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How to identify different types of bees

Not sure how to tell a carpenter bee from a honey bee from a wasp? This handy guide will help you identify types of bees and wasps and whether or not they sting



  • Organic Farming & Gardening

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Atlanta to Appalachia: Meet the quirky neighbors who keep my life interesting

From spraying coyote urine to mourning the passing of a horse, I'm learning to be part of this community.




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Why the future of housing should be multifamily and multigenerational

To solve our housing crisis and build homes for aging boomers where they want them, we have to loosen up our concept of neighborhood.



  • Remodeling & Design

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Why cohousing could be the answer for aging baby boomers

Cohousing isn't just a place to live, it's an intentional community.




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Beware of yellow jacket nests the size of cars

Experts warn that Alabama is facing an outbreak of yellow jacket super nests, and it's connected to climate change.



  • Organic Farming & Gardening

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How to get rid of roaches naturally

Banishing roaches from your home without toxic chemicals can be time-consuming, but the results will be well worth the effort.




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Front-yard veggie gardeners declare victory

Couple who had to tear up a front-yard veggie garden they had tended for 20 years in Miami Shores, Florida, replants after new law went into effect on July 1.



  • Organic Farming & Gardening

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A Fourth of July to remember

A patriotic party among neighbors offers a new outlook on rural life.




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Floating dairy farm debuts in the Netherlands

The Port of Rotterdam is home to the first urban agriculture operation that yields fresh milk, yogurt and cheese.



  • Organic Farming & Gardening

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Millennials want houses, but they don't want what boomers are selling

There's an "imbalance in the housing market" — young buyers want modern designs, open plans and walkable communities but that's not what boomers are selling.



  • Remodeling & Design

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This innovative vertical greenhouse in Wyoming is empowering people with disabilities

Vertical Harvest is a hydroponic greenhouse in Wyoming that offers year-round produce and employs people with disabilities.



  • Organic Farming & Gardening

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Explore the wide and wonderful world of epiphytes

Epiphytic plants encompasses an enormous range of plants that grow on top of others, acquiring their nutrients through all sorts of nifty and unusual ways.



  • Organic Farming & Gardening

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Why you should talk to your plants

Research shows that talking to houseplants can help their growth — and now there's a new book full of bedtime stories just for them.



  • Organic Farming & Gardening

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'Downsize' shows you how to think big when living small

The new book by Sheri Koones is full of beautiful homes and good ideas.



  • Remodeling & Design

y

How an indoor fountain can help you relax

The soothing sound of burbling water is one of the simplest ways to bring a sense of calm to any space.




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How you can use Australian landscaping ideas to create a drought-tolerant garden

Lush, but low-water gardens are a growing popular necessity around the world, and the Australians have a lot to teach the rest of the world.



  • Organic Farming & Gardening

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How much should we worry about pyrethrins and pyrethroids?

Flea collars, lawn-care products, insect repellant and de-licing products could be harming more than just pests.




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Minnesota will pay homeowners to make their lawns bee-friendly

A Minnesota spending plan will pay homeowners to transform their lawns into bee-friendly habitats.



  • Organic Farming & Gardening

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How to grow your own cozy gourd tunnel

Building one of these leafy retreats adds both beauty and interest to any garden.



  • Organic Farming & Gardening

y

Why Germany's little gardens are a way of life

Once critical for survival, Germany's allotment gardens now provide a different type of health and wellness.



  • Organic Farming & Gardening

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Why you should plant a victory garden

Grab your shovel and some seeds and combat climate change and whatever life brings with a backyard garden.



  • Organic Farming & Gardening

y

Opinion: Brokerbility's managing director Ian Stutz on technology and SMEs

Adapting to the future: Technology is changing the way SMEs buy insurance, but brokers have a vital role to play, says Ian Stutz




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Acturis continues international expansion with French buy

Software house's deal to buy Add Value Assurances follows purchases in Canada, Germany and Denmark.




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Gefion meets €5m liquidity deadline

The Danish provider has complied with the order from a regulator to have liquid assets of at least €5m by the end of 2019, after further investment from shareholders.




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Strategy reform reveals FCA data drive

The watchdog wants to use automation to deepen understanding of markets but has been warned against developing an over-simplified view of the market.




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FSCS hikes broker levy up by £11m for 2020/21

Organisation says indicative levy for general insurance distribution is £23m and publishes Plan and Budget for the next financial year as total levy goes up by £87m.




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FSCS levy hike reignites call for separate broker pot

Expected broker levy rose to £23m for 2020/21 after spike in PPI complaints.




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By Miles receives FCA ‘open banking’ licence

InsurTech will be able to access the financial data of consenting customers.




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CMA urges regulators to put "strong remedies" in place to end loyalty penalty

Government body welcomes the FCA's proposition to ban dual pricing as it publishes update a year on from the Citizens Advice super-complaint.




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Aviva denies privacy failure after mailing error

The insurer contacted thousands of customers mistakenly calling them ‘Michael’ - reports.




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FCA warns of temporary permissions deadline as Brexit looms

There will be no change to EEA firms 'passporting' into the UK from tomorrow (31 January), but the temporary permissions regime will be used if the UK and EU fail to sign an agreement by 31 December 2020.




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Insurance Age Podcast: 21 February 2020

The Insurance Age team talk about the top stories for the week.




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FCA admits "mistake" after it accidentally shared private complainant data

The names, addresses, and telephone numbers of certain FCA complainants were publicly available between November 2019 and February 2020.




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FCA under attack for "comprehensively and scandalously" failing consumers

Regulator rejects claims from Gina Miller's True and Fair Campaign, stating they contain “numerous inaccuracies", as campaigners call on the Chancellor of the Exchequer to review Andrew Bailey's appointment as governor of the Bank of England.




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Lloyd's to close underwriting room for 24 hours in coronavirus stress test

Market to test its readiness by invoking its emergency trading protocol.




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Covid-19: FCA calls on insurers to treat customers fairly during crisis

Regulator sets out expectations amid coronavirus for travel, motor and home insurance, product suspensions and renewals as it highlights the important role of the broker in helping vulnerable customers.




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CMA slaps Ardonagh’s Paymentshield over PPI

The “significant” breaches meant some customers did not get annual review statements for up to six years.




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Covid-19: Are you a key worker?

Biba's Graeme Trudgill outlines the relevant areas for brokers as the FCA tells firms how to identify key workers in financial services.




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Premium finance not affected by FCA relief measures, says Biba

Trade body said it lobbied the regulator to exclude premium finance arrangements as payment deferrals would have left many brokers at greater risk.




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Covid-19: Industry welcomes "firm and pragmatic" FCA message on BI claims

Sector responds to the regulator's Dear CEO letter calling on insurers to pay valid claims quickly.




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Cyber: getting up to speed

Brokers have a vital role to play in spreading the word about the importance of cyber cover for businesses of all sizes, explains Steve Williams




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Broking success: Tony Knight, Knightsure

The old school approach: Knightsure director Tony Knight prides himself on his old school, face-to-face approach, but is not afraid to take on new challenges such as cyber or how to thrive in the post-Brexit world




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Video: GDPR – What you need to know

Cheryl Martin, partner in the insurance advisory cyber and GDPR practice at EY and Branko Bjelobaba, founder of consultancy firm Branko Limited, share their knowledge on how the new regulations came about.




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Video: GDPR – Future proofing your business: Don’t panic!

In the culmination of the three part series the specialists run through what to do in the coming days, weeks, months and years now that GDPR is in place.




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Blog: Does your board meet FCA standards?

Gary Dixon, of the Association of Independent Non Executive Directors, highlights why it is time to talk about the independent NED gap.




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Video: Scheme Smart - How To Grow And Market Your Delegated Authority

The second episode of our insightful documentary series with Axa, Scheme Smart, focuses on how to take a delegated authority to the next level.




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Video: Scheme Smart - How To Future-Proof Your Scheme

The third episode of Insurance Age’s documentary series with Axa, Scheme Smart, focuses on what steps can be taken to future-proof schemes and delegated authorities and what sectors brokers can look to for future growth.




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New whitepaper advises on how to future proof your scheme business

Insurance Age and Axa release the third in a series of whitepapers to help brokers and MGAs launch and manage schemes and delegated authorities.




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Using technology to give mid-market clients a corporate insurance experience

Too large to benefit from government initiatives but too small to employ their own risk managers, mid-market businesses can inadvertently find themselves taking on unexpected levels of risk. As these businesses grow and face new and increasingly complex risks, expert support is essential, as Sam Barrett explains




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Diversity & inclusion success in Insurance to be celebrated at new Age awards

The first Diversity & Inclusion in Insurance Awards to be held in November