see Table 2) in this downturn. Some of these schemes have fared well during upswings by keeping to the allocation to equities high, but on the downside, they have not managed the risk very sensibly. Investors, as a result, have experienced a roller-coaster ride in the journey of wealth creation.

A multi-asset fund, ideally, is expected to be truly balanced and sensibly allocate its assets whereby the downside risk of one asset class is compensated by the positive returns of the other asset classes.

Here are five good reasons to invest in Quantum Multi Asset Fund of Funds

1. You gain from a diversified portfolio across asset class which, in turn, reduces risk and optimizes returns.
2. You do not have to worry about portfolio rebalancing; the fund manager will astutely do it for you at regular intervals in the endeavour to achieve the set-out investment objective of the fund.
3. Portfolio tracking will be easy for you instead of tracking 10 different schemes
4. You will benefit from the lowest expense ratio in the category
5. And above all, Quantum Mutual Fund's strong research capabilities across various asset markets - equity, debt and gold, -- with robust investment processes & systems followed at the fund house.

Suitability of Quantum Multi Asset Fund of Funds

QMAFOF is a perfect fund for investors looking to tactically diversify the portfolio with a single fund across equity, debt and gold, plus leave the aspect of rebalancing to the discretion and expertise of the fund manager.

Furthermore, the fund is appropriate for investors seeking long term capital appreciation, who have a moderately high-risk appetite, and an investment time horizon of 3 to 5 years.

It is the best time to invest in the Quantum Multi Asset Fund of Funds. Valuation-wise, Indian equities look attractive and there appears to be a decent margin of safety (with a high return potential if the equity markets ascend).

Similarly, given the uncertainty surrounding the world, gold is expected to display its lustre. The economic uncertainty surrounded by the COVID-19, GDP growth rates being revised downwards, easy monetary policy action and stance followed by central bank across the world, geopolitical tensions, trade tension, and increased stock market volatility are likely to keep spotlights on gold.

Likewise, with credit risk getting amplified, it makes sense to have exposure to a pure Liquid Fund (that does not take exposure to Commercial Papers issued by private entities). Now that policy rates are already lowered by RBI to address growth concerns, it does not make much sense to take exposure to the longer end of the yield curve; it could prove less rewarding and risky (may encounter high volatility) in the foreseeable future. Deploying your hard-earned money is short-end of the maturity curve, would be far better.

By investing in Quantum Multi Asset Fund of Funds, you will be able to balance the risk better with a sensible investment strategy in place.

Just as an excess drug dosage cannot treat COVID-19, your investment portfolio, too, needs just a fair amount of diversification to clock optimal risk-adjusted returns in the journey of wealth creation.

Go ahead and consider investing in Quantum Multi Asset Fund of Funds.

Happy Investing!

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Author: Rounaq Neroy

This article first appeared on PersonalFN here.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Many investors park their surplus money in debt schemes in an attempt to earn higher returns than Bank FDs. However the recent incident of Franklin Templeton MF winding down six of its debt schemes has dented investor sentiment and sparked speculation about the safety of their investments.

The news came as a shocker to the investors because the six schemes, the fund house, and the fund manager had a good performance record. Investors in the wound up debt schemes of FTMF are now left with no choice but to wait for the fund house make repayments.

If you are one of them, surely you want to know about the timeline of payouts from the respective schemes.

Here is what you should know first...

Before returning the money to unitholders, the fund will have to repay the borrowings by the respective schemes that was taken to fund the heightened level of redemptions. Keep in mind that the repayment of borrowings does not impact the value of money to be returned to the unit holders, though it can delay the start of pay out to unitholders.

The repayment of the borrowings that the fund has taken, along with the cash flows it receives in the respective schemes based on the maturity of the underlying securities in the portfolio as well as coupon receipts will determine the payout to the unitholders.

Moreover, the fund will seek pre-payment from issuers of the underlying securities and will look to sell portfolio holdings in secondary market at fair value.

Table 1: Maturity profile of wound up FTMF schemes

Franklin India Ultra Short Bond Fund (FIUBF) and Franklin India Low Duration Fund (FILDF) are the schemes with shorter maturity. If you are an investor in this scheme, you may expect a significant payout within 2-3 years. However, to recover the entire amount you may have to wait up to 5 years.

If you are wondering why a scheme with average maturity of just 0.44 years and 1.45 years will take around 5 years to repay the entire amount?

This is because the maturity of some underlying securities is much longer (around 4-5 years), even though the schemes belong to low duration category. Additionally, the schemes have borrowings in the range of 6.5% and 8.5% respectively, which have to be repaid first.

Whereas, if you are an investor in Franklin India Dynamic Accrual Fund (FIDA), Franklin India Short Term Income Fund (FISTIP), Franklin India Credit Risk Fund (FICRF), and Franklin India Income Opportunities Fund (FIIOF) your wait will be longer. These schemes primarily invest in medium to long duration securities.

These funds had to sell a number of their short term and liquid securities in the portfolio to meet redemptions. Hence, to get a significant payout from these schemes you will have to wait at least 4-5 years. The year wise expected cumulative cash flows is given in the table below.

Notably, FIIOF is the longest duration fund from among the six funds that have been wound up. It will only be able to repay a very small portion (5%) in the next two years.

Another key reason that could delay the payout from these schemes is the high borrowing rate. FISTIP has 28% of its assets as borrowings, FIIOF has 26%; while FICRF also has significant 16% as borrowings. Furthermore, factors such as credit issues or payment delays faced by any of the investee companies could negatively impact cash flows.

Table 2: Cash flows expected by FTMF across different time period

Many of the securities with longer maturities have regular interim cash flows and features such as interest rate resets or call/ put options, which significantly reduce the effective maturity and the same has been factored into the calculation of the Macaulay Duration.

FTMF said that it would actively explore opportunities with a goal to facilitate repayment prior to the maturity of the portfolio investments. To do this it will seek prepayment from the issuers of the underlying securities and look to sell the securities in the secondary market.

However, the current market scenario is rife with risk aversion and illiquidity. The fact that wound up schemes have high holding of lower rated securities, FTMF will have to wait for the market conditions to go back to normal to liquidate the portfolio at the earliest, without causing value erosion for investors.

[Read: RBI Steps in to Take Some Pain Off Mutual Funds. Will It Help?]

Way ahead for debt fund investors

Keep in mind that debt funds are not risk-free. Investment in debt funds carry various risks relating to liquidity, credit quality, and interest rate. Therefore, before investing in debt funds understand the various risks involved and invest in schemes where the portfolio risk aligns with your own risk appetite and financial objective.

In this market environment, it would be preferable to invest in instruments issued by government and public sector enterprises, and stay away from those having high exposure to private issuers.

At PersonalFN, we arrive at top rated funds using our SMART Score Model. If you wish to select worthy mutual fund schemes, I recommend you to subscribe to PersonalFN's unbiased premium research service, FundSelect.

Additionally, as a bonus, you get access to PersonalFN's popular debt mutual fund service, DebtSelect.

If you are serious about investing in a rewarding mutual fund scheme, Subscribe now!

Author: Divya Grover

This article first appeared on PersonalFN here.

Join Now: PersonalFN is now on Telegram. Join FREE Today to get 'Daily Wealth Letter' and Exclusive Updates on Mutual Funds

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

The Indian equity markets are on a rollercoaster with the uncertainty surrounding the COVID-19 pandemic. It's been a nerve-racking experience for investors and wealth has been eroded.

As we continue to battle COVID-19 with lockdown 3.0, on a year-to-date basis the S&P BSE Sensex is down -23.9% as of May 5, 2020, (see Table 1 below).

Table 1: Wealth erosion across market cap segments

Balanced Hybrid Funds that are supposed to be balanced and protect downside risk have gone on to erode investors' wealth by seldom maintaining a 'fair balance' and displaying unreasonable love and exuberance for equities plus for taxation reason -- to be treated as an equity-oriented fund. (see Table 2 below).

Similarly, many multi-asset funds that hold the mandate to invest with allocation across three asset classes i.e. equity, debt and gold with minimum 10% in each have posted negative returns (see Table 2 below).

Table 2: Report card of Balanced Hybrid Funds and Multi-Asset Funds

ICICI Prudential Multi-Asset Fund, HDFC Multi-Asset Fund, and UTI Multi-Asset Fund, in particular, have not lived up to the expectation and the trust evinced by investors (going by their AUM size). Not just are their recent returns amidst the outbreak of COVID-19 crisis unappealing, but even the 3-year and 5-year compounded annulaised return is nothing to vie for. This is because they haven't been able to sensibly allocate to the three key asset classes: equity, debt and gold, and play the investment strategy astutely.

On the other hand, the Quantum Multi-Asset Fund of Funds (QMAFOF) has depicted true balance backed by its sensible investment strategy arrested the downside risk and relatively fared better vis-a-vis its peers over 3-year and 5-year time periods.

The Quantum Multi-Asset under normal circumstances by maintaining 25%-65% exposure to units of equity schemes (vide Quantum Long Term Equity Value Fund, Quantum Nifty ETF); 25%-65% exposure to units of debt and money market instruments (vide Quantum Liquid Fund, Quantum Dynamic Bond Fund); 10%-20% in units of gold schemes (vide Quantum Gold ETF); and up to 5% in money market instruments, Short-term Corporate Debt securities, Tri-Party Repo, Repo/ Reverse Repo in Government securities and Treasury Bills has been able to generate modest, yet appealing returns than the rest, and mitigated the risk by diversifying across asset classes: equity, debt and gold.

Historically it is proved that all classes never move in the same direction -- up or down -- at the same time. There could be times when certain asset classes perform better than the other and/or show an inverse relation to another (see Table 3).

Table 3: Here's how various asset classes fared per calendar year

If your multi-asset fund strategically allocates between equity, debt, and gold sensing the pulse of each asset class, maintains balance, and takes calculated risk sensible wealth creation is possible.

In the on-going COVID-19 crisis, equities will remain volatile, but given the sharp correction, there are and will be, enough long-term value-buying opportunities with a decent margin of safety.

Gold in such uncertain times would continue to gain all the attention. Easy monetary policy action and accommodative stance to address growth concerns, a record-high debt-to-GDP ratio, trade war tensions, geopolitical tensions, the potential risk to the inflation trajectory mainly due to food prices, increased stock market volatility, and the U.S. Presidential election in November 2020 are some of the factors expected to work in favour of gold. The precious yellow metal will demonstrate its trait of being a portfolio diversifier, a hedge (when other asset classes fail to post alluring returns), and command a store of value.

And speaking of debt & money market instruments, with exposure to highly rated papers and predominantly government securities, will act as a stabilizer.

A unique aspect of QMAFOF is that it has always taken relative valuations between asset classes into consideration, such as:

• Price-to-Earnings relative to historical averages;
• The relationship between earning yield to bond yield relative to historical averages; and
• Macroeconomic factors prevailing globally and within India

It is this wide-ranging and sensible approach that has helped QMAFOF to protect against the downside risk and reward its investors better than many of its peers. The fund managers, Mr Chirag Mehta (MMS - Finance, M.Com, and CAIA with over 13 years' experience in research and investments) and Mr Nilesh Shetty (B.Com, MMS -Finance, and CFA with collectively 16 years in equity markets), have strategically moved in and out of the aforesaid asset classes wisely recognising their upswings and downswings.

[Read: Why Tactically Invest Across Asset Classes amidst COVID-19 with Quantum Multi-Asset Fund Of Funds]

The choice is completely yours: to stay invested in a 'Balanced Hybrid Fund'/ Multi-Asset Fund that does not show true balance and keep harming your health and wealth; or make a sensible move and switch over to Quantum Multi Asset Fund of Funds that is truly balanced and has sensibly generated wealth for investors without the shrieking experience of a rollercoaster.

Wish to invest in Quantum Multi Asset Fund of Funds? Click here.

Happy Investing!

Join Now: PersonalFN is now on Telegram. Join FREE Today to get 'Daily Wealth Letter' and Exclusive Updates on Mutual Funds

Author: Rounaq Neroy

This article first appeared on PersonalFN here.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Former Slovak tennis star Daniela Hantuchova has launched her own podcast, The Real DNA, where she plans to have people who have inspired her, as guests on her show. After retiring in 2017, Daniela, 37, has been a tennis commentator for the past couple of years.

"The reason behind launching a podcast was that I love to communicate and learn from all the inspiring people I have in my life. I thought it would be nice to able to share their stories and their real DNA with our listeners. At the end of the day, one of the things I cherish the most in life is being able to sit down and have a cup of coffee with people I love, my family, friends, and people I admire, and listen to their stories and their experiences in life," she was quoted as saying by Tennis World USA.

"I believe the most inspiring people I've encountered in life share certain core values as humans that have helped get them where they are, whether in sports or somewhere else. I want my listeners to get to know these people and understand those core values," she added.

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Australia's World No. 1 tennis ace Ashleigh Barty, 24, likes to see the positives in life even in the most negative situations.

The French Open champ, currently at home Down Under due to the Coronavirus-caused lockdown, says there is no point in stressing over the uncontrollables.

"Everyone is in a unique situation, depending on what country they're from and all the governing bodies making different decisions. It's not a time to worry or stress about because it's something out of our control. There's always a silver lining, there's always something we could be grateful for, to be happy about. For me, it's being able to spend time with my family," Ashleigh told the WTA Tour website.

Meanwhile, Ashleigh has kept in touch with some of her friends on the Tour. "I spoke to Kiki [Bertens] and Jule [Goerges] and Simona [Halep] and Petra [Kvitova]. It's just to check it they and their families are fine. Firstly, it's always about health and looking after yourself and your family, and then sports is a bonus. This is a time where we can really appreciate the little things."

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Ukrainian tennis champion Elina Svitolina is keen to try new things during this Coronavirus-caused lockdown and hosting a TV show is on top of her list, according to tennisworldusa.org.

"I recently tried a completely new sphere. I have very long prepared for interviews and understand that it is not an easy job, especially for those people who are not in this area. I really liked it. Maybe in the future I want to do some TV show. It is interesting to me, and I think that now there is time to try something new," said the World No. 5 tennis ace.

Elina, 25, who is currently in lockdown with her Frennis tennis star boyfriend, Gael Monfils, 33, is also completingher online education. "I had to work hard to pull up on my French. I already know some of it, as I had learnt it before but now I'm doing an intensive mode. I am left with two tests: training on nutrition and I also want to take a course in psychology or fitness. This is what I want to do," added the 2018 WTA Finals champion.

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Canadian tennis beauty Eugenie Bouchard shared this picture taken at a beach destination with her 2.1 million Instagram followers and captioned it: "Bored."

Later, she wrote: "If I had known someone was taking a pic I would NOT have done my hair like Thomas Jefferson," to which an online user replied: "@geniebouchard Thomas has cute hair! So what."

 

 

 

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bored

A post shared by Genie Bouchard (@geniebouchard) onMay 2, 2020 at 1:21pm PDT

Meanwhile, another one asked: "@geniebouchard why? it's perfect. and no way TJ ever looked that good in a bikini."

And the third one said: "@geniebouchard but kinda younger cuter version of Thomas Jefferson."

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World No. 2 tennis star Rafael Nadal's wife Maria Francisca Perello has revealed that the media often misreport her name and date of birth.

Mrs Nadal indicated that Mery is her real name. Also, her birthday is not on July 7.

Mery has always stayed away from the media glare, but remains in the news for being Rafael's better half.

In a recent interview to Spanish daily La Vanguardia, she said: "Well, nobody around me calls me Xisca. And my birthday is soon, I will surely spend it in confinement. But it is not in July. There is still a little time left…" she was quoted as saying by essentiallysports.com website.

When asked about her interest in sports, she replied: "I exercise a lot, but always just for myself. Never seriously. I have played volleyball, done gymnastics, fitness and lately running. On vacation, I sometimes play paddle tennis with Rafael."

Mery, who is in self-isolation with Rafael in Mallorca, added: "We are confined like everyone else. We were very clear from Day One to train at home. We do rubber bands, push-ups, circuit…at least one hour a day in my case."

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Moldovan tennis player Dmitrii Baskov has been hailed as an Indian hero after joining a campaign to feed Ahmedabad's poor, who are struggling during the COVID-19 pandemic. The Davis Cup player arrived in India in January to visit a tennis academy before the advancing pandemic prevented him from returning home. Dmitrii, 25, once a hitting partner for Wimbledon champion Simona Halep, has since been helping out by packaging food for the needy in Ahmedabad.

He is among a team packing bread, rice and other dishes at the Ace Tennis Academy, destined for the city's slums and containment zones. "My friend Pramesh Modi mentioned this [idea of feeding the poor] and I said yes, sounds great and the next day we did it and it continued day after day," said Dmitrii. "He is an Indian hero and could be a role model for a number of Indians who have not come out of their houses to even help out in one way or the other," said Mitul Parikh, who packs food alongside Dmitrii.

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Former chief of the Swiss Tennis Federation, Sven Groeneveld has revealed that tennis champ Roger Federer was advised not to pursue his now wife, Mirka Vavrinec, when he first met her at the 2000 Olympic Games in Sydney.

Mirka, who was also a professional tennis player and part of the Switzerland squad in Sydney, went on to partner Roger at the 2002 Hopman Cup.

However, in 2000, Roger's friends were initially against him getting together with her. "Roger asked everyone if he should go out with her. Everyone advised him against it. But as Federer did it, now it shows that it was the best decision of his life," Sven said on former tennis player Christopher Kas's online show, Kasi Live.

Mirka eventually retired from tennis in 2002 due to a foot injury.

Roger and Mirka got married in 2009 and have two sets of twins, daughters Myla and Charlene, nine, and sons Lenny and Leo, five.

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The three-day annual "Winter Fest 2017" took off here with fanfare on Friday with the city coming alive with colourful cultural and folk performances as well as traditional sports activities for visitors and tourists. The quintessential hospitality and warmth of the local people -- that Rajasthan has been known for -- further added to the cheerful disposition of the festival, being organised by the Rajasthan Tourism Department.

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On Friday morning, a grand procession with various cultural and folk performances, including Ghoomar, Gair, Kacchi Ghodi and Kalbelia, to the Nakki Lake marked the start of the festival.

Events like a football match, Tug of War and Musical Chairs between the locals and tourists were held in the afternoon. The evening had a scheduled performance of the best of European bands.

On Saturday, Day 2, a Boat Race will be organised on Nakki Lake. The other programmes, such as a Kite Show, Rangoli Competition, Matka Race, Dog Show, Turban Tying Competition and Best of Rajasthani Dress Competition, are scheduled to take place in the afternoon.

In the evening, there will be a live performance of the Army Band, followed by a stunning display of the Best of Rajasthan group performances.

On the third day, December 31, a marathon race has been planned from Polo Ground to Nakki Lake. There will also be a Horse Show and Kabaddi Match in the afternoon and in the evening, there will be a Rock band performance by the "All Events Mumbai", before a display of fireworks.

On all three days, as part of the festival, there will processions of various cultural and folk performances from Toll Naka to Nakki Lake.

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It's like a scene out of Princess Diaries. I enter my suite at Burj Al Arab and let out an exclamation. The large, plush living room in hues of blue and gold looks out on the pristine Persian Gulf. "This is my room?," I manage to squeak. "Yes," my personal butler says. "If you follow me, the bedroom is above." Above? The winding stairs lead up to more luxury, in the form of a walk-in dressing area, a bathroom that has my own private jacuzzi, and a bedroom that's a shame to be enjoying alone.

After the butler leaves, asking me to call him for anything my heart may desire, I decide to soak my weary, it's-December-and-I-need-a-break bones into a hot jacuzzi, as I listen to music and play with the foam. Ok, I know I have moved from Princess Diaries to Julia Roberts in Pretty Woman, but bear with me. And so, I prance into the bedroom, 20 minutes later, suitably loosened up, I plonk myself on the bed in my soft, white bathrobe. And that's when I see it — a ceiling mirror. And that's when I forget about being a princess or a pretty woman — I morph into a Kardashian as I take my first selfie of the trip. Don't blame me, it's a ceiling mirror after all.

Pics/ department of tourism and commerce marketing

As I post the picture on my Instagram with appropriate Kardashian references, I look around and admit sheepishly — it's easy to get used to luxury. It's rumoured that Dubai got its name from an Arabic proverb "Daba Dubai" which means "They came with a lot of money". Well, you have to come with a lot of money so you can really enjoy all that the city has to offer. Dubai has never shied from flaunting what its sheikh rulers have given it — gravity-defying skyscrapers (Burj Khalifa at 829.8 metres), high-fashion malls, ultra luxurious hotels and a glittering nightlife, among many other attractions. Though you may have looked at it all from far and shook your head in disdain at the unnecessary opulence of it all, once you are here, it seems just natural to enjoy it.

Thanks to the fact that I am staying at the Burj Al Arab, the only certified seven-star in the world, my short two-day trip to Dubai has started on a lavish note. After my bathing and preening routine, I am informed that I will be watching a production of La Perle (The Pearl) created by Franco Dragone (the Italian-Belgium director who was once creator at Cirque du Soleil) as the first resident show of Dubai. After a drive that acquaints me with the buildings I have only seen in pictures (the Burj Al Khalifa, the Dubai Frame among others), I find myself seated in front-row seats at the theatre, I really don't know what to expect. But the next 90 minutes are a mind-boggling treat. Performed at a theatre that uses state-of-the-art technology, and houses an aqua-stage and a 12-metre deep pool filled with 2.7 million litres of water, 65 world-class performers, dancers, circus acrobats from 23 countries, perform breath-taking and extraordinary stunts, ranging from acrobatics and contortion to flying and diving. At the end of it, believe it or not, I am tired of gasping. But the show is once again about how Dubai doesn't do anything half-heartedly. If you are going to get a resident show, make it big. The next morning, after having barely slept (the large, quiet room sadly doesn't come with a hot sheikh to keep you company, wink wink), I head down to have breakfast as I look out on the gulf. Arabic delicacies share space with European and American food at the expansive buffet, and it all looks delicious. If I wasn't a fan of mezze (made up of babaghanoush, hummus, muhammara and much more), I am a convert now. My relaxed meal sets me up for a day full of, let's see, yes, more relaxing.

As I sink into the massage table, I am once again forced to see myself as another pop culture icon. I transform myself into Carrie Bradshaw in a glittering, starry outfit, and high heels (bought at a mall visit in the morning), for my dinner at the Burj's Scape restaurant that serves Californian cuisine. I don't know if the delicious pizza I ate was Californian, but it was worth it. It's just fitting to end the day with another picture, this time in full Carrie style, with my hand on my hip and my glitter in all it's Instagram-filter glory. As I stand by a gold ceiling prepping my smile, our hotel guide observes, "that ceiling is made up of real gold", and I just smile, "I didn't expect anything lesser."

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New Delhi: With beaches becoming the most preferred honeymoon destination, pack in funky and colourful tassel jewellery and chunky anklets, suggest experts. Nishant Tulsiani, director at Anaqa and Radhika Chitalia, designer at Joules by Radhika, have given inputs:

Your beach jewellery has to always be colourful to go with your swimwear, sarongs and the beach wear. For evening parties, you should go for some nice earrings with tassels in various colours. Always remember to wear light weighted jewellery.

A fine fusion of trinkets like sleek pendants and striking danglers in geometric shapes can be paired with both denims and sundresses and is always a good recommendation.

Chunky anklets in both silver and gold perfectly accessorise your feet when paired with your favourite flip-flops while on a beach with your partner.

Out of the huge variety available, layered neckpieces are an ideal companion for your honeymoon. They can be worn for a casual lunch or a formal night out with your husband.

Chic bracelets and bright coloured tassel earrings can also set the mood for a romantic outing with your beau.

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The Maharashtra Tourism Development Corporation (MTDC) is working on a tie-up between hospitality provider Airbnb and locals for offering home-stay to tourists visiting the Elephanta Caves island located in Mumbai Harbour. The policy aims to overcome the security concerns due to high security installations facing the island that does not allow construction of hotels and night stay.

Tourism Minister Jaykumar Rawal said the 29th two-day Elephanta Festival, beginning January 27, will be held on the island itself again. After the 2008 Mumbai terror attacks, the festival venue was shifted to the Gateway of India in south Mumbai. "Seventy years after Independence, the island is soon to get proper electricity connection depending upon the testing of the electricity meters," the minister said. Rawal said there are about 1,200 to 1,500 homes on the Elephanta island, also known as Gharapuri Island, located east of Mumbai.

The minister said no new constructions are allowed on the island due to high-security installations of ONGC and the Navy. The Caves are declared a heritage site by the UNESCO and protected by the Archaeological Survey of India (ASI). Rawal said the government in a tie-up with the Mumbai Port Trust and the Hindustan Petroleum Corporation Ltd (HPCL) is planning a cable car over the sea for travelling to the island. The island is expected to get proper electricity connection within a week's time.

"The Elephanta festival will coincide with the culminating phase of the Mumbai Shopping Festival that will end on January 31," he said, adding that the Elephanta fest will comprise activities like treasure hunt at Elephanta, a sculpture and a painting contests with prize money. Besides this, the festival will have art, dance and music performances by Zia Nath, Sangeeta Trivedi, Sumeet Nagdev, Hans Raj Hans and others, Rawal said.

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Once a bed of colourful flora, the famous Kaas plateau in Maharashtra is now witnessing less blooms, worrying officials, tourists and nature lovers alike. The plateau, recognised by the UNESCO World Heritage Committee as a heritage site in 2012, is home to around 350 flowering plants, including some rare and endemic species.

Kaas Plateau. File pic

With the flowering already going down, a couple of fire incidents last month in the area, causing a damage to the flora at the site in Satara district, has now set off alarm bells for the administration. The state government has thus decided to take up a slew of measures, like better guarding of the place and inviting researchers to study why this picturesque site in the Western Ghats is losing its blooms, which were a big tourist attraction.

According to forest officials, human negligence, possibly lit cigarettes, could have caused the twin fires that gutted a portion of the world famous plateau recently. "The forest department, along with a joint management committee of forest officials and local villagers-turned-volunteers, has now decided to take certain safety measures to avoid incidents which could endanger the flora of the Kaas plateau," the range forest officer, Sachin Dombale, said.

He said those guarding the plateau have now been provided hand-held pressure water sprayers. "The plateau does not have big trees or plants. It is actually a grassland, so even if the grass catches fire, it can be doused with the help of these sprayers," he said. Earlier, six people used to guard the entire plateau of around 1,800 hectares. After the fire incidents, now 12 people are manning it in the day and six at night, he said.

Now, the visitors are frisked at the entry gate of the tourist site and are not allowed to carry inside combustible items like cigarettes, matchbox or lighters, he said. Somnath Jadhav, the president of the joint committee, said they have also started putting up "firebreaks" along the roadsides. "For the firebreaks, we burn the vegetation and grass in five metres of area along the roadside, so even if someone throws a combustible object, there won't be a fire," he said.
However, due to unavailability of power supply in the forest area of the plateau, they have not been able to put up CCTVs for keeping a watch.

"But, we are now thinking of using solar panels to address the power issue, Jadhav said. He said the gram sabhas of five villages (the locals of which are part of the committee), have also decided to put forth their proposals to safeguard the plateau and conserve its biodiversity and flora. One of the committee members said the state government should provide funds for proper maintenance of the site.

"We have to depend on the fees collected from visitors during the season, which is only for two months (September and October), to pay for the maintenance and salaries of the people working to guard the place," he said. "We seek government's attention, cooperation and funds so that this plateau of flowers can be conserved," he said. Jadhav said for last three to four years, the growth of some species of flowering plants on the plateau is on a decline, thereby calling for a study to find out its reason and restore the beauty of the place.

"We are now planning to write to various universities in Maharashtra to send some researchers and students of botany to study the reason behind this," he said. "We are making all-out efforts to conserve the plateau, which is home to some rare, endemic and threatened species of flowering plants, as it would then also lead to an increase in the number tourists at the site," he added.

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Kerala is aiming to re-brand itself as a 'Land of Adventure' to increase tourist arrivals--both foreign and domestic in the next five years. The state was targetting the increase of foreign and domestic tourist arrivals by 100 per cent and 50 per cent respectively in the next five years, a tourism department press release said.

Kerala showcased its unexplored destinations and adventure tourism hot spots at the silver jubilee edition of SATTE-South Asia's leading travel and tourism exhibition at New Delhi today. On the rebranding of Kerala,Tourism minister Kadakampally Surendran said that over the years, the industry had changed rapidly with vistors preferring to go beyond the historic temples, monuments and modern sights.

Tourists prefer to explore hills, waterfalls and forests by indulging in adventorous activities, he said, adding that hencefourth the state aims to be re-branded as the 'land of adventure' to woo the younger generation by offering activity and water based tourism. Tourism Director P Balakiran said that the interest of travellers was increasingly gravitating towards adventure tourism offerings, including expanded world view, nature and discovery and fun and thrills. The activity related tourism would help the state achieve the target of domestic and international tourist arrivals, he said. The rivers, high altitude mountains, dense forests and vast stretches of sea offers an array of adventure packed destinations, he added.

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For mid-air thrills
If you love the rush of adrenaline, sign up for Sky Waltz Balloon Safari near Pune (also available at Kamshet). Spend an hour in the air in a hot air balloon, where organisers can also make special arrangements for a planned marriage proposal or birthday celebration. It's run by licensed commercial hot air balloon operators authorised by the Directorate General of Civil Aviation.
On: date as per choice meet
At: Hotel Orritel, Talegaon.
Log on to: insider.in
Cost: Rs 6,800 onwards

For an aerial view
If your partner is bored of exploring the same old sights in the city, book a view from the top in a helicopter joyride. On offer are 10- to one-hour rides with routes that will cover the Bandra-Worli Sea Link, Dadar, Mahalaxmi, Haji Ali, Girgaum Chowpatty, airport, Filmcity, Pagoda, Marine Drive and other attractions.
On: date as per choice
Meet at: Juhu
Log on to: accretionaviation.com
Cost: Rs 8,250 onwards

For lilting tunes
If you are a music buff, take your beloved to scout for old records at The Revolver Club, which has a vast library of vinyls from various genres. You can also head to the chaotic Chor Bazaar to scour for rare music finds. With your musical gift sorted, head to the historic Royal Opera House and attend a jazz performance by Karim Ellaboudi on piano, Adrian D'Souza on drums, Dee Wood on bass, and Shreya Bhattacharya on vocals.
At: The Revolver Club, Mahim; Chor Bazar, near Bhendi Bazaar; Opera House, Girgaum.

For a brush with the sea
Pick a day to explore the harbour of the city in an open sail boat by Small Steps Adventures. The weather makes it the perfect time to set sail before the summer starts. Pack a picnic basket and make it the perfect date with goodies cooked by you for your other half.
On: date as per choice
Meet at: Jetty no 5, Colaba.
Log on to: eventshigh.com
Cost: Rs 4,500 onwards

For a heritage class
If you dig the past and want to learn more about the city's ancient history, hike to Kanheri Caves in the heart of Sanjay Gandhi National Park. These rock-cut Buddhist monuments date back to 1st century BCE - 10th century CE. Another option is a ferry ride to the Elephanta Caves, a UNESCO World Heritage Site off the harbour, that house Hindu and Buddhist relics, the Trimurti relief (in pic) being the most popular sight.
How to reach: Take a train to Borivali (East, for the National Park); hail a taxi to the Gateway of India from CSMT or Churchgate (for a ferry ride to Elephanta Island).

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Scores of Indian and overseas tour operators, alongwith world travellers, will converge in New Delhi later this month to participate in an event showcasing boutique hotels, lodges, hideaways, camps and retreats in India, Nepal and Bhutan.

Brainchild of RARE India, the event, titled Très RARE, will host speakers on hospitality and related topics on the concept of experiential travel in the sub-continent.

With participation of more than 60 independent boutique hotels from India and its Himalayan neighbours Nepal and Bhutan, the event is expected to offer the first glimpse of game-changing hotel concepts, their new initiatives, and showcase a unique selection of never-treaded-before destinations.

'The demand for boutique hotels is reflective of the realigned desires of a global traveller, who is weary of the standard-fare hotels that though comfortable are unimaginatively identical around various destinations. These boutique hotels inspired us at RARE to break away from the traditional and create an intimate showcase that focuses on the niche rather than the mass and mainstream,' said Sowmya R Vijaymohan, the brain behind RARE India and Très RARE.

Select 100 Indian Destination Management Companies and 50 Foreign Operators from UK, US, France, Germany and Italy will focus on intensive one-on-one engagement,
knowledge building and innovations.

Shoba Mohan, the co-founder of RARE India and the event, said, "Boutique and experiential hotels are now a mainstay in the Indian travel industry, and there was a tangible requirement for a platform that is dedicated and designed to showcase their uniqueness." The event will be held on March 30 and 31 at the Roseate Resort.

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Living in a city like Mumbai where views from a person's home consist mainly of bricks and mortar, and where people go about their daily business with such a frenetic pace that it mirrors a fast local train travelling at top speed, can leave its citizens feeling as jaded as someone who's been tied to a computer screen indefinitely for months on end. But a travel company is now offering people feeling the same the chance to join an expedition to Rishikesh, so that they can recharge their batteries before getting back to the daily grind.

"It will be a three-night stay," says Rohit Dube, co-founder of Moonstone Hammock, which is organising the tour. "The first day starts with a trek to a hidden gem, a waterfall about 5 km from the main city where people can actually sit in the water and have their food. And over the course of the rest of the trip, we will take the participants for two different evening aartis, rafting, to the Beatles ashram, cafés with live music, and local bazaars so that they can soak in the vibe of the place. We will also take them around the mountains on bikes, for instance to the beautiful road that heads towards Badrinath," he adds, meaning that it's time for you to pack your bags if you want to escape this concrete jungle, even if it's for a brief period.

On: March 29 to April 1
Call: 9769274340 to book
Cost: Rs.7,980

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Agartala: The first meeting of the 'Niti Forum for North-East' (NFNE) on Tuesday chosn five sectors including tourism and food processing to exploit them on mission mode basis to accelerate inclusive and sustainable economic growth of the region, said NITI Aayog Vice Chairman Rajiv Kumar.

Union Minister for Development of North Eastern Region (DoNER) Jitendra Singh, in a significant announcement, also said that henceforth 100 per cent funding would be made by the Central government for central sector projects in the eight northeastern states, which were earlier being undertaken on the basis of centre-state sharing in the ratio of 90 :10.

"In the first meeting, NFNE has identified five sectors to exploit them on mission mode basis to speed up inclusive and sustainable economic growth of the northeastern region," Rajiv Kumar told the media after the meeting.

The other sectors are bamboo, horticulture and 'Made in Northeast'.

Rajiv Kumar said that the focus of development and infrastructural projects in the northeastern region would be based on the concept of "HIRA" -- Highways, Inland Waterways, Railways and Airways as conceptualised by Prime Minister Narendra Modi.

The NITI Aayog Vice Chairman and DoNER Minister are Co-Chairmen of the NFNE constituted last month following Modi's direction to supplement the functioning of the DoNER ministry and North Eastern Council (NEC).

On the new funding pattern for central sector projects, Jitendra Singh said that this will only be applicable to the eight northeastern states, unlike the earlier 90:10 funding pattern which was in force for 11 special category states - which also included Himachal Pradesh, Jammu and Kashmir and Uttarakhand.

He said the infrastructure of the northeastern region, which had been neglected for 65 years, had got a boost under the NDA government, with utilisation of funds increasing to Rs 30,000 crore in the last financial year from Rs 24,000 crore in 2014-15 fiscal.

Singh said that for the development of highways and roadways and tourism sectors, two separate corporations were formed and to boost the industrialisation of the region, the "North East Industrial Development Scheme" was finalised last month by the union cabinet with the financial outlay of Rs 3000 crores up to March, 2020.

He said that under the UDAN phase two and phase three, all the northeastern states would be connected by airways and the region's connectivities with the neighbouring countries would be further developed.

Chief Ministers, Deputy Chief Ministers, Planning and Coordination, PWD Ministers of Tripura, Meghalaya, Nagaland, Mizoram, Arunachal Pradesh, Sikkim and Assam and top officials of all the eight northeastern states and various Central ministries attended the day-long NFNE meeting.

Rajiv Kumar said that 14 districts of eight northeastern states among the 115 most backward districts across the country and dubbed as "aspirational" districts, identified to accelerate the all-round development.

Of the 14 districts, seven are in Assam and one each in remaining seven states - Tripura, Meghalaya, Mizoram, Arunachal Pradesh, Nagaland, Manipur and Sikkim.

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Representation pic

Living high up in an apartment can cut off even the most ardent nature lovers from the soil. Perhaps this is why owning a piece of land is a dream many Mumbaikars - and especially those who have had a taste of what it's like - harbour. Dr Rashmi Pathak, who left her hometown Kolhapur to study medicine in Mumbai, was no different. She longed for the scent of sugarcane that filled the air during the harvest season, and a semblance of all that she had grown up with. To set things right, she and her husband bought a farm near Shahapur in 2001.

The doctor couple armed themselves with the knowledge of traditional manure and bio-fertilisers, and to ensure continuous production throughout the year, chose to have mango, cashew, chickoo and Indian gooseberry plantations on the farm, which they called Aditya Agro. The onset of summer means their 70-acre farm is now laden with red and yellow cashew apples, ready to be plucked and savoured. This Sunday, you can go cashew apple picking, sip on mocktails made from the fruit, and witness farm-life up close in Shilottar, no more than a two-hour drive away from Mumbai.

"We have organised day picnics in the past, but this is the first year that we are hosting guests for cashew-picking," informs Captain (retd) Adityavardhan Pathak, who joined his parents in the running of the farm after he retired from the Armed Forces in 2011. "Unfortunately, we lost 70 to 80 per cent of our trees to a massive fire in 2012. So, I lived on the farm for two years to put things back in motion. The experience was life-altering. When you live so close to nature, it reveals its many shades to you, which change from season to season, and even from day to night," says the Powai resident.

The trail will start at 10 am with a simple breakfast, followed by a briefing session. "Nature has its own way of telling you if its produce is ready to be consumed. If you have to tug at a cashew fruit, it means it's not fully ripe. A ready-to-be plucked cashew apple will give with just a slight twist," shares Pathak. Participants will then be divided into teams for a fun cashew apple-picking competition, where the fruit they pluck will be theirs to take. The Pathaks also provide recipes for cashew apple jams and juices that participants can try at home.

After the trail, a wholesome vegetarian Maharashtrian meal featuring dishes such as bharleli vangi (stuffed brinjals), vaalachi usal (field beans curry), tandlyachi bhakri (rice flour bhakri) and modak will be served. The day ends with a visit to the farm's in-house nursery, where saplings and vermicomposting kits can be purchased.

Nutty facts
>> Cashew is native to northeast Brazil, and was introduced to coastal India in the 16th century by Portuguese traders. Its initial purpose was that of a soil retainer to prevent erosion on the coasts.
>> The Jamaicans call the fruit cashew banana.
>> The Indian-sounding word kaju comes from the Portuguese caju or cajueiro
>> The cashew fruit is a rich source of Vitamin C and antioxidants.

On: April 15, 10 am to 4 pm
At: Aditya Agro, Shilottar, Shahapur
Call: 9223164501
Cost: Rs 990 for adults (Rs 780 for children from 4 to 12 years; cost includes meals)

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Some of the band members saw snow for the first time in Gulmarg

It's rare for a young band, new on the scene, to get the traction that the Mumbai-based Aankh Micholi has got in the last year. Formed in 2015 at the True School of Music, the alternative folk fusion has been performing all over the city and country in 2018, gathering praise for their soulful music, which they describe as "a marriage between powerful lyrics and compelling storytelling". Recently, the five members - Osho Jain, 23, Bharat Chandore, 20, Pankaj Pathe, 26, Akshay Dabhadkar, 21, and Hansel Dias, 23 - performed at Winterfell Café in Srinagar, which is known for musical performances.

The band also used a sled as a percussion instrument

"We had heard about the café and we just took a chance and called them, and said, 'would you like to host us?', and they couldn't have been happier. They also told us that we were the first non-Kashmiri band to have played in the Valley. The band, Parvaz, had performed before us, but all its members are Kashmiri," Jain tells us. We asked the band why they think the Valley should be our next travel destination and this is what they had to say.

And sang a few songs, which they shared on Facebook

'The people are amazing'
We literally haven't met better people ever before. Firstly, at the café, which takes its inspiration from the Game of Thrones, a crowd of over 50 turned up, which is great for that area. This café has a lot of things happening all the time - open mics, storytelling, all performance-based art. The music that we were playing was very different from the kind of music they are exposed to, which is basically Kashmiri folk music. This was very new to them, but they just loved it, and responded with such gusto. People are just nice everywhere you go, and help is at hand whenever you need it.

A select few airlines offer direct flights from Mumbai to Srinagar, or you can fly to Delhi and take a connecting flight

As soon as we landed, we just dumped our bags at our hotel, and headed to the Dal Lake. We then sat in the shikaras, and started playing our guitars and singing our original songs. We were entertaining people, and they were loving it. After a while, people joined us in the singing. It was one of our most overwhelming moments.

The snow is magical
On the second day we were there, we headed to Gulmarg. It wasn't supposed to snow that day, and hasn't snowed for the last 20 days. But, as soon as we got there, it started snowing, and even the locals were surprised. Some of us had never seen snow before. We were on the slopes and we were sledding. We also used the sled as a percussion instrument, and sang a few songs as we did a Facebook live from the slopes.

Binge on Kashmiri Noon chai
Since most of were vegetarian, food was a bit of an issue. But, we all fell in love with the kahwa. That sweet, sweet tea, really hit the spot in the cold. We also sampled the Kashmiri noon chai, also called sheer chai, gulabi chai, which is a traditional tea made with salt, milk and baking soda. It's very different to taste, and it would be right to say that it's an acquired taste. But we loved it.

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Despite the scorching heat, Goa remains the most popular Indian holiday destination, followed by Jaipur, according to a study conducted by a leading travel portal.

Thanks to budget-friendly stay options and heavy discounts on flights, Indians also prefer short-haul international destinations such as Dubai and Singapore, according to a study by ixigo, based on bookings on its website.

The difference in domestic airfares for peak and off-season is about 45 per cent and for international airfares is about 18 per cent, said a statement.

As for stay options, while Indians prefer to keep a low hotel stay budget, they wouldn't mind paying extra for a great view at a beach or hill station.

Around 47 per cent tourists prefer to stay at 4/5 star hotels during summer holiday in Goa vs 62 per cent who prefer more pocket friendly accommodation options in Jaipur.

ixigo CEO and Co-founder Aloke Bajpai said: "It was interesting to find that travellers no longer worry about seasonality while picking a summer holiday destination. Places such as Goa and Dubai have become round the year tourist hubs! Off-season travel can be quite beneficial.

"Not only do you avoid all the rush, but you also save considerably on hotels and flights. If we compare flight fares from last year, average domestic fares for the summer season have dropped by around 9 per cent and average international fares have dropped by around 19 per cent. This, plus additional discounts offered by travel portals such as ixigo, enable travellers to plan trips, even on smaller budgets."

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Mount Everest. Pic courtesy/YouTube

Trekking is a mix of adventure, delight and self-fulfillment. The high-altitude treks offer a thrill-packed action - an experience that should not be missed at any cost.

The mighty Himalayas are the cure for those bitten by the adventure bug. Whilst it takes a lot of gusto, courage and determination, travelling smart is necessary.

Talking about the essentials of smart packing, Rupali Juneja, a travel expert, said, "If you are planning to explore the fascinating mystery of the snow-capped Himalayan beauty, there are several aspects that should be taken care of before starting the sojourn. Many times people over-pack their bags by stuffing it all. This is done because you never know what you might end up needing on your way. However, this is an absolute NO-NO! You must always pack your backpacks smartly so as to avoid wasting time trying to find things later. This will also ensure that you are carrying less/lightweight while climbing up."

"Take time to understand the terrain you are off to. If you have chosen arid mountains, make sure you carry a good hat or a sun cap and pair of glasses. Good trekking shoes, of course, are essentials as would be a sturdy rucksack. A water bottle, sunscreen, insect repellent, Swiss knife are the other essentials. For higher reaches, thermals, woolen caps and warm socks are a must," said Navneet Mendiratta, a content curator, and travel expert.

1. Prepare a checklist: A checklist always helps to remember and organise the items that one needs to carry. Always opt for travelling light.

2. Arrange them the right way: Arranging all your belongings is a task but if done in a right way, everything becomes easily accessible.

3. Quick snacks: Food will surely keep one energised during the trek.

A good and memorable trekking is always the result of a smart packing. So be a smart trekker and enjoy the thrill of trekking expedition in the Himalayas.

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Changing lifestyle habits, increasing work pressure and stress levels have left modern-day individuals with no time to pay heed to their health and one disease that seems to be emerging because of irregular lifestyle is breast cancer. So make sure you are keeping a check on habits that can lead to this disease. Meher Patel, Director at DIVA, Centre for Breast Care (partner with cosmetic brand AVON's #PayAttention campaign that raises awareness on breast cancer), says:

1. Lack of physical activity: Don't be proud of being laid back. One of the main reasons is that excess weight causes the body to produce and circulate more estrogen and insulin, hormones that can stimulate cancer growth. It is crucial to keep your body fit at every stage of life continuously using all body parts to sweat out intoxicants that one consumes in this polluted, fast-paced world.

2. Alcohol and smoking: The downside of relaxing in this modern world. The more glasses of drinks you down on the weekend, or packets of cigarettes you puff up, the more you are at risk of breast cancer. Also, for the night owls, it is advisable to find the right balance since irregular patterns of work, long hours and late nights are more likely found to be struck by cancer in the later years of life.

3. Long night-shifts at work: After conducting a survey with 300 women-some of whom worked at night, some of whom didn't the survey found that those who had worked nights for 30 or more years were twice as likely to have developed the disease.

Renuka Prasad- Joint Secy (Hon.) at Indian Cancer Society too has problems to share that can lead to this disease.

4. Hormone replacement therapy (HRT) and contraceptive pills: Medical improvisations you don't need! Avoid using the viral popular HRT or contraception tablets to abnormally treat menopausal symptoms and unwanted pregnancy.

5. Overweight: Start eating healthy and avoid eating out. Putting on weight in adulthood (after the age of 18) with those extra munchies and burgers, or being overweight after menopause can also lead to breast cancer.

6. Other causes: A few other causes that women tend to overlook is the excess use of deodorants and perfumes, underwired bras, bumping or bruising of breasts, breast implants and abortions that can also be potential threats to breast cancer.

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Arijit Datta hobbles into The Fatty Bao with a twisted ankle. Sidd Coutto bustles in 10 minutes later. The former's a music composer who's moved away from bands like Agni and Airport towards film and advertising, while the latter is probably the busiest musician in the city's indie circles. They first dive into starters — Crystal Dumpling, Spicy Mushroom Sushi Roll, Dancing Prawns and California Rolls — and then into conversation about their craft.

Sen: How do you switch seamlessly from making indie music to more commercial projects?
Datta: It's not a switch really. I think that for me and for Sidd also, wherever there is a mode of expression, we just go there and do our thing.
Coutto: Yeah, true. For commercial concerts, you just go up there and rock 'n' roll, dude. It's just a two-hour gig, where you're hanging with your buddies on stage and partying away.
Datta: It would be different when it comes to writing songs, which we both do, because if you have to mould yourself according to the audience, that's what you might call a switch.

Sidd Coutto (left) and Arijit Datta share a laugh at The Fatty Bao in Bandra. Pics/Pradeep Dhivar

Sen (to Datta): So when you were composing for the movie Filmistaan, did you have to keep the audience in mind?
Coutto (answering for both): See, performing is one thing and composing is another. When you're writing for films, you have to be clear that it's the director's baby. You are facilitating his vision. Yes, it's your baby at one level, but you're not both the mummy and the daddy.
Datta: The good part about Filmistaan was that the director let me interpret the film my own way. So I never had to break away from my own self, because the music came naturally to me. Plus, the movie had no market pressure as such, so I didn't really have a brief.
Coutto: ...Which by the way isn't the norm, so [singing to the tune of a Daft Punk Song] you got lucky.
Datta: Yeah, and for me, I think very cinematically. Even with my band's songs, if I just change the arrangements a bit, they can be in a film.
Coutto: Also, when most people come to you for work now, they come for what you make. It's not like the old days when it was like, 'Aisa banaa aur waisa banaa.' So you don't have to switch so much, since they want you for you.
Datta: I think there are newer minds. There are newer storytellers with a different language altogether, who go in search of newer sounds, voices and composers.

Sen: So it's not the era of Jatin-Lalit and Anand-Milind anymore?
Datta: No. But they also had their own sound. At that time, Jatin-Lalit were the kings, ya. Of course, they didn't move with the times.
Coutto: Or, the times moved away from them. But they did try. Infact, [Anand-Milind's] Qayamat Se Qayamat Tak is my favourite Hindi film album of all time.

Datta: Yeah, it's my favourite too. It was a complete album. Even the least-remembered song [sings a bar from Kaahe Sataye], even that I remember! So yeah, they did their time; they brought in their sound and gave us memorable tunes. But then our tastes started changing. MTV, Channel V and VH1 came in, and the world suddenly became bigger.

The mains, Asparagus Bacon Fried Rice and Exotic Mushroom Ramen, arrive. This is followed by moments of silence interspersed with appreciative sounds such as 'mmmm'.
Sen: What are some of your favourite places to eat at in Mumbai?
Coutto: Over the past couple of years, I've discovered that Social actually has awesome food. They have a vast variety of things, with small dishes included. Did you know that they have something on the menu called Staff Khaana? It's exactly what their staff eats and it's great, dude. But I don't end up ordering it as much because there are so many more things I like. But they have removed bheja from the menu, and I love bheja.
Datta: I can never have bheja, man.
Sen: So if you go to Bangkok you're never going to try cockroaches and locusts?
Datta: Never. I can't go in that direction. I know that people are adventurous with their food and everything. But I can't do that.
Coutto: For me, when it comes to food, I let my nose guide the way. Otherwise, I have no restrictions.
Datta: I love going to this place called National. It's a dhaba that a Sardar owns and it's been running since 1952, near Bandra Talao. It serves pure food, you know, the sort with less oil — makki roti with butter on top, rajma, bhindi — and you can even have their water and nothing will happen to you.
Coutto [Putting his fork down and rubbing his tummy]: Yeah, I'll go there with you sometime. But right now, I think I'll go home and play some slow blues songs.

The recently-released Emma Stone film, Battle of the Sexes, takes a relook at the debate on gender equality. Four Indian women, all in a minority in their professions, share mantras to come up trumps at the workplace

Go beyond misogyny
Priyanka Kochhar, Model and professional racer
Motorcycling remains a male-centric field. I model for a living so that makes it even stranger for men to see me on a bike. Luckily, I am my own boss but for every motorcycle I ride or event I participate in, I'm usually the lone woman. It used to be intimidating at first because I knew I wasn't as well-read about the technicalities of motorcycles.

But now, after two years of BikeWithGirl [her Instagram account], many male riders have begun to see me as they see their colleagues. I'm happy to note that motorcycle brands treat me the same way they treat male bikers. Maybe my hunger to do this is what they see and not my gender. The way I've tackled misogyny is by going beyond it. It used to rile me up at one point.

But work still has to get done, so I figured there was no point mulling over it. It has been hard, there's no denying it. And yes, there are still some critics but I've received a lot of support as well.

Be proactive at work
Archana Savleram Hadawale, Code-maker and software engineer
I am the only woman in a team of 11 men. I love to accept challenges, and coding offers a new challenge every day, which is why I picked the profession. You press an enter key, and the world changes. I come from a simple family where no one is a post graduate.

It wasn't easy to pick software engineering. My parents weren't supportive at first; they wanted me to get a nine-to-five job and pay attention to household work too. They also didn't want me to stress too much due to a health condition. There is a solution for everything. I meditate to deal with the stress that comes with the job.

If someone says you can't do it, tell him or her, 'Maybe I can't, but I will sit with you to get it done.' Don't wait to get work, ask for it. Whenever I work late, I see to it that there is someone whom I can trust around. Having a good senior helps. Since I don't come from the same social background as my colleagues, my manager provides me guidance to tackle hurdles. In the end, your work will do the talking.

Women must support women
Devita Saraf, Technology entrepreneur
Technology is challenging, engaging and futuristic; it's why I chose this field. I have two challenges, one that I am a woman, and two, I am a leader; people don't take this combination seriously. Whenever I am meet somebody or am at a meeting with a retailer, I show that I am in charge.

Your confidence should be high and your words must carry weight. This helps people take you seriously. It gets difficult in towns and cities outside metros where the older generation might show disregard. But you need to react graciously as they may not have dealt with women in business.

The number of women in technology is increasing; I interact with several female technology graduates but many suffer from parental pressure to choose marriage over career. I push for women in my company; women must support other women. Several department heads in my company, be it corporate sales or R&D, are women. Technology is a good industry for women as you are known for your IQ, and if you walk the talk, men respect you.

Set up pro-women systems
Seethalakshmy Narayanan, Investment banker
The female:male ratio in my company is 10 women to 65 men. However, the men are supportive. It is important for workplaces to set systems in place to help women produce a solid output.

An action as simple as having a peon stay back for the safety of a woman when she is working late makes a big difference. Give your 100 per cent, no one will hold you back.

What's common between rapper Sofia Ashraf, filmmaker Fathima Nizaruddin and Urdu-Kashmiri poet Mohammad Muneem Nazir? Besides a form of expression, they use their art as a tool of resistance. Next week, they will come together at Godrej India Culture Lab for Performing Protest, an evening that explores how art works with hunger strikes and marches to help create change. "The idea is to highlight alter-narratives [alternative narratives]. Young India is protesting in a number of ways — through candle-light marches, online petitions and flash mobs. Art is also one of them," says Lab head Parmesh Shahani.

A still from Nuclear Hallucinations

Fathima Nizaruddin

Ashraf will share more on the causes she supports through her music — the viral hit Kodaikanal Won't, protested against the mercury poisoning due to Unilever's thermometer plant, and Dow Vs Bhopal: A Toxic Rap Battle, appealed to the White House to help bring Dow Chemicals to bring justice for the Bhopal Gas Tragedy. "Today, the culture of dissent is looked down upon and those practising it are shown in a bad light, as the powers that be clamp down with terms like anti-national. So, it's important to stress on art's role in dissent," says Ashraf, who will also showcase the tongue-in-cheek music videos she creates under the series, Sista From the South.

Sofia Ashraf. Pic courtesy/Pretika Menon

Mohammad Muneem Nazir

Delhi-based Nizaruddin, currently pursuing practice-based PhD from London's University of Westminster, will showcase Nuclear Hallucinations. The 54-minute film on the anti-nuclear struggle against the Kudankulam Atomic Power Project in Tamil Nadu, highlights cases of sedition and war against the state that have been filed against the protestors. "Cases are even filed against grandmothers running coffee shops. The film questions the totalitarian nature of pro-nuclear assertions in the form of a satirical documentary. Instead of conducting interviews, I asked the villagers to wear masks and stage impersonations," shares the director, who will also present a performance before the screening.

Parmesh Shahani

Nazir will perform Urdu poetry that reflects the turmoils in the Valley. "My music appeals to people to be compassionate," he says. The trio will come together for a panel discussion about their work process.

ON: October 27, 5 pm
AT: Godrej One, Vikhroli East.
RSVP: indiaculturelab@godrejinds.com

Ahead of her first trip to India, biker Leslie Porterfield, the world's fastest woman on two wheels, relives her record, worst crash and the growing number of Indian women on the riding circuit

At 16, Texas-based Leslie Porterfield bought a Yamaha Virago 1000, her first motorcycle, as an inexpensive mode of transport. It arrived in a box, and most people told her she wouldn't be able to get it running. However, she bought a manual, sought the advice of local mechanics, and put it together.

Leslie Porterfield

In fact, Porterfield loved riding it so much that just a year later, she went on to buy a sports bike (Honda CBR600). This was in the early '90s. "That's when my interest in racing began," recalls the 41-year-old mother of twins. She holds the Guinness World Record for being the fastest woman in the world on a motorcycle, which she set in 2008 with a speed of 232.522mph at Bonneville Salt Flats in Utah, USA.

On November 24 and 25, Porterfield will be in Goa for the fifth edition of India Bike Week, a fest that will witness a gathering of over 20,000 bikers to celebrate all things riding. Here, she will host a motorcycle stand and present awards for various achievements. Excerpts from an email interview:

Tell us about your most interesting motorcycle journeys.
Motorcycles gave me a sense of freedom and connection with nature while riding. One of my favourite trips was to the Baja 1000 (off-road race in Mexico's Baja California Peninsula) in 2005. I was on a dirt bike for the first time, and realised how difficult the race is. I went through 20 miles of deep sand whoops and fell 20 times. I have never been so sore. Another one is from the time I was 17, when I rode for 1,500 miles from Dallas to Los Angeles. On my way back, I was tired. I was riding at about 120mph. Unfortunately, I passed a police car and didn't see it. They set up a roadblock on the highway. When I stopped, I realised there were four police cars behind me. They were mad after chasing me for so long. I was lucky; the officer let me go without a citation. This prompted me to hit the racetrack.

What challenges have you faced in your racing career?
During my first year [2007] in Land Speed Racing [at Bonneville Salt Flats, Utah], the salt was in poor condition - wet, sludgy and hard to get traction. My bike got into a speed wobble at over 200mph. I tried to save it, but ended up coming off the bike at over 100mph. It was the worst wreck I've been in. I was unconscious, with seven broken ribs and a punctured lung. Fortunately, I recovered and made a point of testing different set-ups for the bike. I didn't push myself to make runs when conditions were bad. Racing comes with risks, which I try to minimise.

How did you crack the world record in Utah in 2008?
I had to make an effort to not think about what could go wrong, and put the accident out of my mind. I focused solely on what I needed to do to achieve my record. To set a land speed record, you have to make two runs — one in each direction - holding your top speed for a mile. My bike's engine was hot and as I entered the measured mile at full throttle, it started to sound rough. By the end, I had set the record but blown my engine, and there was oil everywhere!

What's your take on Indian motorcycle culture?
It's fascinating. The selection of motorcycles is vast, and I love that more women in India are riding motorcycles now. When I started in the '90s, men dominated the speed and racing scene; it was difficult for women to break into it.

Is Mumbai part of your itinerary?
I hope to see it during my visit. It is such a diverse city with much history. I've wanted to visit India for some time. I can't wait to experience its architecture, art, culture and beauty. I love Indian food, but have tried it only in America.

What kind of bikes do you ride now?
I have a Honda CBR1000, and several classic bikes from the '60s. I enjoy restoring old bikes. They aren't very fast, but they are a lot of fun.

Tips
>> Invest in proper motorcycle gear.
>> Never quit learning. Take up rider courses. Even if you have no desire to race, a day on the track with guidance will make you a better and safer rider.

Nick Seluk, the American artist behind the popular The Awkward Yeti comics, on his ingenious organ characters and more

What made you pick a blue yeti as the central character?
I imagine the blue yeti [Lars] as a misfit among the attractive, extroverted white yetis. He looks, acts and thinks differently than the average yeti, and for that reason, feels disconnected. To me, it was a funny way of exaggerating my own awkwardness and introversion.

Nick Seluk

What is the key to creating intelligent comics for kids?
The key is that I don't make them for kids. I make them for adults, but I simplify the information to the extent that people of all ages can enjoy them.

Why did you decide to study psychology?
I have been very introspective, and psychology was an interesting way to learn about myself and others, like how we differ and relate. Much of what I learned reinforced what I already knew through observation, and gave me the confidence to use those concepts (albeit abstractly) later on in comics.

Pic courtesy/theawkwardyeti.com

If turned into a film, who do you think should voice Lars?
There are so many great options. I imagine a sort of deep, awkward voice for Lars, perhaps a John C Reilly or Brian Posehn.

What's your favourite organ character?
I love Heart because it represents my desire to be myself, be weird and try new things (not always successfully). My favourite character to write for is Tongue, because the character takes impulse to a new level.

A new organ character that you would want to introduce?
Most organs have made an appearance at some point, but the one I still want to make into a character is the mesentery, because it's sort of a bizarre grotesque shape that would be fun. I don't know if it would make regular appearances, but I hope it will show up some day.

Do you run your comics by your family for critique?
I used to do that a lot, but now I usually post the comic on Twitter first. It's my smallest social media audience, so I kind of use it to test it out. If it does well enough, I share it with my larger audiences on Instagram and Facebook.

Which artists inspire you?
I grew up reading and gaining great inspiration from Calvin and Hobbes, The Far Side, and The Simpsons. In the past few years, I have found a lot of inspiration from artists whom I meet while travelling.

Are you familiar with the works of Indian artists?
I am not, but I'm excited to be at Mumbai Comic Con because what better way could there be to start learning about them?

On: November 11 and 12 (11 am to 8 pm), Seluk's special session on 12, 4.30 pm
At: Bombay Exhibition Centre, Goregaon East
Log on to : comicconmumbai.com
Entry: Rs 499 (day pass)

Ginni Mahi must have been in Std VIII or IX when she first became aware of the divisive nature of the caste system. A girl in her class had asked her which caste she belonged to and Mahi did not know what to say. The Mahis constitute nearly 40 per cent of the scheduled caste population of Jalandhar, her hometown. The 19-year-old grew up on stories about Dr BR Ambedkar, the founder of the Indian Constitution and the teachings of Guru Ravidas, who led the Bhakti movement in Punjab in the 15th century. Theirs is, as her father Rakesh Chandra Mahi calls it, an "Ambedkarite family". It's no surprise, therefore, that both Ambedkar and Guru Ravidas have become a mainstay in Mahi's songs, which, over the past year has catapulted her into a bestselling Punjabi rapper, even earning her the tag of a "Punjabi Dalit rapper".

Ginni Mahi

The tag, however, doesn't agree with Mahi. Even though in her videos the singer wears a definite rapper swag, be it in a leather jacket or a patiala suit, she says her genre cannot be called that. "It is definitely a fusion between Western beats and Punjabi style, but I am not sure if you can call it rap," says the singer who performed in Mumbai for the first time yesterday at a congregation of women speakers. Mahi, who did her first live show when she was 12, knew from a very early age that she wanted to do "something to fight inequality in society". "Since I could sing, I had all these dreams, of doing live and reality shows. I was very little but I was already shooting for the stars," she smiles. While she has brought in a unique style to talk of the life and times of Dr Ambedkar, she was sure that it would work, even though no one had tried it before. "We have a team of lyricists who work hard to figure what should go, and more importantly, what should be dropped from a song. Addressing sensitive subjects like inequality and untouchability is always tricky territory. There has been an overwhelming amount of support, and some negative feedback too. But if there is no criticism, there can be no improvement," says the singer who performed in Mumbai for the first time yesterday at 'We The Women', a congregation of women speakers.

Ginni with her father Rakesh Chandra Mahi

Even though this is her first visit to Mumbai, Mahi could barely make time to look around. "My second year finals are on, I have an exam on Monday," says the singer who is pursuing graduation in music, from HMV College in Jalandhar. "Studies are my priority, I want to do my masters, and then my dream is to do my PhD in music. A doctor heals people with his knowledge in medicine. I want to know music so well, that one day I am able to heal people with music," she says. In terms of her singing career, Bollywood, of course is the dream. "I want to be a playback singer here, much like my idols Lata Mangeshkar, Shreya Ghoshal and Sunidhi Chauhan."

A still from her hit song, Fan Baba Sahib Di

While Mahi's music wants to break the shackles of inequality, that she herself has earned the tag of a Dalit rapper is an irony she just might have to live with. "My message is humanity, to erase caste politics. No one, especially artists, should be bound by class or caste. Such a tag, even though it has earned me fame, beats the purpose. But then, that is how the world works, in labels. We have entwined ourselves in all kinds of borders that separate us from each other."

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The cast rehearsing at The Cuckoo Club

If you ask anyone, which part of the wedding they enjoy the most, chances are that the 'sangeet' would be a popular choice. Especially, in a city like Delhi that is known for their great Indian weddings. Prerna Chawla and Shikha Talsania's upcoming play Dekh Behen takes on this larger-than-life grandeur of a wedding that is taking place at a plush Chhattarpur farmhouse.

What makes this Akvarious production extra special is that this play has been put together by an all-girl team. Talsania says, "Dekh Behen is a kitschy, light-hearted story of five bridesmaids catching up hours before they are to put up a rehearsed item number at the Sangeet ceremony, in a big fat Delhi wedding. It's a bittersweet comedy about daughters, girlfriends, mothers, sisters, wives, and getting through one bloody 'shaadi ka function'." Playing the lead character, the bride's brattish sister, is YouTube superstar Mithila Palkar who used to be an active member of Thespo. While she always wanted to act on stage, she found her space backstage doing play readings. Speaking about her role Palkar says, "Riya belongs to a rich Punjabi family from Delhi. She's intelligent but inevitably a brat. But, she is also trying to figure out life as it happens to her and is battling a perpetual conflict of principles and emotions, like most of us, in our early 20s, do. So, 'rich brat' aside, I can relate to Riya."

The play has been written by Dilshad Edibam Khurana and Tahira Nath Krishnan. Khurana says, "Dekh Behen is a fun story that also touches upon a lot of issues that are common among friends or siblings. Through the course of the story, these issues get discussed and ironed out. But at the end of the play, you will go will go back home with a smile on your face." One can easily relate to the title and the poster of the play, thanks to the popular 'dekh behen' memes. So, is that the connect, we ask Talsania. She says, "The title came up during a coffee break conversation, while we were doing another play. Come and watch the play, you'll see why it's an apt title."

When: February, 1-4, 8 PM
Where: The Cuckoo Club, 5AA Pali Hill, Bandra West
Entry: Rs 400
Call: 9619962969

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Shawna Pandya

While the world is already counting Dr Shawna Pandya in the league of Kalpana Chawla and Sunita Williams, the lady in question feels it's all "a bit premature".

Canadian scientist and astronaut, Dr Pandya, is known for her work as part of Citizen Science Astronaut (CSA) candidate with project PoSSUM (Polar Suborbital Science in the Upper Mesosphere) and PHEnOM (Physiology, Health and Environmental Observations and Microgravity) that she has been pursuing for two years now to understand several aspects of outer space, ranging from cloud formation to physiology and microgravity. She was one of the two candidates to be shortlisted from 3,200 people enrolled in the CSA programme.

While she has been working extensively in the field of outer space, and has in the past even worked with NASA, she clarifies that there has been "no announcement, flight assignment or selection of missions" [scheduled to take flight] yet. They will soon head off to a Mars simulation for two weeks though, that will help them prepare better for the mission, as and when it happens.

In a telephonic interview from Canada, where Dr Pandya is based, she tells us, "We are still developing our science and our mission. Our programme has done a phenomenal job of recruiting great candidates regardless of gender, ethnicity and country of origin. In fact, India has better representation in PoSSUM now. It is interesting that there is so much international representation in space programmes. It's not a competition to say, 'I will be the first such and such...' It's only about working with the passion and excitement."

Pandya is now part of a show on Sony BBC Earth titled Astronauts — Toughest Job In The Universe. Ask her what makes her job the toughest and she says, "I think everyone is serious and passionate about their job and consider it the toughest in the universe. This job, however, requires a tremendous amount of dedication and time. It's team-based and there is much risk involved. You cannot afford to let anyone down and that really raises the stakes."

Ever since she was a child, Pandya had been fascinated by space. "I remember when I was in grade seven, I'd read books on astronomy and the universe. I think that's where it all began for me," says the 33-year-old, who works as a general physician. When it comes to the areas that she has dabbled in, it's an extensive laundry list. From a black belt in Taekwondo to baseball, to motivational speaking, to walking the ramp and crooning as an opera singer, Pandya seems to have done it all. Ask her how does she pack in so much, and she says, "When I am asked this, I tell people, 'relax, I'm not doing all this in the same 24-hour period'. The trick is to prioritise what you do with your time, line up goals, set deadlines for yourself and act accordingly."

Pandya shares a deep connect with Mumbai and tries to visit the city once every five years. The last time she was here was last February. "I have most of my extended family here, my uncles, cousins and up until recently, my grandmother. There's no other city in the world like Mumbai, for me. There's so much going on here all the time but there's always something that comes out of the constant commotion. This city is always home away from home for me."

Also Read: Virender Sehwag Pays Heartwarming Tribute To Astronaut Kaplana Chawla

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Turns out, autism is not linked to consuming fish in pregnancy.

Scientists at the University of Bristol looked at the assumption that mercury exposure during pregnancy is a major cause of autism using evidence from nearly 4500 women who took part in the Children of the 90s study.

Using analysis of blood samples, reported fish consumption and information on autism and autistic traits from one of the largest longitudinal studies to date, researchers found no links between levels of mercury in the mothers and autism or autistic traits in their children. The only adverse effect of mercury found was poor social cognition if mothers ate no fish at all, especially for girls.

Lead author Jean Golding commented, "Our findings further endorse the safety of eating fish during pregnancy. Importantly we've found no evidence at all to support claims that mercury is involved in the development of autism or autistic traits.

"This adds to a body of work that endorses the eating of fish during pregnancy for a good nutritional start to life with at least two fish meals a week."

Dr Caroline Taylor said, "All species of fish contain traces of mercury, which can harm brain development, but we've found that the health benefits of fish, probably from nutrients such as vitamin D, omega-3 fatty acids, selenium and iodine, outweigh the risks from mercury.¿

"The advice on eating fish when pregnant is complicated and overwhelming. There is now a body of evidence to support a simpler and clearer approach that maximises the health benefits of fish.¿

The study appears in the journal Molecular Autism.

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Food tends to spoil more quickly during the summer. It is important to pay extra attention to your food and look for unusual odour and mould before consuming it, say experts. Indrayani Pawar, team leader, dietitian team, Hinduja Healthcare Surgical and Varsha Gorey, clinical nutritionist, Apollo Hospitals, Navi Mumbai, suggest some tips:

1. Which foods spoil quickly
Foods with high moisture content and protein-based foods are easy targets for micro-organisms. Milk and milk products, raw and cooked meats and vegetables are more prone to spoilage compared to dry food items. Foods that are high in sugar, or salt or with high fat or oil content in contrast don't spoil quickly because these act as preservative agents.

Storage becomes important here - low temperatures serve to preserve these food items. One must ensure food is not kept outside for long periods of time.

2. How to identify bad food?
Spoilt food has a telling smell. Quite often, food items that look fine on the outside have mould or fungus growing inside which people don't notice. It is always better to check the food for any unusual odours and open the food item to check for unusual signs, such as stringy threadlike growth. Dairy based Indian sweets are more likely to spoil quickly compared to dry fruit and nuts based, pulse and flour based or dry coconut based sweets.

3. Eating well during the summer
Seasonal fruits and vegetables are always the best option in their respective seasons. In order to quench thirst in summer, fresh fruits and vegetables should be consumed (as they are also good in antioxidants, vitamins and minerals). Smoothies with curds, or simple buttermilk are better options than fizzy or cold drinks. Curd will help to soothe the stomach by providing probiotics and easy to digest proteins.

4. Eat safe while traveling this summer
If you're travelling long distances during the summer, it is best to carry dry foods. Nuts and oil seeds, roasted chiwdas, roasted makhana, multigrain khakaras and chikki are some examples. Kokum sherbet, aam panha, nimbu pani, buttermilk and lassi are also great for the summer.

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Gestational diabetes -- high blood sugar condition during pregnancy -- may cause early-stage kidney damage that can later lead to chronic kidney diseases among women, reported a study.

The study showed that women with gestational diabetes were more likely to have a high glomerular filtration rate (GFR) -- an estimate of how much blood per minute passes through the glomeruli, the tiny filters within kidneys that extract waste from the blood.

Women with gestational diabetes had more than triple the risk of an elevated GFR, which may precede the early kidney damage that accompanies pre-diabetes -- a condition with higher blood sugar levels but not high enough to be classified as diabetes.

"Our findings suggest that women who have had gestational diabetes may benefit from periodic checkups to detect early-stage kidney damage and receive subsequent treatment," said Cuilin Zhang from National Institutes of Health's Eunice Kennedy Shriver National Institute of Child Health and Human Development (NICHD) in Maryland, US.

The study, published in the journal Diabetes Care, included data from 601 Danish women having gestational diabetes and 613 non-diabetic women.

The results showed that women who had gestational diabetes and later developed diabetes were approximately nine times more likely to have an elevated GFR later in life, compared to women who did not have gestational diabetes.

They were also likely to have an elevated urinary albumin to creatinine ratio (UACR), which is an indicator of kidney disease.

The study could not prove that gestational diabetes causes kidney damage, and the authors noted that more research is needed to confirm their findings.

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Representational picture 

Did you know losing too much weight too fast can be harmful for your health? Losing weight is not always a euphoria moment, sometimes it can be bad for health. Thus, it is important is to understand the relationship between health and the correct body weight.

The market is flooded with options to lose weight - crash diets, supplements, pills etc. - all promising a rapid weight transformation. But are these quick fixes the right choice?

"Losing weight too fast means putting your health at risk. A slow and steady weight loss plan is always a good idea. This way you can lose the unwanted weight without any side effects. A lot of us get tempted with the lucrative promises of quick weight loss and end up harming our health drastically. This issue needs attention and a lot of emphasis should be put on this problem," said Dr. Pooja Chaudhary, wellness consultant, Healthians.

It is important to understand the concept of rapid weight loss. Losing weight around 0.45 kg-0.9 kg per week is a safe bet. But, losing more than that can be considered as rapid weight loss which can have an impact on the health.

The common ways by which people try to lose weight are:

1. Starvation Diets

2. Consumption of diet pills or supplements

3. Opting for very-low-calorie diets

4. Over-exercising

At the start of exercise plan or diet plan, people witness a sudden weight loss of 2-3 kg. This is actually the water weight. The initial sudden weight loss is normal. But after this initial loss, anything more than 0.45 kg-0.9 kg per week could brew trouble for you in the long run.

Here are various health problems, as suggested by Dr. Angeli Misra (Co- Founder of Lifeline Laboratory), that sudden weight loss can trigger.

Disturbing the Body's Equilibrium: Our bodies can adjust to the minor dietary changes and run smoothly but rapid and drastic changes can wreak havoc. Sudden weight loss causes electrolyte imbalance in the body. A sudden decrease in the food intake (by following crash diets) will lead to an unexpected reduction in the electrolytes level, particularly potassium and magnesium.

Heart Problems: Sudden weight loss can damage the blood vessels which further leads to fluctuations in heart rate, blood pressure, irregular heart rhythm, thus increases the risk of heart failure. Although exercises aid in weight loss, they are really dangerous for heart health.

Gallstones: The quick weight loss can cause the cholesterol in the liver to seep in the bile which can lead to the formation of stones. It is always wiser to lose weight slowly and follow a proper weight loss plan. Completely avoid those crash course diets and severe fasting as the greed of losing weight quickly can seriously affect our health.

Can indicate diseases like diabetes, cancer: If you are losing weight quickly without even trying, it can be an indication of serious diseases like cancer, diabetes, tuberculosis, celiac diseases, COPD, etc. Sudden and unexplained weight loss needs immediate and proper attention. It is extremely important to seek medical advice. Therefore, the key to a healthy weight -loss is maintaining a balance and losing weight slowly and steadily!¿ concluded Chaudhary.

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While Google Duplex, which lets AI mimic a human voice to make appointments and book tables through phone calls, has mesmerised people with its capabilities and attracted flak on ethical grounds at the same time, Microsoft has showcased a similar technology it has been testing in China.

At an AI event in London on Tuesday, Microsoft CEO Satya Nadella revealed that the company's Xiaoice social chatbot has 500 million "friends" and more than 16 channels for Chinese users to interact with it through WeChat and other popular messaging services.

"Microsoft has turned Xiaoice, which is Chinese for 'little Bing', into a friendly bot that has convinced some of its users that the bot is a friend or a human being. Xiaoice has her own TV show, it writes poetry and it does many interesting things," The Verge quoted Nadella as saying.

Xiaoice interacts in text conversations but now the company has started allowing the chat bot to call people on their phones.

The bot does not work exactly like Google Duplex, which uses the Assistant to make calls on a user's behalf but it holds a phone conversation with the user.

"One of the things we started doing earlier this year is having full duplex conversations. So now Xiaoice can be conversing with you in WeChat and stop and call you. Then you can just talk to it using voice," Nadella was quoted as saying.

Humans will be humans and the latest victim of humankind was Microsoft.

Two years ago, Microsoft launched an artificial intelligence (AI)-powered bot on Twitter, named Tay, for a playful chat with people, only to silence it within 24 hours as users started sharing racist and offensive comments with the bot.

Launched as an experiment in "conversational understanding" and to engage people through "casual and playful conversation", Tay was soon bombarded with racial comments and the innocent bot repeated those comments back with her commentary to users.

Some of the tweets had Tay referring to Hitler, denying the Holocaust, and supporting Donald Trump's immigration plans, among others.

Later, a Microsoft spokesperson confirmed to TechCrunch that the company is taking Tay off Twitter as people were posting abusive comments to her.

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Brain areas that are traditionally not associated with learning science can become active when people are confronted with solving physics problems, finds a study. This shows that the brain's activity can be modified by different forms of instruction.

"The neurobiological processes that underpin learning are complex and not always directly connected to what we think it means to learn," said lead author Eric Brewe, Associate Professor at Drexel University in Pennsylvania, US.

The findings, published in the journal Frontiers in ICT, showed that newer brain regions associated with attention, working memory and problem solving -- the lateral prefrontal cortex and parietal cortex, sometimes called the brain's "central executive network" - showed activity when dealing with such problems.

Another area that became active was the posterior cingulate cortex, which is linked to episodic memory and self-referential thought.

"These changes in brain activity may be related to more complex behavioural changes in how students reason through physics questions post- relative to pre-instruction," Brewe noted.

"These might include shifts in strategy or an increased access to physics knowledge and problem-solving resources," he said.

Using fMRI (functional magnetic resonance imaging) to measure blood flow in the brain, the researchers looked to map what areas become active when completing a physics reasoning task, both before a course on the concepts and after.

A small group of students were taught a physics course that utilised "Modeling Instruction," a style of teaching which encourages students to be active participants in their learning.

"This suggests that learning physics is an imaginative process, which is not typically how people think of it," Brewe said, in reference to the study which aimed to further explore how students use their own mental models to understand new concepts.

"The idea of mental models is something that people who research learning love to talk about, but have no evidence of what is happening inside brains other than what people say or do," Brewe said.

"We are actually looking for evidence from inside the brain."

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Ojas Adhiya, Nandini Shankar and Abhishek Borkar are poised to strike a chord with young urban listeners in Mumbai

For most youngsters, unfamiliar with Hindustani classical music, 'serious', 'formal' and 'boring' are popular adjectives used to define the genre. For as long as we can remember, Hindustani classical, that has given the world several legends, has been performed in sprawling auditoriums — there's not just discipline in the music, but in the attire and in environment as a whole. How would it be then, to see classical being performed in casuals? Turns out, that's not an outrageous thought anymore. First Edition Arts, a Mumbai-based performing arts company is poised to topple status quo with the sole aim of gathering more young, urban listeners. Under a musical series called Come Together, three young Hindustani classical musicians, will slip into casuals and perform for an audience gathered at Cafe Zoe. Starting June 10, this will be a regular series, one in every quarter. While the setting is all-new, the music won't take the fusion route. The first series will feature Abhishek Borkar on the sarod, Nandini Shankar on the violin and Ojas Adhiya on the tabla. The trio will present an instrumental concert in both solo and duet sets.

Catch them young
"When younger musicians try to strike a rapport with young listeners they take the fusion route. We are saying, you don't have to. This music is so exciting on its own, that the young can be hooked," says Devina Dutt, director, First Edition Arts. Six months ago, they had organised something similar at antiSOCIAL at Khar as an experiment, and they were sold out. "We weren't sure of what to expect. But it was a success." That gave them the impetus to take the idea on a larger scale. "The first two sets will be the sarod and tabla. In the third set, Abhishek will invite Nandini to jam with them on stage. The concert will span a little over an hour — not the standard two-and-a-half-hour performance. Young people haven't even heard classical music and they have discarded it. All we are trying to do, is give them a sense of how exciting and rigorous it is. But, in a short dose," Dutt says.

Abhishek Borkar

The protocols will be relaxed too. The bar will be open before and after the concert, and for 20 minutes during the interval. Food and drink services will be terminated during the performance, but, once served, guests can continue with their meal at their tables. "There was no sense in locating it in a space like this and sticking to the rigidity. But, at the same time the character of the music does require attention, it's not the kind that you can hear in the background," she adds.

Break the rules
Ever since the posters of the concert went out, a lot of Shankar's friends and followers on social media have shown interest. The posters, with their vibrant colours and friendly fonts, could well be mistaken for one for a standup gig. "Any new genre is an acquired taste. Over the last couple of years, I have noticed an increase in my young audience. Young listeners are always looking for something new and because most of them have not heard classical music, it is novel to them. If they are exposed to it, they will enjoy it," says the eighth generation violinist. The set-up, she believes, needs to change because "it is important that it appeals to you at first go. That's why the colourful posters. We need to speak the language they understand," adds the 25-year-old. After the concert, the audience can interact with the artists as well. "The milieu becomes more relatable, it's like hanging out with friends. That becomes easier when the age groups are similar. We want to connect on a personal level. In fact, that's the bit I am really looking forward to," adds Shankar.

Nandini Shankar

Tabla ace Adhiya would love to do a Q & A with the audience as well. "That way we can reach out to them and explain what classical music is all about. If they know a few things, they can enjoy it more. And it will all be done in an informal manner," says the 30-year-old who made it to the Limca Book of World Records as the youngest tabla player at the age of 4. Borkar points out that traditionally, Hindustani classical has always been somewhat "intimidating".

"It can appear too proper, rigid and posh, with its sherwanis and bandhgalas. Sometimes I feel even the artists themselves enjoy this air of exclusivity that further distances them from the audience," says the 25-year-old sarod player, adding that he was thrilled about the prospect of performing in casuals. "That's what I wear when I practice or record in a studio. So, why not at a concert? We are even thinking of getting some people to sit on stage if possible," he adds.

Distraction not a concern
The trio believes that the music will be enough to keep people from getting distracted. "It's a new thing for them too, to experience this kind of music in the given setup. And if someone is quietly eating and drinking at their table, that should not bother me. In the olden days, there would be baithaks in people's homes, where classical concerts would be performed. It's the same concept," Adhiya says. Spontaneity will be the key on D-day; the artists will reach the venue, gauge the crowd and accordingly choose the raagas. Borkar says, "I love getting people interested in an instrument they have not seen or heard before. The idea is that if they don't come to our concerts, why don't we go where they hang out? And just because it's unusual that doesn't mean it's wrong."

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Yashodhara Dalmia with Mashe and his family in the early 1980s. Pic/Maseeh Rahman

When art historian and curator Yashodhara Dalmia first met Jivya Soma Mashe in the early 1980s, the Warli artist had just started working on paper instead of the walls on which his peers and ancestors had for generations. "I found it inventive, brave and fascinating," says Dalmia, who authored The Painted World of the Warlis: Art and Ritual of the Warli Tribes of Maharashtra in 1988.

Traditionally associated with the rituals and ceremonies of the Warli community, who reside in the Maharashtra-Gujarat border, the art form found new horizons through Mashe, who passed away on May 15 in Ganjad village, Palghar. He was 84. On his passing away, he was remembered as the artist who popularised the folk art form, rendering figures on paper smeared with cow-dung or a red background, and nudging Warli into mainstream visual culture.

Mashe's The Fish Bowl

Cultural theorist and curator Nancy Adajania says that it is a misconception that Mashe 'popularised' or 'preserved' Warli. "He did neither. He invented Warli art, as we know it today. He was a pioneer," she says. Before him, there was no "Warli art" as such. In its ritual form, it was practised in the Warli community by its women, not men, who would paint on the walls of their houses, a sacred square with the fertility goddess, surrounded by human and animal forms. "But Mashe wasn't consecrating the goddess in his paintings. He was a witness to his times, using the existing vocabulary of the ritual form and creating a new one," she says.

Cultural historian, prof Jyotindra Jain, who included Mashe in his seminal exhibition Other Masters: Five Contemporary Folk and Tribal Artists of India (1998), says the artist went far beyond the conventional themes of Warli, infusing the form with a narrative quality. "In 1998, Jivya produced an epic work comprising two large paintings on wooden boards entitled: My Life. This work relates to memory — memory of fragmentation and fear," he says.

(From left) Former gallerists Kekoo and Khorshed Gandhy with Mashe (centre) at his 1975 solo exhibition at Chemould Pic/ChemoulD Prescott Road archive

Jain's observation cuts through common misconceptions about Warli being a simplistic 'folksy' art. In My Life, a bipartite work, Jain observes that in one section, Mashe ruthlessly depicts a railway line cutting a village in two, dividing the fields, the river, the families, and the community. The second section depicts the memory of Jivya's first visit to this city, arriving at the Mumbai Central railway station filled with an ocean of people. "Despite the limited vocabulary of thin, linear humans of the Warli idiom, Jivya powerfully characterises each figure, be it a coolie carrying luggage, a policeman chasing a thief, or a monkey jumping on to a roof," he says.

In his paintings, we find signs of modernity — schools, railway junctions, as well as a depiction of the crafty moneylender, observes Adajania. His themes may find growing relevance now, as they did then, particularly through what Adajania describes as 'an environmental ethic' — an interdependence of human beings with other living things. Recalling one of his most famous and captivating works, Fisherman, she says, "A vast cosmic net held by a speck of a human being overpowers the painting. But this is not an expression of a competition with the powers of the divine; instead, Mashe is transmitting an ethic of empathetic coexistence among species, even as he asserts his own artistic agency."

The commercialisation of Warli art these days, says Adajania, is a symptom of a chronic problem faced by these artists. "They are susceptible to exploitation, because there are two unequal economies in our art world — one for the contemporary artist, the other for the so-called folk artist," she says. As a practice running parallel to other contemporary practices, as Mashe's did with the Bombay Progressives, there is the continuing need to give the art form the place it deserves. Dalmia, when she remembers that first meeting with Mashe, says he was living in poor circumstances. He would soon become the first from his community to find recognition, both Indian and international, as an artist.

Mentored by Bhaskar Kulkarni, a senior member of Crafts Board, Mashe had his first solo exhibition in 1975 at Kekoo and Khorshed Gandhy's Gallery Chemould. It was the first time that an exhibition of an artist from an indigenous community was held at a contemporary art gallery. When the gallery shifted in 2010, from Kala Ghoda to Fort, the gallerists decided to bid farewell by revisiting Mashe's works, instead of a group show of any of the other stellar Modernists. "He was not just an artist who transported the ritual tradition into a parallel contemporary form of art, but also a man of vision. He could foresee that this art would convey the daily life of his people and his own life," says Dalmia.

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